tiprankstipranks
Hokuhoku Financial Group, Inc. (JP:8377)
:8377
Japanese Market
Want to see JP:8377 full AI Analyst Report?

Hokuhoku Financial Group, Inc. (8377) Price & Analysis

0 Followers

8377 Stock Chart & Stats

¥4969.00
¥69.00(3.56%)
At close: 4:00 PM EST
¥4969.00
¥69.00(3.56%)

Bulls Say, Bears Say

Bulls Say
Margin ExpansionSustained margin expansion to the low-20s materially boosts earnings power and resilience. Higher core margins increase the cushion against credit losses and underwriting volatility, improving internal capital generation and enabling reinvestment in lending and customer services over the medium term.
Revenue AccelerationA clear step-up in top-line growth signals improved commercial traction or favorable asset/income mix that can underpin sustainable profit growth. If structural, stronger revenue supports scale benefits, better fee income capture, and helps normalize earnings after prior modest growth years.
Improved LeverageMeaningful de-leveraging strengthens the bank's capital profile and reduces funding risk typical for regional banks. Lower leverage enhances shock absorption, increases capacity for measured loan growth, and improves strategic flexibility for capital allocation over the coming quarters.
Bears Say
Volatile Cash GenerationHighly inconsistent operating and free cash flow undermines confidence in earnings quality and cash conversion. This volatility constrains predictable dividend policy, limits internal funding for loan growth or reserves, and raises reliance on external funding during adverse cycles.
Persistent Leverage & Modest ROEDespite improvement, remaining high leverage and modest ROE restrict capital generation versus peers and limit shareholder-return capacity. Modest returns reduce internal capital cushions against credit shocks and can slow the pace of strategic investments or reserve builds across economic cycles.
Revenue Cyclicality & Rate SensitivityHeavy dependence on net interest income and securities-related income links earnings to interest-rate cycles and local market conditions. That structural sensitivity makes revenue and margins less predictable, exposing medium-term performance to rate shifts and regional economic swings.

Hokuhoku Financial Group, Inc. News

8377 FAQ

What was Hokuhoku Financial Group, Inc.’s price range in the past 12 months?
Hokuhoku Financial Group, Inc. lowest stock price was ¥2900.00 and its highest was ¥7705.00 in the past 12 months.
    What is Hokuhoku Financial Group, Inc.’s market cap?
    Hokuhoku Financial Group, Inc.’s market cap is ¥903.50B.
      When is Hokuhoku Financial Group, Inc.’s upcoming earnings report date?
      Hokuhoku Financial Group, Inc.’s upcoming earnings report date is Jul 29, 2026 which is in 16 days.
        How were Hokuhoku Financial Group, Inc.’s earnings last quarter?
        Hokuhoku Financial Group, Inc. released its earnings results on May 11, 2026. The company reported ¥117.47 earnings per share for the quarter, beating the consensus estimate of N/A by ¥117.47.
          Is Hokuhoku Financial Group, Inc. overvalued?
          According to Wall Street analysts Hokuhoku Financial Group, Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Hokuhoku Financial Group, Inc. pay dividends?
            Hokuhoku Financial Group, Inc. pays a Semiannually dividend of ¥75 which represents an annual dividend yield of 1.41%. See more information on Hokuhoku Financial Group, Inc. dividends here
              What is Hokuhoku Financial Group, Inc.’s EPS estimate?
              Hokuhoku Financial Group, Inc.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Hokuhoku Financial Group, Inc. have?
              Hokuhoku Financial Group, Inc. has 121,120,120 shares outstanding.
                What happened to Hokuhoku Financial Group, Inc.’s price movement after its last earnings report?
                Hokuhoku Financial Group, Inc. reported an EPS of ¥117.47 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.838%.
                  Which hedge fund is a major shareholder of Hokuhoku Financial Group, Inc.?
                  Currently, no hedge funds are holding shares in JP:8377
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Hokuhoku Financial Group, Inc.

                    Headquartered in Toyama, Japan, and established in 2003, Hokuhoku Financial Group, Inc. operates as a diversified financial institution. Through its various subsidiaries, the group delivers a broad spectrum of banking products and services primarily to individual customers and small to medium-sized enterprises. Its core offerings encompass diverse deposit accounts—such as checking, ordinary, savings, term, and installment options, alongside notice deposits and negotiable certificates of deposit—as well as a comprehensive range of credit facilities, including loans secured by bills and deeds, overdrafts, and discounted bills. Beyond conventional banking, the company also provides leasing arrangements, credit card services, loan guarantees, and venture capital investment. Additionally, its activities extend to software development, document and cash management, centralized operational processing, and offering specialized services like regional economic analysis, market surveys, and strategic consulting. By June 30, 2021, the group had established a significant operational footprint, boasting 332 branches throughout Japan and 8 international representative offices.

                    Hokuhoku Financial Group, Inc. (8377) Earnings & Revenues

                    Similar Stocks
                    Company
                    Price & Change
                    Follow
                    Gunma Bank
                    Mebuki Financial Group, Inc.
                    Daishi Hokuetsu Financial Group, Inc.
                    Hirogin Holdings, Inc.
                    Hokkoku Financial Holdings,Inc.

                    Options Prices

                    Currently, No data available
                    ---
                    Popular Stocks