Chiba Kogyo Bank, Ltd. (JP:8337)
:8337
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Chiba Kogyo Bank, Ltd.
(8337)
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Rating:65Neutral
Price Target:
¥2,046.00
▲(24.53% Upside)
Action:ReiteratedDate:02/05/26
The score is driven primarily by solid financial stability and profitability, tempered by declining revenue and cash-flow volatility. Technicals are supportive with strong momentum and price above key averages, but overbought indicators add near-term risk. Valuation is fair on P/E but lacks support from a low dividend yield.
Positive Factors
Strong Balance Sheet
A low debt-to-equity ratio (0.21) and solid equity ratio provide durable financial resilience, allowing the bank to absorb credit shocks, maintain lending capacity and fund strategic initiatives without aggressive external financing. This underpins long-term stability and flexibility.
Negative Factors
Declining Revenue
Negative revenue growth (-3.96%) erodes scale and limits the platform for long-term margin expansion. Persistent top-line decline can constrain loan origination, fee income and investment capacity, forcing tighter cost control or strategic shifts to restore sustainable growth.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong Balance Sheet
A low debt-to-equity ratio (0.21) and solid equity ratio provide durable financial resilience, allowing the bank to absorb credit shocks, maintain lending capacity and fund strategic initiatives without aggressive external financing. This underpins long-term stability and flexibility.
Read all positive factors
Chiba Kogyo Bank, Ltd. (8337) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥131.11B
Dividend Yield0.58%
Average Volume (3M)131.50K
Price to Earnings (P/E)9.4
Beta (1Y)1.47
Revenue Growth15.03%
EPS Growth16.66%
CountryJP
Employees1,322
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)44.88
Shares Outstanding62,222,046
10 Day Avg. Volume130,680
30 Day Avg. Volume131,500
Financial Highlights & Ratios
PEG Ratio2.90
Price to Book (P/B)0.44
Price to Sales (P/S)1.45
P/FCF Ratio4.22
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Chiba Kogyo Bank, Ltd. Business Overview & Revenue Model
Company Description
The Chiba Kogyo Bank, Ltd., together with its subsidiaries, provides various banking products and services in Japan. It offers deposit products, loans, credit cards, housing and other loan guarantee services, and leasing services. The company also...
How the Company Makes Money
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Chiba Kogyo Bank, Ltd. Financial Statement Overview
Summary
Income Statement
65
Positive
Balance Sheet
70
Positive
Cash Flow
55
Neutral
| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 54.87B | 51.28B | 49.96B | 46.28B | 46.48B | 45.43B |
| Gross Profit | 54.87B | 48.82B | 49.20B | 45.86B | 46.11B | 44.99B |
| EBITDA | 7.27B | 12.30B | 11.53B | 11.35B | 10.54B | 9.32B |
| Net Income | 8.16B | 7.46B | 7.43B | 6.48B | 6.38B | 4.76B |
Balance Sheet | ||||||
| Total Assets | 3.33T | 3.25T | 3.23T | 3.18T | 3.57T | 3.25T |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 244.52B | 259.06B | 261.92B | 685.73B | 359.42B |
| Total Debt | 35.65B | 35.81B | 27.22B | 21.83B | 841.55B | 149.84B |
| Total Liabilities | 3.15T | 3.07T | 3.04T | 3.01T | 3.40T | 3.07T |
| Stockholders Equity | 173.41B | 170.15B | 182.66B | 166.60B | 171.73B | 178.85B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 17.55B | -1.19B | -432.26B | 0.00 | 253.86B |
| Operating Cash Flow | 0.00 | 18.58B | 591.00M | -430.23B | 0.00 | 256.03B |
| Investing Cash Flow | 0.00 | -55.85B | -12.79B | 10.81B | 2.33B | -28.05B |
| Financing Cash Flow | 0.00 | 22.80B | 26.79B | -389.05B | 45.75B | -1.26B |
Chiba Kogyo Bank, Ltd. Technical Analysis
Positive
1643.00
Price Trends
2128.67
Positive
1899.07
Positive
1701.18
Positive
Market Momentum
-4.36
Negative
54.56
Neutral
77.54
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8337, the sentiment is Positive. The current price of 1643 is below the 20-day moving average (MA) of 2050.16, below the 50-day MA of 2128.67, and below the 200-day MA of 1701.18, indicating a bullish trend. The MACD of -4.36 indicates Negative momentum. The RSI at 54.56 is Neutral, neither overbought nor oversold. The STOCH value of 77.54 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:8337.
