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Kingsway Financial Services (KFS)
NYSE:KFS
US Market

Kingsway Financial Services (KFS) Ratios

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Kingsway Financial Services Ratios

KFS's free cash flow for Q4 2025 was $-1.42. For the 2025 fiscal year, KFS's free cash flow was decreased by $ and operating cash flow was $-0.04. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
790.93 790.93 0.00 0.00 34.52
Quick Ratio
790.93 790.93 0.00 0.00 -6.60
Cash Ratio
581.11 581.11 0.00 0.00 29.68
Solvency Ratio
>-0.01 >-0.01 -0.01 0.17 0.12
Operating Cash Flow Ratio
-0.11 -0.11 0.00 0.00 -6.74
Short-Term Operating Cash Flow Coverage
>-0.01 >-0.01 0.00 0.00 -33.27
Net Current Asset Value
$ -174.94M$ -174.94M$ -168.31M$ -173.11M$ -188.90M
Leverage Ratios
Debt-to-Assets Ratio
0.34 0.34 0.32 0.23 0.36
Debt-to-Equity Ratio
2.48 2.48 3.61 1.65 4.76
Debt-to-Capital Ratio
0.71 0.71 0.78 0.62 0.83
Long-Term Debt-to-Capital Ratio
0.69 0.69 0.78 0.62 0.82
Financial Leverage Ratio
7.37 7.37 11.20 7.14 13.17
Debt Service Coverage Ratio
0.63 0.63 0.77 6.08 5.24
Interest Coverage Ratio
-1.62 -1.12 -1.72 3.78 4.32
Debt to Market Cap
0.24 0.19 0.25 0.21 0.56
Interest Debt Per Share
3.00 3.00 2.39 2.02 4.85
Net Debt to EBITDA
12.99 92.16 15.52 1.01 0.79
Profitability Margins
Gross Profit Margin
30.99%31.01%100.00%100.00%100.00%
EBIT Margin
-3.26%-6.26%-3.08%27.77%37.54%
EBITDA Margin
3.48%0.49%3.13%33.55%43.16%
Operating Profit Margin
-6.46%-4.48%-7.34%21.97%30.48%
Pretax Profit Margin
-7.24%-10.24%-7.34%21.97%30.48%
Net Profit Margin
-7.84%-7.85%-8.24%21.88%21.56%
Continuous Operations Profit Margin
-7.49%-7.50%-7.21%23.73%26.27%
Net Income Per EBT
108.35%76.63%112.25%99.61%70.72%
EBT Per EBIT
111.96%228.60%100.00%100.00%100.00%
Return on Assets (ROA)
-4.64%-4.64%-4.97%11.92%8.65%
Return on Equity (ROE)
-36.46%-34.15%-55.64%85.02%114.01%
Return on Capital Employed (ROCE)
-3.82%-2.65%-4.43%11.96%12.33%
Return on Invested Capital (ROIC)
-5.47%-2.77%0.00%0.00%19.67%
Return on Tangible Assets
-9.75%-9.75%-10.30%21.09%11.94%
Earnings Yield
-3.55%-2.86%-4.07%10.91%13.58%
Efficiency Ratios
Receivables Turnover
9.82 9.81 10.29 8.89 8.18
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
10.24 10.23 28.44 39.35 68.11
Asset Turnover
0.59 0.59 0.60 0.54 0.40
Working Capital Turnover Ratio
12.41 12.36 0.00 2.97 2.98
Cash Conversion Cycle
37.19 37.22 35.47 41.05 44.63
Days of Sales Outstanding
37.19 37.22 35.47 41.05 44.63
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
37.19 37.22 35.47 41.05 44.63
Cash Flow Ratios
Operating Cash Flow Per Share
>-0.01 >-0.01 0.04 -1.02 -0.63
Free Cash Flow Per Share
-0.06 -0.06 0.01 -1.03 0.52
CapEx Per Share
0.06 0.06 0.03 <0.01 1.15
Free Cash Flow to Operating Cash Flow
603.00 540.33 0.34 1.01 -0.82
Dividend Paid and CapEx Coverage Ratio
>-0.01 >-0.01 1.48 -127.74 -0.55
Capital Expenditure Coverage Ratio
>-0.01 >-0.01 1.50 -127.74 -0.55
Operating Cash Flow Coverage Ratio
>-0.01 >-0.01 0.02 -0.57 -0.14
Operating Cash Flow to Sales Ratio
>-0.01 >-0.01 <0.01 -0.24 -0.13
Free Cash Flow Yield
-0.58%-0.43%0.16%-12.22%6.53%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
-27.89 -34.92 -24.55 9.17 7.37
Price-to-Sales (P/S) Ratio
2.25 2.74 2.02 2.01 1.59
Price-to-Book (P/B) Ratio
9.52 11.93 13.66 7.79 8.40
Price-to-Free Cash Flow (P/FCF) Ratio
-169.87 -231.18 635.75 -8.18 15.32
Price-to-Operating Cash Flow Ratio
-99.75K -124.91K 213.31 -8.25 -12.49
Price-to-Earnings Growth (PEG) Ratio
-0.28 -1.32 0.18 -0.19 >-0.01
Price-to-Fair Value
9.52 11.93 13.66 7.79 8.40
Enterprise Value Multiple
77.61 651.48 80.05 6.99 4.47
Enterprise Value
372.19M 436.49M 282.32M 252.51M 221.22M
EV to EBITDA
78.27 651.48 80.05 6.99 4.47
EV to Sales
2.72 3.19 2.51 2.35 1.93
EV to Free Cash Flow
-205.75 -269.27 788.61 -9.57 18.61
EV to Operating Cash Flow
-124.06K -145.50K 264.60 -9.64 -15.18
Tangible Book Value Per Share
-3.12 -3.12 -2.88 -2.39 -2.46
Shareholders’ Equity Per Share
1.13 1.13 0.61 1.08 0.94
Tax and Other Ratios
Effective Tax Rate
-0.04 0.27 0.02 -0.08 0.14
Revenue Per Share
4.91 4.91 4.14 4.19 4.99
Net Income Per Share
-0.39 -0.39 -0.34 0.92 1.08
Tax Burden
1.08 0.77 1.12 1.00 0.71
Interest Burden
2.22 1.64 2.38 0.79 0.81
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.45 0.45 0.40 0.39 0.38
Stock-Based Compensation to Revenue
0.01 0.01 0.00 0.02 0.04
Income Quality
<0.01 <0.01 -0.12 -1.09 -0.52
Currency in USD