Chiba Kogyo Bank, Ltd. (JP:8337)
:8337
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Chiba Kogyo Bank, Ltd.
(8337)
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Rating:69Neutral
Price Target:
¥2,391.00
▲(45.53% Upside)
Action:Reiterated
Date:05/15/26
The score is primarily supported by strong technical uptrend/momentum and a modest valuation (low P/E). It is held back by weaker financial quality due to historically volatile cash flows and the noted leverage anomaly, despite improving earnings.
Positive Factors
Improving Profitability
Consistent revenue and net income growth over 2023–2026 indicates the core banking business is expanding its franchise and underwriting. Sustained profit growth supports internal capital generation, loan growth capacity and provisioning buffers over the medium term.
Negative Factors
Volatile Cash Generation
Large swings in operating and free cash flow undermine predictability of internal funding for lending, capital returns and contingency needs. The historical deep negative in 2023 weakens confidence in sustained cash generation and increases refinancing risk.
Read all positive and negative factors
Positive Factors
Negative Factors
Improving Profitability
Consistent revenue and net income growth over 2023–2026 indicates the core banking business is expanding its franchise and underwriting. Sustained profit growth supports internal capital generation, loan growth capacity and provisioning buffers over the medium term.
Read all positive factors
Chiba Kogyo Bank, Ltd. (8337) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥135.55B
Dividend Yield0.58%
Average Volume (3M)131.50K
Price to Earnings (P/E)12.7
Beta (1Y)1.50
Revenue Growth24.02%
EPS Growth5.60%
CountryJP
Employees1,322
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)106.20
Shares Outstanding62,222,046
10 Day Avg. Volume130,680
30 Day Avg. Volume131,500
Financial Highlights & Ratios
PEG Ratio0.70
Price to Book (P/B)0.57
Price to Sales (P/S)1.89
P/FCF Ratio7.78
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Chiba Kogyo Bank, Ltd. Business Overview & Revenue Model
Company Description
The Chiba Kogyo Bank, Ltd., together with its subsidiaries, provides various banking products and services in Japan. It offers deposit products, loans, credit cards, housing and other loan guarantee services, and leasing services. The company also...
How the Company Makes Money
null...
Chiba Kogyo Bank, Ltd. Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
66
Positive
Cash Flow
45
Neutral
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 54.87B | 57.83B | 51.28B | 49.96B | 46.28B | 46.48B |
| Gross Profit | 54.87B | 50.34B | 48.82B | 49.20B | 45.86B | 46.11B |
| EBITDA | 7.27B | 14.85B | 12.30B | 11.53B | 11.35B | 10.54B |
| Net Income | 8.16B | 8.61B | 7.46B | 7.43B | 6.48B | 6.38B |
Balance Sheet | ||||||
| Total Assets | 3.33T | 3.40T | 3.25T | 3.23T | 3.18T | 3.57T |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 225.82B | 244.52B | 259.06B | 261.92B | 685.73B |
| Total Debt | 35.65B | 41.62B | 35.81B | 27.22B | 21.83B | 841.55B |
| Total Liabilities | 3.15T | 3.20T | 3.07T | 3.04T | 3.01T | 3.40T |
| Stockholders Equity | 173.41B | 192.81B | 170.15B | 182.66B | 166.60B | 171.73B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 14.04B | 17.55B | -1.19B | -432.26B | 0.00 |
| Operating Cash Flow | 0.00 | 15.34B | 18.58B | 591.00M | -430.23B | 0.00 |
| Investing Cash Flow | 0.00 | -147.28B | -55.85B | -12.79B | 10.81B | 2.33B |
| Financing Cash Flow | 0.00 | 113.01B | 22.80B | 26.79B | -389.05B | 45.75B |
Chiba Kogyo Bank, Ltd. Technical Analysis
Positive
1643.00
Price Trends
2112.38
Positive
2063.67
Positive
1817.57
Positive
Market Momentum
44.83
Negative
63.58
Neutral
68.88
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8337, the sentiment is Positive. The current price of 1643 is below the 20-day moving average (MA) of 2151.50, below the 50-day MA of 2112.38, and below the 200-day MA of 1817.57, indicating a bullish trend. The MACD of 44.83 indicates Negative momentum. The RSI at 63.58 is Neutral, neither overbought nor oversold. The STOCH value of 68.88 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:8337.
Chiba Kogyo Bank, Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
72 Outperform | ¥249.46B | 13.40 | ― | 3.00% | 21.20% | 17.32% | |
70 Outperform | ¥1.63T | 13.80 | 7.38% | 2.62% | 22.66% | 28.39% | |
69 Neutral | ¥135.55B | 12.68 | ― | 0.58% | 24.02% | 5.60% | |
68 Neutral | ¥1.21T | 13.40 | ― | 2.00% | 26.77% | 52.41% | |
68 Neutral | ¥287.36B | 18.41 | ― | 2.13% | 15.39% | 26.92% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
64 Neutral | ¥335.18B | 7.87 | ― | 1.95% | 17.98% | 32.53% |
* Financial Sector Average
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Chiba Kogyo Bank, Ltd. Corporate Events
Chiba Kogyo Bank Lifts Earnings and Plans Higher Dividend for FY2027
May 14, 2026
The Chiba Kogyo Bank reported strong consolidated results for the fiscal year ended March 31, 2026, with ordinary income rising 21.0% to ¥68.9 billion and profit attributable to owners of parent climbing 15.4% to ¥8.6 billion. Total asse...
Chiba Kogyo Bank Books ¥15 Billion Unrealized Bond Loss, Keeps Earnings Outlook
Apr 30, 2026
The Chiba Kogyo Bank has disclosed that, as of March 31, 2026, it recorded unrealized losses of ¥15,063 million on bonds held to maturity across the bank and its consolidated subsidiaries, against a book value of ¥112,453 million and mar...
Chiba Kogyo Bank Retires Entire Class VII Preferred Share Series
Apr 1, 2026
The Chiba Kogyo Bank, Ltd. has completed the acquisition and cancellation of all 481,500 issued First Series of Class VII Preferred Shares, in line with a plan first announced in February 2026. The bank executed the transaction on April 1, 2026 by...
Chiba Kogyo Bank to Repurchase Preferred Shares Ahead of New Financial Holding Company
Mar 25, 2026
The Chiba Kogyo Bank, Ltd. has approved the repurchase of several classes of preferred shares as it prepares to form a joint holding company, Chiba Financial Group, Inc., with The Chiba Bank, Ltd. The move is part of a broader capital restructurin...
Chiba Bank and Chiba Kogyo Bank to Form Chiba Financial Group via Joint Holding Company
Mar 25, 2026
The Chiba Bank and The Chiba Kogyo Bank have agreed to establish a joint holding company, Chiba Financial Group, Inc., through a joint share transfer scheduled to take effect on April 1, 2027, pending shareholder and regulatory approvals. The move...
Chiba Kogyo Bank Overhauls Board and Executive Ranks Ahead of June Shareholders’ Meeting
Mar 24, 2026
The Chiba Kogyo Bank, Ltd. announced a series of leadership changes, including the nomination of Kunito Ozeki and Junji Nakamura as new directors effective June 23, 2026, and the promotion of several key managers such as Masahiko Miyamoto and Hiro...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.