Mountain Commerce Bancorp (MCBI)
OTHER OTC:MCBI
Total Valuation
Mountain Commerce Bancorp has a market cap or net worth of $145.44M. The enterprise value is $133.51M.
Market Cap$145.44M
Enterprise Value$133.51M
Share Statistics
Mountain Commerce Bancorp has 6,384,568 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding6,384,568
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Mountain Commerce Bancorp’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 5.00%.
Return on Equity (ROE)0.08
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)5.00%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee881.05K
Profits Per Employee103.58K
Employee Count108
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Mountain Commerce Bancorp is 15.5. Mountain Commerce Bancorp’s PEG ratio is 0.51.
PE Ratio15.5
PS Ratio1.51
PB Ratio0.98
Price to Fair Value0.98
Price to FCF10.39
Price to Operating Cash Flow0.00
PEG Ratio0.51
Income Statement
In the last 12 months, Mountain Commerce Bancorp had revenue of 95.15M and earned 11.19M in profits. Earnings per share was 1.78.
Revenue95.15M
Gross Profit41.19M
Operating Income14.03M
Pretax Income14.03M
Net Income11.19M
EBITDA14.03M
Earnings Per Share (EPS)1.78
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
Mountain Commerce Bancorp pays an annual dividend of $0.07, resulting in a dividend yield of 1.12%
Dividend Per Share$0.07
Dividend Yield1.12%
Payout Ratio14.37%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta-0.06
52-Week Price Change11.38%
50-Day Moving Average23.36
200-Day Moving Average21.78
Relative Strength Index (RSI)51.32
Average Volume (3m)11.48K
Important Dates
Mountain Commerce Bancorp upcoming earnings date is Apr 27, 2026, Before Open (Confirmed).
Last Earnings DateJan 20, 2026
Next Earnings DateApr 27, 2026
Ex-Dividend Date―
Financial Position
Mountain Commerce Bancorp as a current ratio of 0.13, with Debt / Equity ratio of 46.70%
Current Ratio0.13
Quick Ratio0.13
Debt to Market Cap0.47
Net Debt to EBITDA-0.73
Interest Coverage Ratio0.27
Taxes
In the past 12 months, Mountain Commerce Bancorp has paid 2.84M in taxes.
Income Tax2.84M
Effective Tax Rate0.20
Enterprise Valuation
Mountain Commerce Bancorp EV to EBITDA ratio is 8.05, with an EV/FCF ratio of 9.52.
EV to Sales1.38
EV to EBITDA8.05
EV to Free Cash Flow9.52
EV to Operating Cash Flow9.19
Balance Sheet
Mountain Commerce Bancorp has $234.33M in cash and marketable securities with $70.00M in debt, giving a net cash position of $164.33M billion.
Cash & Marketable Securities$234.33M
Total Debt$70.00M
Net Cash$164.33M
Net Cash Per Share$25.74
Tangible Book Value Per Share$23.22
Margins
Gross margin is 31.36%, with operating margin of 14.74%, and net profit margin of 11.76%.
Gross Margin31.36%
Operating Margin14.74%
Pretax Margin14.74%
Net Profit Margin11.76%
EBITDA Margin17.16%
EBIT Margin14.74%
Analyst Forecast
The average price target for Mountain Commerce Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast2.25%
EPS Growth Forecast69.86%