Akita Bank, Ltd. (JP:8343)
:8343
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Akita Bank, Ltd.
(8343)
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Rating:71Outperform
Price Target:
¥7,061.00
▲(63.83% Upside)
Action:Upgraded
Date:05/15/26
The score is supported by strong technical uptrend signals and attractive valuation (low P/E with a ~3% dividend). Offsetting these positives, financial performance is held back primarily by highly volatile and often negative operating/free cash flow, plus a notable 2026 debt increase that warrants monitoring.
Positive Factors
Revenue & Net Income Growth
Sustained multi-year increases in revenue and net income from 2022–2026 indicate the bank’s core franchise is expanding. Consistent top-line and bottom-line growth supports recurring earnings, reinvestment capacity, and long-term lending ability in its regional market, enhancing durability.
Negative Factors
Volatile Cash Flow
Repeated negative operating and free cash flow across multiple years, despite a 2026 rebound, signals inconsistent cash conversion. That variability can constrain funding for lending, dividends, and capital investment, increasing reliance on external financing and raising execution risk.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue & Net Income Growth
Sustained multi-year increases in revenue and net income from 2022–2026 indicate the bank’s core franchise is expanding. Consistent top-line and bottom-line growth supports recurring earnings, reinvestment capacity, and long-term lending ability in its regional market, enhancing durability.
Read all positive factors
Akita Bank, Ltd. (8343) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥116.12B
Dividend Yield3.35%
Average Volume (3M)59.88K
Price to Earnings (P/E)15.1
Beta (1Y)0.91
Revenue Growth26.63%
EPS Growth35.24%
CountryJP
Employees1,234
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)359.41
Shares Outstanding18,093,643
10 Day Avg. Volume54,530
30 Day Avg. Volume59,880
Financial Highlights & Ratios
PEG Ratio0.32
Price to Book (P/B)0.49
Price to Sales (P/S)1.48
P/FCF Ratio3.09
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Akita Bank, Ltd. Business Overview & Revenue Model
Company Description
The Akita Bank, Ltd., established in 1879 and headquartered in Akita, Japan, delivers a comprehensive suite of banking and financial services throughout the country. Its offerings include a diverse range of deposit accounts, such as current, ordin...
How the Company Makes Money
Akita Bank earns revenue mainly through (1) net interest income and (2) fee and commission income, supplemented by other financial gains and operating income.
1) Net interest income (core earnings)
- The bank collects interest and related income ...
Akita Bank, Ltd. Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
66
Positive
Cash Flow
35
Negative
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 48.79B | 58.72B | 49.83B | 40.32B | 44.67B | 37.50B |
| Gross Profit | 48.48B | 51.22B | 46.96B | 38.67B | 43.27B | 37.26B |
| EBITDA | 3.51B | 11.93B | 10.32B | 7.89B | 6.15B | 5.95B |
| Net Income | 6.36B | 7.69B | 5.66B | 4.54B | 3.29B | 3.18B |
Balance Sheet | ||||||
| Total Assets | 3.57T | 3.58T | 3.46T | 3.58T | 3.53T | 3.67T |
| Cash, Cash Equivalents and Short-Term Investments | 557.83B | 369.13B | 466.75B | 688.70B | 754.30B | 843.45B |
| Total Debt | 90.81B | 153.10B | 87.39B | 209.09B | 196.25B | 289.31B |
| Total Liabilities | 3.40T | 3.40T | 3.30T | 3.41T | 3.38T | 3.50T |
| Stockholders Equity | 166.66B | 178.55B | 156.36B | 172.07B | 149.26B | 167.18B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 28.13B | -131.80B | -53.74B | -168.20B | 201.26B |
| Operating Cash Flow | 0.00 | 28.83B | -130.49B | -52.39B | -167.14B | 203.31B |
| Investing Cash Flow | 0.00 | -196.64B | -87.85B | -12.57B | 80.25B | -145.54B |
| Financing Cash Flow | 0.00 | 70.68B | -1.48B | -1.11B | -1.88B | -1.25B |
Akita Bank, Ltd. Technical Analysis
Positive
4310.00
Price Trends
5856.40
Positive
5476.74
Positive
4586.09
Positive
Market Momentum
155.95
Negative
65.67
Neutral
57.86
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8343, the sentiment is Positive. The current price of 4310 is below the 20-day moving average (MA) of 6123.00, below the 50-day MA of 5856.40, and below the 200-day MA of 4586.09, indicating a bullish trend. The MACD of 155.95 indicates Negative momentum. The RSI at 65.67 is Neutral, neither overbought nor oversold. The STOCH value of 57.86 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:8343.
Akita Bank, Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | ¥116.12B | 15.13 | ― | 3.35% | 26.63% | 35.24% | |
71 Outperform | ¥115.50B | 6.70 | ― | 3.05% | 24.77% | 156.11% | |
70 Outperform | ¥121.30B | 13.97 | ― | 2.49% | 12.95% | 16.68% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | ¥102.54B | 15.78 | ― | 2.89% | 23.58% | 50.21% | |
65 Neutral | ¥85.69B | 10.02 | ― | 2.29% | 11.72% | 14.29% | |
61 Neutral | ¥96.00B | 11.43 | ― | 2.12% | 25.14% | ― |
* Financial Sector Average
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Akita Bank, Ltd. Corporate Events
Akita Bank Lifts Profit and Efficiency Targets in Medium-Term Plan Revision
May 22, 2026
Akita Bank has raised its management targets for the final year of its medium-term plan, signaling improved earnings expectations and efficiency. The bank now aims for consolidated profit of at least ¥10 billion, a return on equity of 5.0% or...
Akita Bank Lifts FY2026 Profit Outlook and Plans Higher Dividend Payout
May 14, 2026
Akita Bank has issued forecasts for the fiscal year ending March 31, 2027, projecting a strong improvement in earnings on both a consolidated and non-consolidated basis. Consolidated ordinary profit is expected to climb to ¥13.1 billion, up &...
Akita Bank Lifts Profit, Capital and Dividends on Strong FY2026 Results
May 14, 2026
Akita Bank reported strong consolidated results for the fiscal year ended March 31, 2026, with ordinary income rising 16.9% to ¥61.1 billion and profit attributable to owners of parent climbing 35.8% to ¥7.7 billion, driving return on eq...
Akita Bank Lifts Earnings Outlook and Hikes Dividend for FY 2026
Apr 27, 2026
Akita Bank has revised its full-year earnings forecasts for the fiscal year ended March 31, 2026, projecting higher ordinary profit and profit attributable to owners of parent than previously expected. Consolidated ordinary profit is now forecast ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.