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Live Oak Bancshares (LOB)
NYSE:LOB
US Market
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Live Oak Bancshares (LOB) Income Statement

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Live Oak Bancshares Income Statement

Last quarter (Q4 2025), Live Oak Bancshares's total revenue was $289.44M, an increase of 20.64% from the same quarter last year. In Q4, Live Oak Bancshares's net income was $44.12M. See Live Oak Bancshares’s key income statements, including revenue, expenses, profit, and income.
Income Statement
Dec 25Dec 24Dec 23Dec 22Dec 21
Total Revenue
$ 1.04B$ 929.29M$ 776.55M$ 508.83M$ 506.41M
Gross Profit
$ 503.00M$ 396.61M$ 382.26M$ 350.92M$ 426.77M
Operating Expenses
$ 342.01M$ 307.38M$ 299.43M$ 140.59M$ 215.99M
Depreciation and Amortization
$ 24.11M$ 23.28M$ 21.27M$ 20.78M$ 21.37M
EBITDA
$ 185.09M$ 112.52M$ 104.10M$ 231.11M$ 232.15M
Operating Income
$ 160.98M$ 89.23M$ 82.83M$ 210.32M$ 210.79M
Other Income/Expenses
$ 0.00$ 0.00$ 0.00$ 0.00$ 0.00
Pretax Income
$ 160.98M$ 89.23M$ 82.83M$ 210.32M$ 210.79M
Net Income
$ 103.78M$ 77.47M$ 73.90M$ 176.21M$ 167.00M
Per Share Metrics
Basic EPS
$ 2.24$ 1.72$ 1.67$ 4.02$ 3.87
Diluted EPS
$ 2.22$ 1.69$ 1.64$ 3.92$ 3.71
Weighted Average Shares Outstanding
45.91M 45.01M 44.35M 43.86M 43.17M
Weighted Average Shares Outstanding (Diluted)
46.30M 45.95M 45.09M 44.91M 45.07M
Currency in USD

Live Oak Bancshares Earnings and Revenue History