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Hokuhoku Financial Group, Inc. (JP:8377)
:8377
Japanese Market
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Hokuhoku Financial Group, Inc. (8377) Price & Analysis

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8377 Stock Chart & Stats

¥4969.00
¥69.00(3.56%)
At close: 4:00 PM EST
¥4969.00
¥69.00(3.56%)

Bulls Say, Bears Say

Bulls Say
Revenue GrowthSustained top-line expansion (13.79% year) indicates the bank is growing lending, fees or securities income across core businesses. Durable revenue growth supports scalable net interest and fee income, enabling reinvestment in branches and IT and cushioning earnings over months.
Improved ProfitabilityA materially higher net margin (22.21%) reflects better cost control and/or improved asset yields versus funding costs. Stronger margins increase cash available for provisioning and capital needs and make operating results less dependent on cyclical volume swings over the medium term.
Cash Flow RecoveryA recovery from prior negative free cash flow and a FCF-to-net-income ratio near parity (97.53%) demonstrate markedly improved cash conversion. Strong, consistent cash generation enhances liquidity, funds loan growth or buffers credit stress, and improves financial flexibility long-term.
Bears Say
High LeverageA debt-to-equity ratio of 2.29 signals elevated leverage for a regional bank, increasing sensitivity to funding shocks, interest-rate shifts and credit losses. High structural leverage constrains strategic optionality and raises the importance of conservative risk management and capital planning.
Low Equity RatioAn equity ratio below 4% points to a thin equity cushion relative to assets, heightening regulatory and solvency risk during downturns. Structurally low equity reduces the bank's ability to absorb loan losses without raising capital, limiting long-term growth levers and strategic flexibility.
Regional ConcentrationA business concentrated in the Hokuriku region limits geographic diversification and ties earnings to local economic cycles and industries. Structural exposure increases vulnerability to regional downturns or sector-specific shocks, constraining long-run stability versus more diversified peers.

Hokuhoku Financial Group, Inc. News

8377 FAQ

What was Hokuhoku Financial Group, Inc.’s price range in the past 12 months?
Hokuhoku Financial Group, Inc. lowest stock price was ¥2270.50 and its highest was ¥6643.00 in the past 12 months.
    What is Hokuhoku Financial Group, Inc.’s market cap?
    Hokuhoku Financial Group, Inc.’s market cap is ¥784.09B.
      When is Hokuhoku Financial Group, Inc.’s upcoming earnings report date?
      Hokuhoku Financial Group, Inc.’s upcoming earnings report date is May 11, 2026 which is in 22 days.
        How were Hokuhoku Financial Group, Inc.’s earnings last quarter?
        Hokuhoku Financial Group, Inc. released its earnings results on Jan 30, 2026. The company reported ¥117.89 earnings per share for the quarter, beating the consensus estimate of N/A by ¥117.89.
          Is Hokuhoku Financial Group, Inc. overvalued?
          According to Wall Street analysts Hokuhoku Financial Group, Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Hokuhoku Financial Group, Inc. pay dividends?
            Hokuhoku Financial Group, Inc. pays a Semiannually dividend of ¥45 which represents an annual dividend yield of 1.41%. See more information on Hokuhoku Financial Group, Inc. dividends here
              What is Hokuhoku Financial Group, Inc.’s EPS estimate?
              Hokuhoku Financial Group, Inc.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Hokuhoku Financial Group, Inc. have?
              Hokuhoku Financial Group, Inc. has 122,208,720 shares outstanding.
                What happened to Hokuhoku Financial Group, Inc.’s price movement after its last earnings report?
                Hokuhoku Financial Group, Inc. reported an EPS of ¥117.89 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.607%.
                  Which hedge fund is a major shareholder of Hokuhoku Financial Group, Inc.?
                  Currently, no hedge funds are holding shares in JP:8377
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Hokuhoku Financial Group, Inc.

                    Hokuhoku Financial Group, Inc., through its subsidiaries, provides various banking products and services to individuals, and small and medium-sized enterprises. The company offers various deposit products, including current, ordinary, savings, time, and installment savings, as well as deposits at notice and negotiable certificates of deposit; loans on bills and deeds; overdrafts; bills discounted; and loan products. It also provides a range of services, including leases, credit cards, loan guarantees, and venture capital. In addition, the company engages in software development; document management; concentrated business processing; and cash management activities, as well as research on regional economy, survey research, and consulting services. As of June 30, 2021, it operated 332 branches in Japan and 8 representative offices internationally. The company was incorporated in 2003 and is headquartered in Toyama, Japan.

                    Hokuhoku Financial Group, Inc. (8377) Earnings & Revenues

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