TOMONY Holdings, Inc. (8600) AI Stock Analysis

• Market Cap: ¥131.66B
• Dividend Yield: 3.12%
• Average Volume (3M): 524.42K
• Price to Earnings (P/E): 8.1
• Beta (1Y): 0.93
• Revenue Growth: 9.30%
• EPS Growth: 2.14%
• Country: JP
• Employees: 2,212
• Sector: Financial
• Sector Strength: 70
• Industry: Banks - Diversified
• EPS (TTM): 27.25
• Shares Outstanding: 193,533,000
• 10 Day Avg. Volume: 460,970
• 30 Day Avg. Volume: 524,416
• PEG Ratio: 24.39
• Price to Book (P/B): 0.37
• Price to Sales (P/S): 1.14
• P/FCF Ratio: 2.44
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 77 Outperform
• Price Target: ¥724.00 ▲(2.70% Upside)

TOMONY Holdings, Inc. receives a strong overall score due to its solid financial performance and attractive valuation. The technical analysis supports a bullish outlook, although the stock is nearing overbought levels. The absence of earnings call and corporate events data did not impact the score.

TOMONY Holdings, Inc. Business Overview & Revenue Model

Company Description

TOMONY Holdings, Inc., through its subsidiaries, provides various banking and financial products and services. The company offers leasing and card services, as well as engages in banking operations. TOMONY Holdings, Inc. was incorporated in 2010 and is headquartered in Takamatsu, Japan.

How the Company Makes Money

TOMONY Holdings, Inc. generates revenue through multiple streams. Primarily, the company earns income from its investments in portfolio companies across its targeted sectors, capitalizing on the growth and profitability of these entities. Additionally, TOMONY may receive management fees and performance-based incentives from companies it oversees, further contributing to its earnings. The company also engages in strategic partnerships and joint ventures that provide access to new markets and technologies, enhancing its revenue potential. Significant collaborations with key industry players can lead to shared resources and increased market presence, supporting overall financial performance.

TOMONY Holdings, Inc. Financial Statement Overview

Summary

TOMONY Holdings, Inc. demonstrates a solid financial position with consistent revenue growth and strong operational margins. The balance sheet reflects improved leverage and a stable capital structure. However, the net profit margin has slightly decreased, and cash flow management shows historical volatility.

Income Statement

TOMONY Holdings, Inc. has shown consistent revenue growth over the years, with a notable increase in the latest period. The company maintains strong EBIT and EBITDA margins, indicating efficient operations and profitability. However, the net profit margin has slightly decreased compared to previous years, suggesting some pressure on net income growth.

Balance Sheet

The company's debt-to-equity ratio has improved over time, reflecting better leverage management. The return on equity is stable, though not exceptionally high, indicating moderate profitability from shareholders' equity. The equity ratio suggests a solid capital structure, but there is room for improvement in asset utilization.

Cash Flow

TOMONY Holdings, Inc. has experienced fluctuations in free cash flow, with significant growth in recent periods. The operating cash flow to net income ratio is strong, indicating good cash generation relative to net income. However, past periods of negative operating cash flow highlight potential volatility in cash management.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	84.99B	90.86B	83.33B	73.25B	65.68B	63.95B
Gross Profit	84.99B	85.90B	83.89B	74.86B	64.53B	63.95B
EBITDA	25.10B	25.00B	23.22B	22.42B	20.79B	11.09B
Net Income	16.48B	15.83B	14.01B	14.17B	13.06B	9.98B
Balance Sheet
Total Assets	5.09T	5.03T	4.81T	4.55T	4.60T	4.41T
Cash, Cash Equivalents and Short-Term Investments	0.00	509.25B	462.73B	371.14B	537.96B	520.14B
Total Debt	170.07B	165.47B	165.24B	103.82B	243.78B	225.82B
Total Liabilities	4.80T	4.75T	4.53T	4.30T	4.35T	4.16T
Stockholders Equity	287.22B	281.62B	275.17B	245.19B	243.33B	240.28B
Cash Flow
Free Cash Flow	0.00	42.36B	-36.73B	-203.16B	46.16B	224.84B
Operating Cash Flow	0.00	43.98B	-34.91B	-201.41B	47.91B	228.26B
Investing Cash Flow	0.00	-201.24B	27.57B	37.48B	-27.44B	-42.81B
Financing Cash Flow	0.00	204.29B	196.92B	-2.56B	-2.38B	-1.39B

TOMONY Holdings, Inc. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 705.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8600, the sentiment is Positive. The current price of 705 is above the 20-day moving average (MA) of 678.15, above the 50-day MA of 659.63, and above the 200-day MA of 557.39, indicating a bullish trend. The MACD of 12.57 indicates Negative momentum. The RSI at 60.08 is Neutral, neither overbought nor oversold. The STOCH value of 79.37 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:8600.

TOMONY Holdings, Inc. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
8336	78 Outperform	¥138.50B	10.24	―	2.99%	5.74%	10.39%
8600	77 Outperform	¥131.66B	8.09	―	3.12%	9.30%	2.14%
8544	75 Outperform	¥157.50B	13.89	―	2.57%	6.37%	-11.55%
8361	73 Outperform	¥152.35B	9.70	―	2.77%	-7.59%	76.05%
8388	70 Outperform	¥145.81B	11.75	―	2.53%	3.78%	1.63%
8386	69 Neutral	¥154.40B	11.16	―	2.60%	-6.76%	34.71%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%

TOMONY Holdings, Inc. Corporate Events

TOMONY Holdings Reports Strong Q1 2025 Financial Results and Dividend Increase

TOMONY Holdings, Inc. reported a significant increase in its financial performance for the three months ended June 30, 2025, with ordinary income rising by 4.3% and profit attributable to owners increasing by 14.0% compared to the previous year. The company also announced a forecasted increase in annual cash dividends per share for the fiscal year ending March 31, 2026, reflecting its strong financial position and commitment to returning value to shareholders.