Ai Partners Financial Inc. (7345) AI Stock Analysis

• Market Cap: ¥1.89B
• Dividend Yield: 0.69%
• Average Volume (3M): 2.70K
• Price to Earnings (P/E): 1103.6
• Beta (1Y): 0.50
• Revenue Growth: 1.72%
• EPS Growth: -234.18%
• Country: JP
• Employees: 39
• Sector: Financial
• Sector Strength: 80
• Industry: Asset Management
• EPS (TTM): 2.91
• Shares Outstanding: 3,534,800
• 10 Day Avg. Volume: 3,430
• 30 Day Avg. Volume: 2,696
• PEG Ratio: 0.00
• Price to Book (P/B): 18.02
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -75.38
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 53 Neutral
• Price Target: ¥573.00 ▼(-0.35%Downside)

The overall stock score of Ai Partners Financial Inc. is driven by mixed financial performance, with significant challenges in revenue and cash flow management. Technical analysis suggests a neutral to bearish outlook, while valuation indicators are weak given the negative P/E ratio and low dividend yield.

Ai Partners Financial Inc. Business Overview & Revenue Model

Company Description

Ai Partners Financial Inc. (7345) is a financial services company specializing in leveraging artificial intelligence to enhance investment and wealth management solutions. The company operates in the fintech sector, providing innovative AI-driven tools and platforms for individual investors, financial advisors, and institutional clients. Its core services include AI-powered portfolio management, automated trading systems, and data analytics for market insights.

How the Company Makes Money

Ai Partners Financial Inc. generates revenue through a combination of subscription-based models, asset management fees, and performance-based incentives. The company charges clients for access to its AI-driven investment platforms and tools, either through monthly or annual subscription fees. Additionally, Ai Partners Financial earns management fees based on the assets under management (AUM) for clients utilizing their portfolio management services. Performance fees are also a significant revenue stream, where the company takes a percentage of the profits generated from its automated trading systems. Key partnerships with financial institutions and technology providers enhance its offerings and expand its market reach, contributing to its overall earnings.

Ai Partners Financial Inc. Financial Statement Overview

Summary

Ai Partners Financial Inc. shows a mixed financial performance with a solid equity base and low leverage, but faces challenges with declining revenues, increasing losses, and negative cash flows. These issues could hinder future growth and profitability, necessitating improvements in operational efficiency and cash flow management.

Income Statement

Ai Partners Financial Inc. shows a mixed performance in its income statement. The company experienced a revenue decline from 2022 to 2025, with the net income turning negative in recent years. Gross Profit Margin remains relatively stable, but the Net Profit Margin has deteriorated due to increasing losses. The EBIT margin also turned negative, indicating operational challenges. Nevertheless, EBITDA remains positive, suggesting some resilience in cash generation capabilities.

Balance Sheet

The balance sheet of Ai Partners Financial Inc. reflects a strong equity base with a low Debt-to-Equity ratio, indicating financial stability and low leverage. However, there is a noticeable decline in Stockholders' Equity over the years. The Equity Ratio remains robust, suggesting that the company is not heavily reliant on debt financing, which is favorable for its financial health. Return on Equity has turned negative due to recent losses, which is a concern.

Cash Flow

Cash flow analysis reveals a challenging scenario for Ai Partners Financial Inc. The company has struggled to maintain positive operating cash flow in recent years, which has impacted its Free Cash Flow negatively. The Free Cash Flow to Net Income ratio is concerning due to consistent negative free cash flows. This indicates potential liquidity issues that need addressing to ensure sustainable operations.

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	3.82B	3.80B	3.73B	3.00B	3.81B	4.03B
Gross Profit	760.42M	751.93M	771.00M	665.21M	862.75M	1.05B
EBITDA	21.39M	19.31M	36.83M	-93.96M	131.97M	259.89M
Net Income	-4.56M	-9.73M	7.43M	-131.91M	64.87M	152.98M
Balance Sheet
Total Assets	1.01B	1.00B	1.08B	998.65M	1.21B	1.12B
Cash, Cash Equivalents and Short-Term Investments	479.00M	495.29M	518.73M	526.58M	664.56M	526.22M
Total Debt	0.00	15.90M	24.01M	31.97M	10.69M	13.35M
Total Liabilities	392.00M	369.88M	449.19M	363.43M	334.81M	623.18M
Stockholders Equity	619.00M	630.26M	634.10M	635.22M	870.67M	494.43M
Cash Flow
Free Cash Flow	0.00	-10.15M	10.89M	-75.24M	-80.08M	290.99M
Operating Cash Flow	0.00	-3.02M	14.49M	-61.53M	-60.06M	311.95M
Investing Cash Flow	0.00	-5.44M	-6.62M	-12.58M	-35.65M	-19.47M
Financing Cash Flow	0.00	-14.97M	-31.45M	-108.50M	294.40M	-4.32M

Ai Partners Financial Inc. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 575.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7345, the sentiment is Positive. The current price of 575 is above the 20-day moving average (MA) of 551.95, above the 50-day MA of 556.76, and above the 200-day MA of 571.16, indicating a bullish trend. The MACD of 0.82 indicates Negative momentum. The RSI at 62.29 is Neutral, neither overbought nor oversold. The STOCH value of 68.57 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:7345.

Ai Partners Financial Inc. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	67 Neutral	$16.81B	11.85	9.77%	3.76%	12.07%	-8.35%
3121	66 Neutral	¥9.90B	58.84		0.59%	―	―
7345	53 Neutral	¥1.89B	1,103.57		0.69%	1.72%	-234.18%
7162	51 Neutral	¥3.38B	4.57		2.66%	40.13%	-133.64%
3113	49 Neutral	¥6.45B	―		―	-42.77%	48.15%
8518	48 Neutral	¥5.00B	11.61	6.36%	―	50.77%	―