Want to see KCLI full AI Analyst Report?

Kansas City Life Insurance Company (KCLI) Price & Analysis

15 Followers

KCLI Stock Chart & Stats

$33.25

$0.53(1.47%)

At close: Jan 06 4:00 PM EST

$33.25

$0.53(1.47%)

Day’s Range― - ―

52-Week Range$29.05 - $36.49

Previous CloseN/A

Volume300.00

Average Volume (3M)886.00

Market Cap

$324.48M

Enterprise Value$315.17M

Total Cash (Recent Filing)$227.78M

Total Debt (Recent Filing)$0.00

Price to Earnings (P/E)―

Beta0.36

Next Earnings

Jul 24, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield1.75%

Share Statistics

EPS (TTM)-1.34

Shares Outstanding9,683,000

10 Day Avg. Volume369

30 Day Avg. Volume886

Financial Highlights & Ratios

PEG Ratio-0.05

Price to Book (P/B)0.47

Price to Sales (P/S)0.64

P/FCF Ratio-2.38

Enterprise Value/Market Cap0.97

Enterprise Value/Revenue0.65

Enterprise Value/Gross Profit0.61

Enterprise Value/Ebitda-14.60

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Conservative Balance Sheet (debt-free)A zero-debt balance sheet is a durable strength: it provides financial flexibility to absorb underwriting volatility, fund operations or reinvestment without borrowing, and reduces default risk. Over the next 2–6 months this capacity helps manage cash burn and preserves options for capital actions.

Proven Prior ProfitabilityHaving delivered strong results in 2023 shows the business model and underwriting/pricing can generate profits. This historical profitability implies management and product economics can restore margins, making recovery achievable if revenue and expense trends stabilize in the medium term.

Diversified Insurer Revenue StreamsA multi-source revenue model (premiums, investment spread, fees) provides structural resilience: recurring premium cash flows and long-duration liabilities support predictability, while investment income can offset underwriting cycles, sustaining earnings potential across market environments.

Bears Say

Declining Top LineA ~24% TTM revenue decline materially weakens scale and fixed-cost absorption for distribution and admin functions. Persistent top-line shrinkage undermines underwriting leverage, reduces premium base for investment income, and makes medium-term margin recovery more difficult without clear sales remediation.

Consistent Negative Cash FlowSustained negative operating and free cash flow is a structural concern: it limits the firm's ability to fund claims, pay dividends, invest in growth, or rebuild reserves. Even with no debt, ongoing cash burn may force asset sales or capital raises over a 2–6 month horizon.

Persisting Operating LossesOngoing negative net and operating income indicates the company is not currently converting capital into returns. Prolonged losses erode equity, pressure reserves and return-on-equity metrics, and increase the likelihood of strategic or pricing changes that could disrupt operations.

KCLI FAQ

What was Kansas City Life Insurance Company’s price range in the past 12 months?

Kansas City Life Insurance Company lowest stock price was $29.05 and its highest was $36.49 in the past 12 months.

What is Kansas City Life Insurance Company’s market cap?

Kansas City Life Insurance Company’s market cap is $324.48M.

When is Kansas City Life Insurance Company’s upcoming earnings report date?

Kansas City Life Insurance Company’s upcoming earnings report date is Jul 24, 2026 which is in 22 days.

How were Kansas City Life Insurance Company’s earnings last quarter?

Kansas City Life Insurance Company released its earnings results on Apr 24, 2026. The company reported $0.988 earnings per share for the quarter, beating the consensus estimate of N/A by $0.988.

Is Kansas City Life Insurance Company overvalued?

According to Wall Street analysts Kansas City Life Insurance Company’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Kansas City Life Insurance Company pay dividends?

Kansas City Life Insurance Company pays a Quarterly dividend of $0.18 which represents an annual dividend yield of 1.75%. See more information on Kansas City Life Insurance Company dividends here

What is Kansas City Life Insurance Company’s EPS estimate?

Kansas City Life Insurance Company’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Kansas City Life Insurance Company have?

Kansas City Life Insurance Company has 9,683,000 shares outstanding.

What happened to Kansas City Life Insurance Company’s price movement after its last earnings report?

Kansas City Life Insurance Company reported an EPS of $0.988 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.026%.

Which hedge fund is a major shareholder of Kansas City Life Insurance Company?

Currently, no hedge funds are holding shares in KCLI

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Kansas City Life Insurance Company Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

-2.07%

Trailing 12-Months

Asset Growth

-2.27%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

Kansas City Life Insurance Company

Operating in 49 U.S. states and the District of Columbia, Kansas City Life Insurance Company delivers a wide array of financial protection solutions. Its comprehensive product range covers individual and group policies for life, health, and accident insurance. The company also provides various annuity products, including immediate annuities tied to life contingencies, in addition to specialized supplementary contracts. This firm was established in 1985 and maintains its corporate headquarters in Kansas City, Missouri.