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Kentucky First Federal Bancorp (KFFB)
NASDAQ:KFFB
US Market

Kentucky First Federal Bancorp (KFFB) Ratios

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Kentucky First Federal Bancorp Ratios

KFFB's free cash flow for Q2 2026 was $0.53. For the 2026 fiscal year, KFFB's free cash flow was decreased by $ and operating cash flow was $0.07. See a summary of the company’s cash flow.
Ratios
TTM
Jun 25Jun 24Jun 23Jun 22
Liquidity Ratios
Current Ratio
151.31 0.10 0.11 0.09 0.09
Quick Ratio
151.31 0.10 0.11 0.09 0.09
Cash Ratio
23.49 0.00 0.07 0.03 0.05
Solvency Ratio
<0.01 <0.01 >-0.01 <0.01 <0.01
Operating Cash Flow Ratio
0.21 >-0.01 >-0.01 <0.01 0.01
Short-Term Operating Cash Flow Coverage
0.00 -0.01 0.00 0.00 0.00
Net Current Asset Value
$ -311.20M$ -302.87M$ -298.35M$ -277.68M$ -253.55M
Leverage Ratios
Debt-to-Assets Ratio
0.14 0.11 0.18 0.20 0.10
Debt-to-Equity Ratio
1.05 0.88 1.44 1.38 0.65
Debt-to-Capital Ratio
0.51 0.47 0.59 0.58 0.40
Long-Term Debt-to-Capital Ratio
0.51 0.42 0.59 0.58 0.40
Financial Leverage Ratio
7.64 7.69 7.81 6.88 6.31
Debt Service Coverage Ratio
0.09 0.02 -0.16 0.30 1.07
Interest Coverage Ratio
0.11 0.02 -0.21 0.31 1.18
Debt to Market Cap
1.41 1.81 2.70 1.39 0.52
Interest Debt Per Share
7.65 6.63 9.66 9.10 4.36
Net Debt to EBITDA
41.70 97.40 -29.78 42.23 9.81
Profitability Margins
Gross Profit Margin
48.92%44.35%43.69%69.23%85.18%
EBIT Margin
5.39%1.21%-11.86%9.40%18.09%
EBITDA Margin
5.73%2.23%-10.44%11.36%20.58%
Operating Profit Margin
5.39%1.21%-11.86%9.40%18.09%
Pretax Profit Margin
5.39%1.21%-11.86%9.40%18.09%
Net Profit Margin
4.04%0.92%-10.41%7.15%13.91%
Continuous Operations Profit Margin
4.04%0.92%-10.41%7.15%13.91%
Net Income Per EBT
75.00%76.05%87.81%76.04%76.92%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
0.22%0.05%-0.46%0.27%0.48%
Return on Equity (ROE)
1.71%0.37%-3.59%1.84%3.06%
Return on Capital Employed (ROCE)
0.30%0.15%-1.65%1.00%2.34%
Return on Invested Capital (ROIC)
4.36%-0.10%-1.45%0.76%1.80%
Return on Tangible Assets
0.22%0.05%-0.46%0.27%0.49%
Earnings Yield
2.28%0.77%-6.72%1.85%2.43%
Efficiency Ratios
Receivables Turnover
14.00 0.00 14.14 14.47 17.61
Payables Turnover
20.59 0.00 52.88 57.36 141.17
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
4.91 4.67 3.87 2.94 2.50
Asset Turnover
0.05 0.05 0.04 0.04 0.03
Working Capital Turnover Ratio
1.38 -0.09 -0.08 -0.06 -0.05
Cash Conversion Cycle
8.35 0.00 18.91 18.86 18.14
Days of Sales Outstanding
26.08 0.00 25.82 25.23 20.73
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
17.73 0.00 6.90 6.36 2.59
Operating Cycle
26.08 0.00 25.82 25.23 20.73
Cash Flow Ratios
Operating Cash Flow Per Share
<0.01 -0.01 -0.18 0.14 0.32
Free Cash Flow Per Share
-0.01 -0.03 -0.19 0.13 0.30
CapEx Per Share
0.02 0.02 <0.01 0.02 0.02
Free Cash Flow to Operating Cash Flow
-5.43 2.73 1.05 0.89 0.94
Dividend Paid and CapEx Coverage Ratio
0.16 -0.58 -1.98 0.77 1.71
Capital Expenditure Coverage Ratio
0.16 -0.58 -22.03 9.07 17.49
Operating Cash Flow Coverage Ratio
<0.01 >-0.01 -0.02 0.02 0.08
Operating Cash Flow to Sales Ratio
<0.01 >-0.01 -0.09 0.09 0.23
Free Cash Flow Yield
-0.31%-1.00%-5.94%2.03%3.80%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
43.95 130.21 -14.87 54.12 41.17
Price-to-Sales (P/S) Ratio
1.77 1.20 1.55 3.87 5.73
Price-to-Book (P/B) Ratio
0.74 0.49 0.53 1.00 1.26
Price-to-Free Cash Flow (P/FCF) Ratio
-319.92 -100.29 -16.84 49.27 26.29
Price-to-Operating Cash Flow Ratio
1.74K -274.04 -17.60 43.83 24.79
Price-to-Earnings Growth (PEG) Ratio
0.88 -1.18 0.05 -1.29 -3.02
Price-to-Fair Value
0.74 0.49 0.53 1.00 1.26
Enterprise Value Multiple
72.66 151.09 -44.61 76.30 37.64
Enterprise Value
85.59M 66.33M 77.00M 113.08M 88.53M
EV to EBITDA
72.66 151.09 -44.61 76.30 37.64
EV to Sales
4.16 3.38 4.66 8.67 7.75
EV to Free Cash Flow
-750.82 -282.24 -50.66 110.32 35.55
EV to Operating Cash Flow
4.08K -771.25 -52.95 98.16 33.52
Tangible Book Value Per Share
6.06 5.97 5.93 6.12 6.22
Shareholders’ Equity Per Share
6.06 5.97 5.93 6.24 6.33
Tax and Other Ratios
Effective Tax Rate
0.25 0.24 0.12 0.24 0.23
Revenue Per Share
2.54 2.43 2.04 1.60 1.39
Net Income Per Share
0.10 0.02 -0.21 0.11 0.19
Tax Burden
0.75 0.76 0.88 0.76 0.77
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.20 0.26 0.32 0.39 0.43
Stock-Based Compensation to Revenue
0.00 0.00 0.00 <0.01 <0.01
Income Quality
0.03 -0.48 0.84 1.23 1.66
Currency in USD