J-LEASE CO., LTD. (JP:7187)
:7187
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J-LEASE CO., LTD.
(7187)
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Rating:72Outperform
Price Target:
¥1,537.00
▲(6.15% Upside)
Action:Reiterated
Date:05/15/26
The score is driven primarily by attractive valuation (low P/E and ~4% dividend yield) and solid underlying profitability and growth, but it is tempered by the 2026 cash flow deterioration and higher leverage, while technical signals remain broadly neutral.
Positive Factors
Sustained Revenue Growth
Multi-year revenue expansion, including an 18.8% y/y acceleration in 2026, indicates lasting demand for J-LEASE's lease/guarantee services. A durable top-line uptrend supports scale benefits, broadens fee income, and strengthens the firm's ability to invest in underwriting and credit tools over the medium term.
Negative Factors
Sharp Free Cash Flow Drop (2026)
An ~80% collapse in free cash flow in 2026 materially weakens financial flexibility. Sustained cash-generation weakness would constrain funding for guarantees, reduce reinvestment capacity, and increase reliance on external funding, raising execution and liquidity risk over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Sustained Revenue Growth
Multi-year revenue expansion, including an 18.8% y/y acceleration in 2026, indicates lasting demand for J-LEASE's lease/guarantee services. A durable top-line uptrend supports scale benefits, broadens fee income, and strengthens the firm's ability to invest in underwriting and credit tools over the medium term.
Read all positive factors
J-LEASE CO., LTD. (7187) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥23.89B
Dividend Yield3.29%
Average Volume (3M)47.91K
Price to Earnings (P/E)9.6
Beta (1Y)0.87
Revenue Growth24.94%
EPS Growth17.77%
CountryJP
Employees404
SectorReal Estate
Sector Strength53
IndustryReal Estate - Services
Share Statistics
EPS (TTM)127.68
Shares Outstanding18,032,000
10 Day Avg. Volume48,700
30 Day Avg. Volume47,906
Financial Highlights & Ratios
PEG Ratio0.50
Price to Book (P/B)2.97
Price to Sales (P/S)1.02
P/FCF Ratio323.09
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)133.8
Revenue Forecast (FY)¥23.50B
J-LEASE CO., LTD. Business Overview & Revenue Model
Company Description
J-Lease Co.,Ltd. provides rent debt and medical expenses guarantee services. It also provides real estate rental, agency, and management services. The company was founded in 2004 and is headquartered in Oita, Japan....
How the Company Makes Money
null...
J-LEASE CO., LTD. Financial Statement Overview
Summary
Income Statement
82
Very Positive
Balance Sheet
74
Positive
Cash Flow
46
Neutral
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 18.16B | 21.57B | 17.27B | 13.22B | 10.96B | 9.16B |
| Gross Profit | 12.30B | 14.17B | 11.82B | 9.72B | 8.31B | 7.07B |
| EBITDA | 3.62B | 4.10B | 3.35B | 2.77B | 2.64B | 2.15B |
| Net Income | 2.28B | 2.47B | 2.09B | 1.79B | 1.67B | 1.34B |
Balance Sheet | ||||||
| Total Assets | 18.02B | 22.14B | 15.64B | 11.59B | 9.76B | 8.83B |
| Cash, Cash Equivalents and Short-Term Investments | 2.12B | 2.74B | 2.35B | 1.44B | 1.20B | 1.02B |
| Total Debt | 4.15B | 5.65B | 2.35B | 1.27B | 1.41B | 2.06B |
| Total Liabilities | 11.84B | 14.75B | 9.73B | 6.96B | 6.30B | 6.46B |
| Stockholders Equity | 6.18B | 7.39B | 5.92B | 4.63B | 3.46B | 2.37B |
Cash Flow | ||||||
| Free Cash Flow | 345.58M | 67.98M | 1.76B | 1.15B | 1.43B | 1.09B |
| Operating Cash Flow | 488.28M | 940.29M | 2.06B | 1.36B | 1.56B | 1.34B |
| Investing Cash Flow | -574.70M | -1.58B | -1.28B | -346.57M | -153.98M | -288.79M |
| Financing Cash Flow | 180.24M | 1.03B | 135.19M | -777.68M | -1.23B | -1.13B |
J-LEASE CO., LTD. Technical Analysis
Negative
1448.00
Price Trends
1313.68
Positive
1353.27
Negative
1431.09
Negative
Market Momentum
9.15
Positive
46.18
Neutral
17.31
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7187, the sentiment is Negative. The current price of 1448 is above the 20-day moving average (MA) of 1348.75, above the 50-day MA of 1313.68, and above the 200-day MA of 1431.09, indicating a neutral trend. The MACD of 9.15 indicates Positive momentum. The RSI at 46.18 is Neutral, neither overbought nor oversold. The STOCH value of 17.31 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:7187.
J-LEASE CO., LTD. Peers Comparison
UnderperformOutperform
Sector (65)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
72 Outperform | ¥23.89B | 9.58 | ― | 3.29% | 24.94% | 17.77% | |
66 Neutral | ¥197.92B | 13.45 | 20.50% | 1.49% | 3.01% | -18.79% | |
65 Neutral | $2.17B | 12.19 | 3.79% | 4.94% | 3.15% | 1.96% | |
57 Neutral | ¥62.38B | 9.29 | ― | 2.89% | 4.32% | 11.25% | |
52 Neutral | ¥39.02B | 21.02 | ― | 0.45% | 23.11% | 8.31% | |
49 Neutral | ¥17.62B | 4.91 | ― | 3.54% | 12.77% | 32.07% | |
47 Neutral | ¥7.59B | 10.53 | ― | 5.03% | 2.49% | -32.47% |
* Real Estate Sector Average
JP:7187
J-LEASE CO., LTD.
1,325.00
78.27
6.28%
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J-LEASE CO., LTD. Corporate Events
J-LEASE Forms AI Alliance with SecondXight Analytica to Reengineer Rent Guarantee Operations
May 14, 2026
J-LEASE has entered into a business alliance with AI analytics specialist SecondXight Analytica to overhaul its operations through AI-based business process re-engineering and the joint development of new products and services. The partnership aim...
J-LEASE Overhauls Executive Lineup and Bolsters Outside Director Ranks
May 13, 2026
J-LEASE CO., LTD. announced a broad reshuffle of its executive lineup, including changes to representative directors and senior management roles, subject to approval at the June 26, 2026 shareholders’ meeting and subsequent board session. Ke...
J-LEASE Lifts Year-End Dividend After Earnings Beat Forecasts
May 13, 2026
J-LEASE CO., LTD. has approved an increase in its year-end dividend for the fiscal year ended March 31, 2026, raising the planned payout from 25 yen to 30 yen per share. The total dividend for the year will rise to 55 yen per share, up from 45 yen...
J-LEASE Unveils FY2026 Results and Strategy for FY2027
May 13, 2026
J-LEASE CO., LTD. released its financial results for the fiscal year ended March 31, 2026, outlining performance across its main businesses, key performance indicators and the status of newly consolidated group companies and developing operations....
J-LEASE Lifts Earnings and Dividend as Assets Grow in FY2026
May 13, 2026
J-LEASE reported strong consolidated results for the fiscal year ended March 31, 2026, with net sales rising 24.9% to ¥21.57 billion and profit attributable to owners of parent climbing 18.3% to ¥2.47 billion. Operating and ordinary prof...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.