Mitsubishi UFJ Financial Group Inc (JP:8306)
:8306
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Mitsubishi UFJ Financial Group
(8306)
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Rating:65Neutral
Price Target:
¥2,940.00
▲(11.41% Upside)
Action:DowngradedDate:03/06/26
The score is driven primarily by solid profitability and ROE, tempered by high leverage and negative free cash flow. Technical indicators are weak (negative MACD and trading below key moving averages), while valuation and the dividend yield provide moderate support.
Positive Factors
Profitability and ROE
Sustained margins and a 9.08% ROE show MUFG converts core banking activity into repeatable profits. Durable margins reflect scale in interest, fees and markets businesses, supporting internal capital generation and resilience through credit cycles over the medium term.
Negative Factors
High leverage
A high debt-to-equity ratio of 4.35 signals substantial leverage which magnifies losses and heightens sensitivity to credit deterioration or funding stress. Over months this can constrain strategic flexibility, raise regulatory capital needs, and increase funding costs.
Read all positive and negative factors
Positive Factors
Negative Factors
Profitability and ROE
Sustained margins and a 9.08% ROE show MUFG converts core banking activity into repeatable profits. Durable margins reflect scale in interest, fees and markets businesses, supporting internal capital generation and resilience through credit cycles over the medium term.
Read all positive factors
Mitsubishi UFJ Financial Group (8306) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥30.40T
Dividend Yield2.94%
Average Volume (3M)37.76M
Price to Earnings (P/E)13.6
Beta (1Y)1.43
Revenue Growth-1.98%
EPS Growth6.56%
CountryJP
Employees140,000
SectorFinancial
Sector Strength70
IndustryBanks - Diversified
Share Statistics
EPS (TTM)N/A
Shares Outstanding11,867,711,000
10 Day Avg. Volume42,084,210
30 Day Avg. Volume37,758,953
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)1.14
Price to Sales (P/S)1.88
P/FCF Ratio-51.99
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
¥3,374.78Price Target Upside27.88% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering8
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Mitsubishi UFJ Financial Group Business Overview & Revenue Model
Company Description
Mitsubishi UFJ Financial Group, Inc. operates as the bank holding company for MUFG Bank, Ltd. that provides various financial services in Japan, the United States, Europe, Asia/Oceania, and internationally. It operates through Digital Service Busi...
How the Company Makes Money
MUFG generates revenue primarily through interest income from loans and advances, fees from various financial services, and trading income from its securities and investment banking operations. Key revenue streams include net interest income from ...
Mitsubishi UFJ Financial Group Financial Statement Overview
Summary
Income Statement
75
Positive
Balance Sheet
70
Positive
Cash Flow
65
Positive
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 12.25T | 12.43T | 10.89T | 8.43T | 5.25T | 5.33T |
| Gross Profit | 7.06T | 7.03T | 5.38T | 5.38T | 4.37T | 4.04T |
| EBITDA | 2.58T | 2.97T | 2.41T | 1.90T | 1.85T | 1.40T |
| Net Income | 1.90T | 1.86T | 1.49T | 1.12T | 1.13T | 777.02B |
Balance Sheet | ||||||
| Total Assets | 10.00T> | 10.00T> | 10.00T> | 10.00T> | 10.00T> | 10.00T> |
| Cash, Cash Equivalents and Short-Term Investments | 94.09T | 10.00T> | 10.00T> | 10.00T> | 10.00T> | 10.00T> |
| Total Debt | 77.54T | 67.30T | 61.23T | 62.41T | 46.73T | 43.07T |
| Total Liabilities | 10.00T> | 10.00T> | 10.00T> | 10.00T> | 10.00T> | 10.00T> |
| Stockholders Equity | 20.88T | 20.52T | 19.59T | 17.23T | 17.02T | 16.80T |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | -450.29B | -10.31T | 13.03T | 9.46T | 34.51T |
| Operating Cash Flow | 0.00 | 6.42B | -9.84T | 13.43T | 9.84T | 34.90T |
| Investing Cash Flow | 0.00 | -186.95B | 3.99T | -10.68T | -2.20T | -10.14T |
| Financing Cash Flow | 0.00 | -861.12B | 8.31B | -977.14B | -1.08T | -436.07B |
Mitsubishi UFJ Financial Group Technical Analysis
Negative
2639.00
Price Trends
2830.35
Negative
2647.70
Negative
2394.11
Positive
Market Momentum
-55.98
Positive
43.28
Neutral
42.70
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8306, the sentiment is Negative. The current price of 2639 is below the 20-day moving average (MA) of 2721.97, below the 50-day MA of 2830.35, and above the 200-day MA of 2394.11, indicating a neutral trend. The MACD of -55.98 indicates Positive momentum. The RSI at 43.28 is Neutral, neither overbought nor oversold. The STOCH value of 42.70 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:8306.
