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Kingsway Financial Services (KFS)
NYSE:KFS
US Market

Kingsway Financial Services (KFS) Ratios

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Kingsway Financial Services Ratios

KFS's free cash flow for Q3 2025 was $1.00. For the 2025 fiscal year, KFS's free cash flow was decreased by $ and operating cash flow was $0.03. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
319.32 0.00 0.00 34.52 113.45
Quick Ratio
319.32 0.00 0.00 -6.60 -19.88
Cash Ratio
123.88 0.00 0.00 29.68 43.00
Solvency Ratio
-0.01 -0.01 0.17 0.44 0.21
Operating Cash Flow Ratio
-1.56 0.00 0.00 -6.74 -20.10
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -175.37M$ -168.31M$ -153.76M$ -188.90M$ -379.61M
Leverage Ratios
Debt-to-Assets Ratio
<0.01 0.32 0.23 0.36 0.62
Debt-to-Equity Ratio
0.06 3.61 1.65 4.76 381.88
Debt-to-Capital Ratio
0.06 0.78 0.62 0.83 1.00
Long-Term Debt-to-Capital Ratio
0.06 0.78 0.62 0.82 0.99
Financial Leverage Ratio
14.12 11.20 7.14 13.17 615.31
Debt Service Coverage Ratio
0.70 0.77 1.25 3.13 0.88
Interest Coverage Ratio
-1.76 -1.72 0.15 4.64 -1.73
Debt to Market Cap
<0.01 0.25 0.21 0.56 0.76
Interest Debt Per Share
0.22 2.39 2.02 4.85 13.65
Net Debt to EBITDA
-1.65 15.52 6.15 1.30 87.23
Profitability Margins
Gross Profit Margin
100.00%100.00%70.63%79.00%92.56%
EBIT Margin
-2.75%-3.08%-0.27%37.54%-0.49%
EBITDA Margin
3.91%3.13%5.51%26.27%3.42%
Operating Profit Margin
-7.30%-7.34%0.89%32.76%-22.53%
Pretax Profit Margin
-6.90%-7.34%21.97%30.48%-6.10%
Net Profit Margin
-8.29%-8.24%21.88%21.56%1.96%
Continuous Operations Profit Margin
-7.92%-7.21%23.73%26.27%-2.86%
Net Income Per EBT
120.07%112.25%99.61%70.72%-32.16%
EBT Per EBIT
94.61%100.00%2479.14%93.05%27.09%
Return on Assets (ROA)
-4.51%-4.97%11.92%8.65%0.39%
Return on Equity (ROE)
-48.96%-55.64%85.02%114.01%240.62%
Return on Capital Employed (ROCE)
-3.97%-4.43%0.48%13.25%-4.49%
Return on Invested Capital (ROIC)
-5.64%0.00%0.67%21.20%1.64%
Return on Tangible Assets
-9.59%-10.30%21.09%11.94%0.72%
Earnings Yield
-2.77%-4.07%10.91%13.58%1.51%
Efficiency Ratios
Receivables Turnover
8.74 10.29 10.68 0.00 4.61
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.27 0.18
Fixed Asset Turnover
10.01 28.44 39.35 68.11 0.86
Asset Turnover
0.54 0.60 0.54 0.40 0.20
Working Capital Turnover Ratio
10.73 0.00 2.35 2.17 2.92
Cash Conversion Cycle
41.78 35.47 34.19 1.35K 2.11K
Days of Sales Outstanding
41.78 35.47 34.19 0.00 79.16
Days of Inventory Outstanding
0.00 0.00 0.00 1.35K 2.03K
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
41.78 35.47 34.19 1.35K 2.11K
Cash Flow Ratios
Operating Cash Flow Per Share
>-0.01 0.04 -1.02 -0.63 -0.26
Free Cash Flow Per Share
-0.04 0.01 -1.03 0.52 -0.30
CapEx Per Share
0.04 0.03 <0.01 1.15 0.04
Free Cash Flow to Operating Cash Flow
9.62 0.34 1.01 -0.82 1.14
Dividend Paid and CapEx Coverage Ratio
-0.07 1.48 -127.74 -0.55 -7.12
Capital Expenditure Coverage Ratio
-0.12 1.50 -127.74 -0.55 -7.12
Operating Cash Flow Coverage Ratio
-0.11 0.02 -0.57 -0.14 -0.02
Operating Cash Flow to Sales Ratio
>-0.01 <0.01 -0.24 -0.13 -0.06
Free Cash Flow Yield
-0.29%0.16%-12.22%6.53%-5.46%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
-36.56 -24.55 9.17 7.37 66.40
Price-to-Sales (P/S) Ratio
3.08 2.02 2.01 1.59 1.30
Price-to-Book (P/B) Ratio
23.30 13.66 7.79 8.40 159.77
Price-to-Free Cash Flow (P/FCF) Ratio
-349.68 635.75 -8.18 15.32 -18.33
Price-to-Operating Cash Flow Ratio
-3.31K 213.31 -8.25 -12.49 -20.90
Price-to-Earnings Growth (PEG) Ratio
-0.37 0.18 -0.43 <0.01 -0.49
Price-to-Fair Value
23.30 13.66 7.79 8.40 159.77
Enterprise Value Multiple
77.15 80.05 42.55 7.34 125.36
Enterprise Value
380.33M 282.32M 252.51M 221.22M 406.05M
EV to EBITDA
76.05 80.05 42.55 7.34 125.36
EV to Sales
2.97 2.51 2.35 1.93 4.28
EV to Free Cash Flow
-337.47 788.61 -9.57 18.61 -60.26
EV to Operating Cash Flow
-3.25K 264.60 -9.64 -15.18 -68.73
Tangible Book Value Per Share
-3.11 -2.88 -2.39 -2.46 -6.91
Shareholders’ Equity Per Share
0.58 0.61 1.08 0.94 0.03
Tax and Other Ratios
Effective Tax Rate
-0.15 0.02 -0.08 0.14 1.32
Revenue Per Share
4.49 4.14 4.19 4.99 4.21
Net Income Per Share
-0.37 -0.34 0.92 1.08 0.08
Tax Burden
1.20 1.12 1.00 0.71 -0.32
Interest Burden
2.51 2.38 -82.70 0.81 12.33
Research & Development to Revenue
0.00 0.00 0.00 <0.01 >-0.01
SG&A to Revenue
0.43 0.40 0.39 0.38 0.51
Stock-Based Compensation to Revenue
0.01 0.00 0.02 0.04 0.04
Income Quality
0.01 -0.12 -1.09 -0.52 -3.18
Currency in USD