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Midwestone Financial Group (MOFG)
NASDAQ:MOFG
US Market

Midwestone Financial Group (MOFG) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Jul 30, 2025
TBA (Confirmed)
Period Ending
2025 (Q2)
Consensus EPS Forecast
0.77
Last Year’s EPS
1
Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings

Earnings Call Summary

Q1 2025
Earnings Call Date:Apr 24, 2025|
% Change Since: 7.41%|
Earnings Call Sentiment|Neutral
The earnings call reflected a mixture of positive aspects, such as increased net income, improved asset quality, and strategic initiatives, alongside challenges like flat loan growth and decreased net interest income. The balance of highlights and lowlights suggests a stable financial performance with room for growth.
Company Guidance -
Q2 2025
During the MidWestOne Financial Group's first quarter 2025 earnings call, several key financial metrics were highlighted. The company reported a net income of $15.1 million, with a return on average assets of 1%. Despite flat loan growth due to elevated payoffs, the core net interest margin improved by 10 basis points. Asset quality metrics showed improvement, with criticized assets decreasing by $24 million (9%) and the nonperforming assets ratio improving by 7 basis points to 0.33%. Charge-offs increased to 29 basis points for the quarter, primarily due to a partial charge-off of a previously reserved CRE loan. The allowance for credit losses remained ample at 1.25% of loans. Additionally, the company's shareholders' equity increased by $20 million to $579.6 million, and the CET1 ratio rose to 10.97%. The core net interest margin increased to 3.36%, driven by a decrease in the cost of interest-bearing liabilities and an expansion in core earning asset yields. The company aims to maintain annual expenses in the range of $145 million to $147 million for 2025.
Increase in Net Income and Return on Assets
Net income for the quarter was $15.1 million, with a return on average assets of 1%.
Improvement in Asset Quality Metrics
Criticized assets decreased by $24 million or 9%, and the nonperforming assets ratio improved by 7 basis points to 0.33%.
Expansion of Core Net Interest Margin
Core net interest margin increased by 10 basis points.
Significant Increase in SBA Gain on Sale Income
SBA gain on sale income rose by 52% from the same period last year.
Strong Loan Origination Activity
Commercial originations were up 4% from the year-ago period and 37% from the linked quarter.
Increase in Shareholders' Equity
Shareholders' equity increased by $20 million to $579.6 million.
Stable Deposit Franchise
Deposits were essentially flat, reflecting stability despite seasonal fluctuations.
Successful Strategic Initiatives
New commercial banker hires and technology investments are expected to enhance future performance.

Midwestone Financial Group (MOFG) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

MOFG Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jul 30, 2025
2025 (Q2)
0.77 / -
1
Apr 24, 2025
2025 (Q1)
0.73 / 0.73
0.21247.62% (+0.52)
Jan 23, 2025
2024 (Q4)
0.72 / 0.78
0.17358.82% (+0.61)
Oct 24, 2024
2024 (Q3)
0.55 / -6.05
0.58-1143.10% (-6.63)
Jul 25, 2024
2024 (Q2)
0.50 / 1.00
0.48108.33% (+0.52)
Apr 25, 2024
2024 (Q1)
0.36 / 0.21
0.09133.33% (+0.12)
Jan 25, 2024
2023 (Q4)
0.49 / 0.17
1.02-83.33% (-0.85)
Oct 26, 2023
2023 (Q3)
0.57 / 0.58
1.17-50.43% (-0.59)
Aug 01, 2023
2023 (Q2)
0.68 / 0.48
0.8-40.00% (-0.32)
Apr 27, 2023
2023 (Q1)
0.76 / 0.09
0.88-89.77% (-0.79)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

MOFG Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Apr 24, 2025
$28.22$28.00-0.78%
Jan 23, 2025
$29.70$30.48+2.63%
Oct 24, 2024
$28.54$27.59-3.33%
Jul 25, 2024
$27.64$28.10+1.66%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Midwestone Financial Group (MOFG) report earnings?
Midwestone Financial Group (MOFG) is schdueled to report earning on Jul 30, 2025, TBA (Confirmed).
    What is Midwestone Financial Group (MOFG) earnings time?
    Midwestone Financial Group (MOFG) earnings time is at Jul 30, 2025, TBA (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is MOFG EPS forecast?
          MOFG EPS forecast for the fiscal quarter 2025 (Q2) is 0.77.
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