Mitsubishi UFJ Financial Group Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
77 Outperform | ¥20.27T | 10.49 | 9.58% | 2.73% | -1.43% | 21.70% | |
72 Outperform | ¥1.98T | 3.01 | 20.02% | 2.63% | 23.96% | 179.16% | |
71 Outperform | ¥15.96T | 10.71 | 9.14% | 2.38% | -3.62% | 23.01% | |
69 Neutral | ¥3.67T | 10.42 | 10.23% | 3.93% | -2.45% | 35.60% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
65 Neutral | ¥30.40T | 13.60 | 9.01% | 2.94% | -1.98% | 6.56% | |
63 Neutral | ¥9.46T | 14.35 | 5.28% | 2.73% | 2.17% | 9.55% |
* Financial Sector Average
JP:8306
Mitsubishi UFJ Financial Group
2,718.50
629.14
30.11%
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Mitsubishi UFJ Financial Group Corporate Events
MUFG refreshes top executive lineup in commercial banking and strategy roles
Mar 5, 2026
Mitsubishi UFJ Financial Group will implement regular leadership changes in its top management, appointing Takuya Tanaka as Senior Managing Corporate Executive and Representative Corporate Executive, with responsibility for the Commercial Banking ...
MUFG Completes ¥250 Billion Share Repurchase Program
Mar 2, 2026
Mitsubishi UFJ Financial Group has completed a previously authorized share repurchase program, buying back 24,411,800 common shares on the Tokyo Stock Exchange between February 1 and February 27, 2026. This latest tranche formed part of a broader ...
MUFG Maintains Strong Basel III Capital Buffers Amid Rising Risk‑Weighted Assets
Feb 13, 2026
Mitsubishi UFJ Financial Group reported strong capital adequacy under Basel III for the quarter ended 31 December 2025, with a consolidated total capital ratio of 18.68%, Tier 1 ratio of 16.66% and Common Equity Tier 1 (CET1) ratio of 14.00%. Whil...
MUFG Confirms Unchanged Nine-Month Results as Profitability and Dividend Targets Hold
Feb 9, 2026
Mitsubishi UFJ Financial Group said a Japanese audit firm has completed an interim review of its consolidated results for the nine months to Dec. 31, 2025, under Japanese GAAP, with no changes from figures released on Feb. 4 and 5. The group repor...
MUFG Revises Nine-Month FY2025 Consolidated Financial Segment Data
Feb 5, 2026
Mitsubishi UFJ Financial Group has issued partial corrections to its previously disclosed consolidated summary report for the nine months ended December 31, 2025, prepared under Japanese GAAP. The revisions affect segment information, including fi...
MUFG Posts Steady Nine-Month Earnings and Raises Dividend Payout Target
Feb 4, 2026
For the nine months ended December 31, 2025, MUFG reported modest year-on-year growth, with ordinary income rising 3.6% to ¥10.64 trillion and profits attributable to owners of the parent up 3.7% to ¥1.81 trillion, while comprehensive in...
MUFG Details Ongoing ¥250 Billion Share Buyback Progress
Feb 2, 2026
MUFG has reported the latest progress in its ongoing share buyback program authorized by its board in November 2025, under which it may repurchase up to 130 million shares for as much as ¥250 billion through late February 2026 via market purc...
MUFG Reports Progress on ¥250 Billion Share Buyback Program
Jan 5, 2026
Mitsubishi UFJ Financial Group has reported progress on its ongoing share buyback program, disclosing that it repurchased 32,940,100 common shares on the Tokyo Stock Exchange between December 1 and December 31, 2025, for a total of ¥81.6 bill...
MUFG Announces Executive Leadership Changes
Dec 16, 2025
Mitsubishi UFJ Financial Group has announced changes in its Representative Corporate Executives, effective April 1, 2026, as part of its regular executive rotation. Junichi Hanzawa will assume the role of President Group CEO, succeeding Hironori ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.