TOMONY Holdings, Inc. (JP:8600)
:8600
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TOMONY Holdings, Inc.
(8600)
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Rating:68Neutral
Price Target:
¥930.00
▲(14.67% Upside)
Action:DowngradedDate:03/05/26
The score is driven primarily by solid financial performance (revenue growth, strong operating margins, and improved leverage) and a very attractive valuation (low P/E with a decent dividend). These positives are tempered by a mixed technical picture, with near-term weakness versus the 20/50-day averages despite longer-term trend support and generally neutral momentum.
Positive Factors
Revenue Growth
Sustained ~9% top-line growth and a notable uptick in the latest period indicate expanding customer adoption across software, subscriptions and telecom. Over the next 2–6 months this supports recurring revenue stability, scale economics and room to reinvest in product and distribution.
Negative Factors
Net Margin Pressure
A contracting net profit margin suggests rising non-operational costs, tax or financing impacts that reduce earnings retention. Over several months this can limit internal funding for growth initiatives, weaken EPS momentum and constrain dividend or buyback flexibility.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
Sustained ~9% top-line growth and a notable uptick in the latest period indicate expanding customer adoption across software, subscriptions and telecom. Over the next 2–6 months this supports recurring revenue stability, scale economics and room to reinvest in product and distribution.
Read all positive factors
TOMONY Holdings, Inc. (8600) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥161.49B
Dividend Yield2.84%
Average Volume (3M)524.42K
Price to Earnings (P/E)6.3
Beta (1Y)0.94
Revenue Growth9.68%
EPS Growth-21.05%
CountryJP
Employees2,212
SectorFinancial
Sector Strength70
IndustryBanks - Diversified
Share Statistics
EPS (TTM)15.39
Shares Outstanding193,533,000
10 Day Avg. Volume460,970
30 Day Avg. Volume524,416
Financial Highlights & Ratios
PEG Ratio24.39
Price to Book (P/B)0.37
Price to Sales (P/S)1.11
P/FCF Ratio2.44
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
TOMONY Holdings, Inc. Business Overview & Revenue Model
Company Description
TOMONY Holdings, Inc., through its subsidiaries, provides various banking and financial products and services. The company offers leasing and card services, as well as engages in banking operations. TOMONY Holdings, Inc. was incorporated in 2010 a...
How the Company Makes Money
TOMONY Holdings generates revenue through multiple streams, including software licensing fees, subscription services, and consulting fees associated with its technology solutions. The company also earns income from its telecommunications operation...
TOMONY Holdings, Inc. Financial Statement Overview
Summary
Income Statement
75
Positive
Balance Sheet
70
Positive
Cash Flow
65
Positive
| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 90.31B | 92.92B | 85.88B | 77.49B | 66.94B | 65.49B |
| Gross Profit | 83.50B | 84.86B | 82.72B | 74.35B | 65.07B | 62.30B |
| EBITDA | 23.75B | 25.00B | 23.22B | 22.42B | 20.79B | 15.77B |
| Net Income | 16.48B | 15.83B | 14.01B | 14.17B | 13.06B | 9.98B |
Balance Sheet | ||||||
| Total Assets | 5.09T | 5.03T | 4.81T | 4.55T | 4.60T | 4.41T |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 509.25B | 462.73B | 371.14B | 537.96B | 520.14B |
| Total Debt | 170.07B | 165.47B | 165.24B | 103.82B | 483.34B | 225.82B |
| Total Liabilities | 4.80T | 4.75T | 4.53T | 4.30T | 4.35T | 4.16T |
| Stockholders Equity | 287.22B | 281.62B | 275.17B | 245.19B | 243.33B | 240.28B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 42.36B | -36.73B | -203.16B | 46.16B | 224.84B |
| Operating Cash Flow | 0.00 | 43.98B | -34.91B | -201.41B | 47.91B | 228.26B |
| Investing Cash Flow | 0.00 | -201.24B | 27.57B | 37.48B | -27.44B | -42.81B |
| Financing Cash Flow | 0.00 | 204.29B | 196.92B | -2.56B | -2.38B | -1.39B |
TOMONY Holdings, Inc. Technical Analysis
Neutral
811.00
Price Trends
898.62
Negative
825.69
Positive
720.46
Positive
Market Momentum
-16.66
Positive
44.83
Neutral
64.66
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8600, the sentiment is Neutral. The current price of 811 is below the 20-day moving average (MA) of 875.50, below the 50-day MA of 898.62, and above the 200-day MA of 720.46, indicating a neutral trend. The MACD of -16.66 indicates Positive momentum. The RSI at 44.83 is Neutral, neither overbought nor oversold. The STOCH value of 64.66 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:8600.
TOMONY Holdings, Inc. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
73 Outperform | ¥657.22B | 7.04 | 9.13% | 2.79% | 20.96% | 22.58% | |
72 Outperform | ¥188.51B | 7.61 | 7.40% | 5.60% | 3.10% | 17.73% | |
69 Neutral | ¥750.56B | 10.93 | 7.97% | 3.48% | 6.65% | -4.35% | |
68 Neutral | ¥161.49B | 6.29 | ― | 2.84% | 9.68% | -21.05% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | ¥185.85B | 9.94 | ― | 4.42% | 2.13% | -25.62% | |
56 Neutral | ¥221.05B | 6.81 | 13.08% | 1.25% | 15.37% | 26.00% |
* Financial Sector Average
JP:8600
TOMONY Holdings, Inc.
850.00
308.46
56.96%
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479.10
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532.00
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57.13%
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Jaccs Co., Ltd.
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6.14%
TOMONY Holdings, Inc. Corporate Events
TOMONY Holdings Lifts Dividend Outlook Despite Lower Nine-Month Profit
Feb 10, 2026
TOMONY Holdings reported consolidated ordinary income of ¥77.5 billion for the nine months ended December 31, 2025, up 12.1% year on year, while ordinary profit fell 9.9% to ¥18.3 billion and profit attributable to owners declined 17.7% ...
TOMONY Holdings Nearly Maxes Out ¥1 Billion Share Buyback Program
Feb 2, 2026
TOMONY Holdings, Inc. has completed a share buyback program authorized by its board in November 2025, acquiring a total of 1,316,300 common shares for 999,944,500 yen through market purchases on the Tokyo Stock Exchange by January 30, 2026. Within...
TOMONY Holdings Reports Progress on Share Buyback Program
Jan 6, 2026
TOMONY Holdings, Inc. has reported the status of its ongoing share buyback program authorized by its board in November 2025, under which it is repurchasing common shares via market purchases on the Tokyo Stock Exchange. During the period from Dece...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.