Ai Partners Financial Inc. (7345) AI Stock Analysis

• Market Cap: ¥1.92B
• Dividend Yield: 0.69%
• Average Volume (3M): 1.96K
• Price to Earnings (P/E): 1103.6
• Beta (1Y): 0.48
• Revenue Growth: -2.04%
• EPS Growth: -168.42%
• Country: JP
• Employees: 39
• Sector: Financial
• Sector Strength: 69
• Industry: Asset Management
• EPS (TTM): -4.25
• Shares Outstanding: 3,534,800
• 10 Day Avg. Volume: 890
• 30 Day Avg. Volume: 1,960
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ¥565.00
• Price Target Upside: -2.08% Downside
• Rating Consensus: Hold
• Number of Analyst Covering: 0

• Rating: 46 Neutral
• Price Target: ¥565.00 ▼(-2.08% Downside)

The overall stock score of 46 reflects significant financial challenges and a bearish technical outlook. The company's negative profitability and cash flow issues weigh heavily on the score, while technical indicators suggest weak momentum. The valuation is also a concern with a negative P/E ratio and low dividend yield.

Ai Partners Financial Inc. Business Overview & Revenue Model

Company Description

Ai Partners Financial Inc. (7345) is a forward-thinking financial services company specializing in integrating artificial intelligence with traditional financial advisory and investment management services. The company operates in the fintech sector, providing innovative AI-driven solutions to optimize investment strategies, enhance risk management, and improve overall financial planning for individual and institutional clients.

How the Company Makes Money

Ai Partners Financial Inc. generates revenue through a combination of service fees, performance-based incentives, and subscription models. The company offers AI-enhanced financial advisory services, charging clients a fee based on the assets under management (AUM). Additionally, Ai Partners leverages its proprietary AI algorithms to provide premium subscription-based financial analytics tools and platforms. The company also earns performance fees when its AI-driven investment strategies exceed predefined benchmarks. Strategic partnerships with financial institutions and fintech companies further contribute to its revenue through collaborative projects and shared technology platforms.

Ai Partners Financial Inc. Financial Statement Overview

Summary

Ai Partners Financial Inc. shows mixed financial performance. Strengths include a strong equity base and low leverage, while challenges are declining revenues, negative net income, and negative cash flows, indicating potential liquidity issues.

Income Statement

Ai Partners Financial Inc. shows a mixed performance in its income statement. The company experienced a revenue decline from 2022 to 2025, with the net income turning negative in recent years. Gross Profit Margin remains relatively stable, but the Net Profit Margin has deteriorated due to increasing losses. The EBIT margin also turned negative, indicating operational challenges. Nevertheless, EBITDA remains positive, suggesting some resilience in cash generation capabilities.

Balance Sheet

The balance sheet of Ai Partners Financial Inc. reflects a strong equity base with a low Debt-to-Equity ratio, indicating financial stability and low leverage. However, there is a noticeable decline in Stockholders' Equity over the years. The Equity Ratio remains robust, suggesting that the company is not heavily reliant on debt financing, which is favorable for its financial health. Return on Equity has turned negative due to recent losses, which is a concern.

Cash Flow

Cash flow analysis reveals a challenging scenario for Ai Partners Financial Inc. The company has struggled to maintain positive operating cash flow in recent years, which has impacted its Free Cash Flow negatively. The Free Cash Flow to Net Income ratio is concerning due to consistent negative free cash flows. This indicates potential liquidity issues that need addressing to ensure sustainable operations.

Breakdown	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	3.80B	3.73B	3.00B	3.81B	4.03B
Gross Profit	751.93M	771.00M	665.21M	862.75M	1.05B
EBITDA	19.31M	36.83M	-93.96M	131.97M	259.89M
Net Income	-9.73M	7.43M	-131.91M	64.87M	152.98M
Balance Sheet
Total Assets	1.00B	1.08B	998.65M	1.21B	1.12B
Cash, Cash Equivalents and Short-Term Investments	495.29M	518.73M	526.58M	664.56M	526.22M
Total Debt	15.90M	24.01M	31.97M	10.69M	13.35M
Total Liabilities	369.88M	449.19M	363.43M	334.81M	623.18M
Stockholders Equity	630.26M	634.10M	635.22M	870.67M	494.43M
Cash Flow
Free Cash Flow	-10.15M	10.89M	-75.24M	-80.08M	290.99M
Operating Cash Flow	-3.02M	14.49M	-61.53M	-60.06M	311.95M
Investing Cash Flow	-5.44M	-6.62M	-12.58M	-35.65M	-19.47M
Financing Cash Flow	-14.97M	-31.45M	-108.50M	294.40M	-4.32M

Ai Partners Financial Inc. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 577.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7345, the sentiment is Negative. The current price of 577 is below the 20-day moving average (MA) of 593.40, above the 50-day MA of 576.42, and below the 200-day MA of 578.51, indicating a neutral trend. The MACD of -0.14 indicates Positive momentum. The RSI at 42.64 is Neutral, neither overbought nor oversold. The STOCH value of 38.67 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:7345.

Ai Partners Financial Inc. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	67 Neutral	¥850.21B	13.22	9.24%	2.92%	7.76%	9.30%
3121	54 Neutral	¥9.31B	51.34		0.68%	―	―
8518	48 Neutral	¥5.19B	68.93	1.20%	―	7.47%	―
7345	46 Neutral	¥1.92B	1,103.57		0.69%	-2.04%	-168.42%
7162	45 Neutral	¥3.21B	4.57		2.81%	36.38%	-164.43%
3113	44 Neutral	¥6.37B	―		―	-41.81%	―