Akita Bank, Ltd. (JP:8343)
:8343
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Akita Bank, Ltd.
(8343)
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Rating:60Neutral
Price Target:
¥5,439.00
▲(26.19% Upside)
Action:ReiteratedDate:03/06/26
The score is anchored by mixed financial performance—profitability and improved leverage are positives, but negative operating/free cash flow and margin compression are major offsets. Valuation is a key support due to the low P/E and reasonable dividend yield, while technical indicators lean weak (below the 20-day average with low RSI/stochastic).
Positive Factors
Improved leverage
A lower debt-to-equity ratio (0.56) indicates the bank has reduced leverage, strengthening its balance sheet and financial flexibility. Over the medium term this improves resilience to credit stress, supports regulatory capital management, and allows more prudent lending or reserve rebuilding.
Negative Factors
Negative operating and free cash flow
Persistent negative operating and free cash flows mean the bank is not converting accounting profits into cash. Over months this constrains capacity to self-fund loan growth, dividends, and capital needs, raising reliance on external funding and reducing financial resilience.
Read all positive and negative factors
Positive Factors
Negative Factors
Improved leverage
A lower debt-to-equity ratio (0.56) indicates the bank has reduced leverage, strengthening its balance sheet and financial flexibility. Over the medium term this improves resilience to credit stress, supports regulatory capital management, and allows more prudent lending or reserve rebuilding.
Read all positive factors
Akita Bank, Ltd. (8343) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥98.23B
Dividend Yield3.35%
Average Volume (3M)59.88K
Price to Earnings (P/E)7.7
Beta (1Y)0.99
Revenue Growth15.96%
EPS Growth81.27%
CountryJP
Employees1,234
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)129.88
Shares Outstanding18,093,643
10 Day Avg. Volume54,530
30 Day Avg. Volume59,880
Financial Highlights & Ratios
PEG Ratio0.33
Price to Book (P/B)0.29
Price to Sales (P/S)0.91
P/FCF Ratio-0.34
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Akita Bank, Ltd. Business Overview & Revenue Model
Company Description
The Akita Bank, Ltd. provides banking and other financial services in Japan. It offers current, ordinary, savings, time, and other deposits, as well as installment savings and deposits at notice. The company also provides loans and credit cards, a...
How the Company Makes Money
Akita Bank generates revenue primarily through interest income from loans provided to individuals and businesses, as well as from fees associated with its banking services. The bank earns interest on various loan products, including personal loans...
Akita Bank, Ltd. Financial Statement Overview
Summary
Income Statement
65
Positive
Balance Sheet
70
Positive
Cash Flow
40
Negative
| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 48.79B | 49.83B | 40.32B | 44.67B | 37.50B | 41.15B |
| Gross Profit | 48.48B | 46.96B | 38.67B | 43.27B | 37.26B | 40.84B |
| EBITDA | 3.51B | 10.32B | 7.89B | 6.15B | 5.95B | 5.84B |
| Net Income | 6.36B | 5.66B | 4.54B | 3.29B | 3.18B | 2.72B |
Balance Sheet | ||||||
| Total Assets | 3.57T | 3.46T | 3.58T | 3.53T | 3.67T | 3.49T |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 466.75B | 688.70B | 754.30B | 843.45B | 789.28B |
| Total Debt | 90.81B | 87.39B | 209.09B | 196.25B | 289.31B | 248.49B |
| Total Liabilities | 3.40T | 3.30T | 3.41T | 3.38T | 3.50T | 3.31T |
| Stockholders Equity | 166.66B | 156.36B | 172.07B | 149.26B | 167.18B | 175.92B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | -131.80B | -53.74B | -168.20B | 201.26B | 0.00 |
| Operating Cash Flow | 0.00 | -130.49B | -52.39B | -167.14B | 203.31B | 0.00 |
| Investing Cash Flow | 0.00 | -87.85B | -12.57B | 80.25B | -145.54B | -40.25B |
| Financing Cash Flow | 0.00 | -1.48B | -1.11B | -1.88B | -1.25B | 277.34B |
Akita Bank, Ltd. Technical Analysis
Positive
4310.00
Price Trends
5152.75
Positive
4577.31
Positive
3929.29
Positive
Market Momentum
82.27
Negative
62.45
Neutral
87.40
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8343, the sentiment is Positive. The current price of 4310 is below the 20-day moving average (MA) of 5067.12, below the 50-day MA of 5152.75, and above the 200-day MA of 3929.29, indicating a bullish trend. The MACD of 82.27 indicates Negative momentum. The RSI at 62.45 is Neutral, neither overbought nor oversold. The STOCH value of 87.40 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:8343.
Akita Bank, Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
75 Outperform | ¥101.82B | 1.54 | ― | 3.05% | 8.75% | -12.68% | |
71 Outperform | ¥83.25B | 5.15 | ― | 2.49% | 7.08% | -46.44% | |
68 Neutral | ¥82.34B | 10.96 | ― | 2.89% | -0.24% | 95.49% | |
68 Neutral | ¥86.85B | 7.94 | ― | 2.29% | 7.97% | 20.44% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
60 Neutral | ¥98.23B | 7.75 | ― | 3.35% | 15.96% | 81.27% | |
52 Neutral | ¥99.55B | 6.95 | ― | 2.12% | 10.91% | -1225.48% |
* Financial Sector Average
JP:8343
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Akita Bank, Ltd. Corporate Events
Akita Bank Posts Stable Capital Adequacy Ratios for Third Quarter FY2025
Feb 16, 2026
Akita Bank reported its capital adequacy ratios under the domestic standard as of December 31, 2025, for both consolidated and non-consolidated bases. The disclosure underscores the bank’s ongoing regulatory compliance and provides investors...
Akita Bank Launches Shareholder Perks Tied to Local Akita Products
Jan 28, 2026
Akita Bank, Ltd. has approved the introduction of a shareholder benefits program aimed at rewarding existing investors and making its shares more attractive for long-term holding. Shareholders recorded as of March 31 each year who have held at lea...
Akita Bank Posts Profit Surge and Hikes Dividends on Strong Nine-Month Results
Jan 28, 2026
Akita Bank reported solid consolidated results for the nine months ended 31 December 2025, with ordinary income rising 8.6% year on year to ¥43.5 billion and ordinary profit surging 61.7% to ¥9.1 billion. Profit attributable to owners of...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.