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Lufax Holding Ltd. (LU)
NYSE:LU
US Market
LU
Lufax Holding
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Lufax Holding (LU) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Aug 25, 2026
After Close (Confirmed)
Period Ending
2026 (Q2)
Consensus EPS Forecast
―
Last Year’s EPS
-0.26
Same Quarter Last Year
Analyst Consensus
―
Based on 0 Analysts Ratings

Earnings Call Summary

Q3 2024
Earnings Call Date:Oct 21, 2024|
% Change Since:
|
Earnings Call Sentiment|Neutral
The earnings call presented a mixed picture with notable growth in consumer finance and improved asset quality, but also significant challenges including decreased income and a quarterly net loss. While there are positive developments such as the acquisition of a new lending license, the financial performance shows areas of concern.
Company Guidance
During the third quarter of 2024, Lufax Holding reported a total loan volume of RMB 50.5 billion, marking a 11.7% increase from the previous quarter, despite challenging macroeconomic conditions. The company saw a notable 27.8% year-over-year rise in new consumer finance loans, which represented 52% of total renewal sales. Asset quality remained stable, with the C-M3 flow rate of Puhui loans at 0.9% and a decrease in the NPL ratio of consumer finance loans to 1.2%. Total income declined by 31.1% to RMB 5.5 billion, largely due to a 41.8% reduction in outstanding loan balance, while expenses fell by 19.2% to RMB 6.3 billion. The take rate increased by 1.9 percentage points to 9.7%, driven by an increased proportion of loans under the 100% guarantee model. Despite a net loss of RMB 725 million, Lufax remains optimistic about leveraging its consumer finance and small lending licenses to reduce funding costs and improve its capital management efficiency.
Growth in Consumer Finance Business
New consumer finance loans increased by 27.8% year-over-year and accounted for 52% of total renewal sales in the third quarter.
Improved Asset Quality
The asset quality of consumer finance loans stayed strong, with the NPL ratio decreasing to 1.2% from 1.4% in the second quarter.
Decreased Operating Expenses
Total operating expenses declined by 35.9% to RMB 3 billion from RMB 4.7 billion.
Decreased Sales and Marketing Expenses
Sales and marketing expenses decreased by 49.9% to RMB 1.1 billion.
New Nationwide Small Lending License
Lufax acquired a nationwide small lending license in July and provided more than RMB 1 billion in loans under this new license.

Lufax Holding (LU) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced
Daily Earnings Calendar >

LU Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Aug 25, 2026
2026 (Q2)
- / -
-0.259―――
Apr 27, 2026
2026 (Q1)
- / -
――――
Feb 15, 2026
2024 (Q4)
-0.19 / -0.22
-0.2212.26% (<+0.01)――
Dec 09, 2025
2025 (Q3)
- / -
-0.165―――
Aug 26, 2025
2025 (Q2)
- / -
-0.203―――
Apr 28, 2025
2025 (Q1)
- / -
-0.76―――
Oct 21, 2024
2024 (Q3)
>-0.01 / -0.16
0.024-800.00% (-0.19)―
Aug 21, 2024
2024 (Q2)
0.04 / -0.20
0.247-182.14% (-0.45)―
Apr 22, 2024
2024 (Q1)
0.03 / -0.11
0.177-163.33% (-0.29)―
Mar 21, 2024
2023 (Q4)
-0.02 / -0.22
-0.212-2.78% (>-0.01)―
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

LU Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Apr 27, 2026
$1.92$1.90-1.04%
Dec 09, 2025
$2.65$2.63-0.75%
Aug 26, 2025
$3.11$3.03-2.57%
Apr 28, 2025
$3.12$2.95-5.45%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Lufax Holding Ltd. (LU) report earnings?
Lufax Holding Ltd. (LU) is schdueled to report earning on Aug 25, 2026, After Close (Confirmed).
    What is Lufax Holding Ltd. (LU) earnings time?
    Lufax Holding Ltd. (LU) earnings time is at Aug 25, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is LU EPS forecast?
          Currently, no data Available