Chiba Kogyo Bank, Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
77 Outperform | ¥364.60B | 7.80 | ― | 1.95% | 19.69% | 50.61% | |
75 Outperform | ¥1.54T | 12.46 | 7.38% | 2.62% | 15.86% | 24.81% | |
71 Outperform | ¥268.71B | 14.45 | ― | 2.13% | 7.77% | 5.80% | |
70 Outperform | ¥233.28B | 8.55 | ― | 3.00% | 10.56% | 16.02% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
65 Neutral | ¥131.11B | 9.42 | ― | 0.58% | 15.03% | 16.66% | |
64 Neutral | ¥1.17T | 11.66 | ― | 2.00% | 18.45% | 41.89% |
* Financial Sector Average
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Chiba Kogyo Bank, Ltd. Corporate Events
Chiba Kogyo Bank Retires Entire Class VII Preferred Share Series
Apr 1, 2026
The Chiba Kogyo Bank, Ltd. has completed the acquisition and cancellation of all 481,500 issued First Series of Class VII Preferred Shares, in line with a plan first announced in February 2026. The bank executed the transaction on April 1, 2026 by...
Chiba Kogyo Bank to Repurchase Preferred Shares Ahead of New Financial Holding Company
Mar 25, 2026
The Chiba Kogyo Bank, Ltd. has approved the repurchase of several classes of preferred shares as it prepares to form a joint holding company, Chiba Financial Group, Inc., with The Chiba Bank, Ltd. The move is part of a broader capital restructurin...
Chiba Bank and Chiba Kogyo Bank to Form Chiba Financial Group via Joint Holding Company
Mar 25, 2026
The Chiba Bank and The Chiba Kogyo Bank have agreed to establish a joint holding company, Chiba Financial Group, Inc., through a joint share transfer scheduled to take effect on April 1, 2027, pending shareholder and regulatory approvals. The move...
Chiba Kogyo Bank Overhauls Board and Executive Ranks Ahead of June Shareholders’ Meeting
Mar 24, 2026
The Chiba Kogyo Bank, Ltd. announced a series of leadership changes, including the nomination of Kunito Ozeki and Junji Nakamura as new directors effective June 23, 2026, and the promotion of several key managers such as Masahiko Miyamoto and Hiro...
Chiba Kogyo Bank to Buy Back and Cancel Class VII Preferred Shares Ahead of Planned Consolidation
Feb 10, 2026
The Chiba Kogyo Bank, Ltd. has decided to acquire all 481,500 outstanding First Series Class VII preferred shares for approximately ¥24.1 billion in cash and subsequently cancel them, as part of its long-term strategy to reduce its preferred ...
Chiba Kogyo Bank Lifts Full-Year Profit Forecast on Strong Core Earnings
Feb 10, 2026
The Chiba Kogyo Bank, Ltd. has raised both its consolidated and non-consolidated earnings forecasts for the fiscal year ending March 31, 2026, citing stronger-than-expected performance. The bank now projects consolidated ordinary profit of ¥1...
Chiba Kogyo Bank Lifts Profit Forecast on Strong Nine-Month Results
Feb 10, 2026
The Chiba Kogyo Bank reported strong results for the nine months ended December 31, 2025, with ordinary income rising 18.5% year on year to ¥49.8 billion and profit attributable to owners of parent climbing 28.1% to ¥7.4 billion. Earning...
Chiba Kogyo Bank Reports Unrealized Bond Losses but Keeps Earnings and Dividend Outlook Intact
Jan 30, 2026
The Chiba Kogyo Bank has disclosed unrealized losses of ¥12,556 million on bonds classified as held to maturity as of the end of the third quarter on December 31, 2025, an amount that exceeds its consolidated ordinary profit and profit attrib...
Chiba Kogyo Bank Moves to Make Key Leasing and IT Subsidiaries Wholly Owned
Jan 9, 2026
The Chiba Kogyo Bank announced that it has signed share transfer agreements to acquire additional shares of its consolidated subsidiaries Chiba General Lease Co., Ltd. and Chiba Kogin Computer Soft Co., Ltd., with the aim of making them wholly own...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.