tiprankstipranks
Kansas City Life Insurance Company (KCLI)
OTHER OTC:KCLI
US Market
Want to see KCLI full AI Analyst Report?

Kansas City Life Insurance Company (KCLI) Price & Analysis

15 Followers

KCLI Stock Chart & Stats

$33.25
$0.53(1.47%)
At close: 4:00 PM EST
$33.25
$0.53(1.47%)

Bulls Say, Bears Say

Bulls Say
Conservative Balance SheetNo reported debt materially reduces financial risk and gives the company durable capacity to absorb underwriting volatility or investment stress. Over months, low leverage supports regulatory capital, preserves strategic optionality for reinsurance or opportunistic asset purchases, and limits insolvency risk.
Stable Revenue BaseA steady top line from in-force premiums and recurring products creates predictability in pricing, reserve planning and investment cash flows. That stability allows management to focus on margin restoration and expense control, reducing long-term business volatility versus cyclical revenue models.
Diversified Earnings ModelDual earnings drivers—underwriting and investment spread—provide structural diversification. Premium inflows fund fixed-income portfolios that can generate durable spread income, while disciplined underwriting can improve margins independent of market swings, supporting multi-month resilience.
Bears Say
Persistent Negative Cash FlowSustained operating and free cash outflows weaken financial flexibility and force reliance on investment realizations or capital actions. Over a multi-month horizon this limits ability to support new sales, pay claims from operating receipts, invest in technology/distribution, or withstand prolonged adverse mortality or market shocks.
Worsening ProfitabilityA swing to sustained losses and negative margins erodes capital and reduces internal funds for growth or dividends. If underwriting or reserve assumptions remain weak, management must pursue pricing, expense reduction, or capital measures, all structural actions that can constrain long-term earnings recovery.
Declining Return On EquityA shift to negative ROE indicates the company is not earning its cost of capital on equity, signaling impaired capital efficiency. Over months this can pressure retained earnings, limit capacity to fund liabilities internally, and increase probability of capital management actions like cuts to dividends or external raises.

KCLI FAQ

What was Kansas City Life Insurance Company’s price range in the past 12 months?
Kansas City Life Insurance Company lowest stock price was $27.45 and its highest was $36.49 in the past 12 months.
    What is Kansas City Life Insurance Company’s market cap?
    Kansas City Life Insurance Company’s market cap is $304.13M.
      When is Kansas City Life Insurance Company’s upcoming earnings report date?
      Kansas City Life Insurance Company’s upcoming earnings report date is Jul 24, 2026 which is in 87 days.
        How were Kansas City Life Insurance Company’s earnings last quarter?
        Currently, no data Available
        Is Kansas City Life Insurance Company overvalued?
        According to Wall Street analysts Kansas City Life Insurance Company’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
          Does Kansas City Life Insurance Company pay dividends?
          Kansas City Life Insurance Company pays a Quarterly dividend of $0.14 which represents an annual dividend yield of 1.75%. See more information on Kansas City Life Insurance Company dividends here
            What is Kansas City Life Insurance Company’s EPS estimate?
            Kansas City Life Insurance Company’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Kansas City Life Insurance Company have?
            Kansas City Life Insurance Company has 9,683,000 shares outstanding.
              What happened to Kansas City Life Insurance Company’s price movement after its last earnings report?
              Currently, no data Available
              Which hedge fund is a major shareholder of Kansas City Life Insurance Company?
              Currently, no hedge funds are holding shares in KCLI
              What is the TipRanks Smart Score and how is it calculated?
              Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                Kansas City Life Insurance Company Stock Smart Score

                3
                Underperform
                1
                2
                3
                4
                5
                6
                7
                8
                9
                10

                Technicals

                SMA
                Negative
                20 days / 200 days
                Momentum
                -13.91%
                12-Months-Change

                Fundamentals

                Return on Equity
                -3.37%
                Trailing 12-Months
                Asset Growth
                -1.60%
                Trailing 12-Months

                Company Description

                Kansas City Life Insurance Company

                Kansas City Life Insurance Company provides insurance products and services in 49 states and the District of Columbia. It offers a portfolio of individual insurance, annuity, and group life and health insurance; and traditional life insurance, immediate annuities with life contingencies, supplementary contracts with life contingencies, and accident and health insurance. Kansas City Life Insurance Company was incorporated in 1985 and is based in Kansas City, Missouri.

                Kansas City Life Insurance Company (KCLI) Earnings & Revenues

                Similar Stocks
                Company
                Price & Change
                Follow
                Atlantic American
                Citizens
                Genworth Financial
                Brighthouse Financial

                Ownership Overview

                0.06%99.94%
                Insiders
                Mutual Funds
                0.06% Other Institutional Investors
                99.94% Public Companies and
                Individual Investors

                Options Prices

                Currently, No data available
                ---
                Popular Stocks