Hirogin Holdings, Inc. (JP:7337)
:7337
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Hirogin Holdings, Inc.
(7337)
Select Model
Select Model
Rating:70Outperform
Price Target:
¥2,085.00
▲(25.64% Upside)
Action:UpgradedDate:11/28/25
Hirogin Holdings, Inc. scores well due to strong technical indicators and a reasonable valuation. However, financial performance is hindered by high leverage and negative cash flow, which are significant risks. The absence of earnings call and corporate events data limits further insights.
Positive Factors
Revenue Growth
Sustained ~21% revenue growth indicates expanding regional loan and fee volumes and stronger franchise traction. Over 2-6 months this supports higher recurring income, better scalability of fixed costs, and stronger ability to fund investment or absorb credit volatility without relying solely on one-off gains.
Negative Factors
High Leverage
Very high leverage and a low equity ratio materially limit the capital buffer against loan losses or market shocks. Over the medium term this raises refinancing and funding risk, constrains capacity for organic growth or acquisitions, and increases sensitivity to interest rate moves.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
Sustained ~21% revenue growth indicates expanding regional loan and fee volumes and stronger franchise traction. Over 2-6 months this supports higher recurring income, better scalability of fixed costs, and stronger ability to fund investment or absorb credit volatility without relying solely on one-off gains.
Read all positive factors
Hirogin Holdings, Inc. (7337) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥574.45B
Dividend Yield3.21%
Average Volume (3M)730.89K
Price to Earnings (P/E)9.4
Beta (1Y)1.15
Revenue Growth19.82%
EPS Growth29.59%
CountryJP
Employees3,682
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)41.95
Shares Outstanding305,327,900
10 Day Avg. Volume707,000
30 Day Avg. Volume730,886
Financial Highlights & Ratios
PEG Ratio0.33
Price to Book (P/B)0.73
Price to Sales (P/S)1.89
P/FCF Ratio-19.83
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)164
Revenue Forecast (FY)¥145.50B
Hirogin Holdings, Inc. Business Overview & Revenue Model
Company Description
Hirogin Holdings, Inc. operates as a bank holding company for The Hiroshima Bank, Ltd. that provides various financial services in Hiroshima, Okayama, Yamaguchi, and Ehime prefectures. It offers deposits and loans, financial instruments, leasing a...
How the Company Makes Money
The company makes money mainly through the earnings of its consolidated financial subsidiaries, led by its bank. The core revenue stream is banking: (1) net interest income, earned from the spread between interest received on loans and securities ...
Hirogin Holdings, Inc. Financial Statement Overview
Summary
Income Statement
75
Positive
Balance Sheet
65
Positive
Cash Flow
50
Neutral
| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 198.37B | 193.82B | 192.69B | 151.98B | 154.58B | 113.33B |
| Gross Profit | 158.51B | 155.65B | 143.41B | 130.66B | 139.36B | 99.01B |
| EBITDA | 52.33B | 58.30B | 46.65B | 24.51B | 39.11B | 35.64B |
| Net Income | 36.85B | 35.84B | 27.69B | 12.51B | 22.91B | 21.57B |
Balance Sheet | ||||||
| Total Assets | 12.32T | 12.13T | 12.79T | 11.50T | 11.60T | 11.01T |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 1.73T | 2.84T | 2.19T | 2.58T | 2.58T |
| Total Debt | 2.10T | 2.00T | 2.70T | 2.05T | 2.92T | 1.12T |
| Total Liabilities | 11.80T | 11.63T | 12.26T | 11.00T | 11.11T | 10.49T |
| Stockholders Equity | 524.32B | 504.54B | 535.11B | 498.47B | 496.06B | 516.76B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | -18.47B | 661.83B | -478.07B | 208.88B | 1.46T |
| Operating Cash Flow | 0.00 | -14.42B | 673.40B | -468.74B | 216.89B | 1.49T |
| Investing Cash Flow | 0.00 | -202.52B | -119.39B | 65.83B | -198.33B | -370.40B |
| Financing Cash Flow | 0.00 | 57.39B | 94.02B | -8.10B | -22.64B | -9.31B |
Hirogin Holdings, Inc. Technical Analysis
Positive
1659.50
Price Trends
1810.00
Positive
1682.24
Positive
1494.03
Positive
Market Momentum
18.35
Negative
58.93
Neutral
85.56
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7337, the sentiment is Positive. The current price of 1659.5 is below the 20-day moving average (MA) of 1790.70, below the 50-day MA of 1810.00, and above the 200-day MA of 1494.03, indicating a bullish trend. The MACD of 18.35 indicates Negative momentum. The RSI at 58.93 is Neutral, neither overbought nor oversold. The STOCH value of 85.56 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:7337.
Hirogin Holdings, Inc. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
79 Outperform | ¥556.84B | 9.62 | ― | 3.15% | 12.71% | 71.94% | |
70 Outperform | ¥574.45B | 9.42 | ― | 3.21% | 19.82% | 29.59% | |
70 Outperform | ¥521.22B | 15.28 | 6.09% | 2.93% | 5.87% | 50.22% | |
69 Neutral | ¥785.67B | 9.74 | ― | 1.41% | 28.83% | 105.24% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
66 Neutral | ¥568.61B | 10.79 | 5.53% | 2.02% | 12.96% | 44.62% | |
65 Neutral | ¥562.89B | 7.73 | ― | 2.93% | 9.27% | 19.72% |
* Financial Sector Average
JP:7337
Hirogin Holdings, Inc.
1,888.50
868.63
85.17%
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200.67%
Hirogin Holdings, Inc. Corporate Events
Hirogin Holdings Corrects Executive Officer Biographical Data in Director Change Notice
Mar 9, 2026
Hirogin Holdings, Inc., the financial holding company of The Hiroshima Bank, operates a regional banking franchise and related financial services platform anchored in Hiroshima Prefecture. The group targets local corporations and individual custom...
Hirogin Holdings Overhauls Top Management and Expands Regional Advisory Structure
Mar 6, 2026
Hirogin Holdings, Inc. has announced a wide-ranging leadership reshuffle across the holding company and key subsidiaries, including The Hiroshima Bank, Ltd., Hirogin Securities, Hirogin Lease, Hirogin Area Design, and Shin-ai Total Service. The mo...
Hirogin Holdings Lifts Earnings and Dividend Forecast on Stronger Interest Income
Mar 6, 2026
Hirogin Holdings has raised its consolidated earnings outlook for the fiscal year ending March 31, 2026, citing stronger-than-expected net interest income at core subsidiary The Hiroshima Bank. Ordinary profit is now projected at ¥61.5 billio...
Hirogin Holdings Posts Stable Capital Ratios Amid Rising Risk-Weighted Assets
Feb 25, 2026
Hirogin Holdings reported a consolidated domestic-standard capital adequacy ratio of 11.27% for the third quarter of FY2025, slightly down from 11.37% at the end of September, as risk-weighted assets rose faster than capital. Basic core capital in...
Hirogin Holdings Lifts Nine-Month Profit and Confirms Outlook, Plans Higher Dividend
Feb 2, 2026
Hirogin Holdings reported solid consolidated results for the nine months ended December 31, 2025, with ordinary income rising 16.4% year on year to ¥173.6 billion and ordinary profit up 12.0% to ¥47.3 billion. Profit attributable to owne...
Hirogin Holdings to Buy Additional Shares for Expanded Executive Stock Compensation Plan
Jan 16, 2026
Hirogin Holdings has decided to acquire additional shares of its own stock through an existing stock-based compensation trust for directors and executive officers of the holding company and The Hiroshima Bank. The move follows a prior shareholder-...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.