J-LEASE CO., LTD. (JP:7187)
:7187
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J-LEASE CO., LTD.
(7187)
Select Model
Select Model
Rating:72Outperform
Price Target:
¥1,434.00
▼(-0.97% Downside)
Action:UpgradedDate:10/29/25
J-LEASE CO., LTD. has a strong financial performance with impressive revenue and profit growth, which is the most significant factor in its overall score. The valuation is attractive, with a low P/E ratio and a solid dividend yield. However, technical analysis indicates weak short-term momentum, which slightly offsets the positive financial and valuation aspects.
Positive Factors
High Revenue Growth
Sustained ~31.7% revenue growth indicates accelerating product adoption and market penetration. Over 2-6 months this trend supports economies of scale, stronger negotiating leverage with partners, and higher reinvestment capacity to expand services and fortify competitive position.
Negative Factors
Significant Outstanding Debt
Despite improved leverage ratios, a meaningful stock of total debt remains. Over the medium term, elevated debt increases interest and refinancing exposure, narrows strategic flexibility, and raises solvency risk if rental market stress or claim volumes spike.
Read all positive and negative factors
Positive Factors
Negative Factors
High Revenue Growth
Sustained ~31.7% revenue growth indicates accelerating product adoption and market penetration. Over 2-6 months this trend supports economies of scale, stronger negotiating leverage with partners, and higher reinvestment capacity to expand services and fortify competitive position.
Read all positive factors
J-LEASE CO., LTD. (7187) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥23.03B
Dividend Yield3.29%
Average Volume (3M)47.91K
Price to Earnings (P/E)10.9
Beta (1Y)0.88
Revenue Growth29.97%
EPS Growth19.33%
CountryJP
Employees404
SectorReal Estate
Sector Strength53
IndustryReal Estate - Services
Share Statistics
EPS (TTM)33.08
Shares Outstanding18,032,000
10 Day Avg. Volume48,700
30 Day Avg. Volume47,906
Financial Highlights & Ratios
PEG Ratio0.75
Price to Book (P/B)4.31
Price to Sales (P/S)1.48
P/FCF Ratio14.46
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
J-LEASE CO., LTD. Business Overview & Revenue Model
Company Description
J-Lease Co.,Ltd. provides rent debt and medical expenses guarantee services. It also provides real estate rental, agency, and management services. The company was founded in 2004 and is headquartered in Oita, Japan....
How the Company Makes Money
null...
J-LEASE CO., LTD. Financial Statement Overview
Summary
Income Statement
85
Very Positive
Balance Sheet
75
Positive
Cash Flow
80
Positive
| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 18.16B | 17.27B | 13.22B | 10.96B | 9.16B | 7.60B |
| Gross Profit | 12.30B | 11.82B | 9.72B | 8.31B | 7.07B | 5.91B |
| EBITDA | 3.62B | 3.35B | 2.77B | 2.64B | 2.15B | 1.11B |
| Net Income | 2.28B | 2.09B | 1.79B | 1.67B | 1.34B | 552.59M |
Balance Sheet | ||||||
| Total Assets | 18.02B | 15.64B | 11.59B | 9.76B | 8.83B | 8.15B |
| Cash, Cash Equivalents and Short-Term Investments | 2.12B | 2.35B | 1.44B | 1.20B | 1.02B | 1.10B |
| Total Debt | 4.15B | 2.35B | 1.27B | 1.41B | 2.06B | 3.01B |
| Total Liabilities | 11.84B | 9.73B | 6.96B | 6.30B | 6.46B | 6.95B |
| Stockholders Equity | 6.18B | 5.92B | 4.63B | 3.46B | 2.37B | 1.21B |
Cash Flow | ||||||
| Free Cash Flow | 345.58M | 1.76B | 1.15B | 1.43B | 1.09B | 769.30M |
| Operating Cash Flow | 488.28M | 2.06B | 1.36B | 1.56B | 1.34B | 847.38M |
| Investing Cash Flow | -574.70M | -1.28B | -346.57M | -153.98M | -288.79M | -123.38M |
| Financing Cash Flow | 180.24M | 135.19M | -777.68M | -1.23B | -1.13B | -599.74M |
J-LEASE CO., LTD. Technical Analysis
Negative
1448.00
Price Trends
1390.48
Negative
1417.92
Negative
1459.11
Negative
Market Momentum
-37.55
Positive
42.63
Neutral
37.56
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7187, the sentiment is Negative. The current price of 1448 is above the 20-day moving average (MA) of 1326.40, above the 50-day MA of 1390.48, and below the 200-day MA of 1459.11, indicating a bearish trend. The MACD of -37.55 indicates Positive momentum. The RSI at 42.63 is Neutral, neither overbought nor oversold. The STOCH value of 37.56 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:7187.
J-LEASE CO., LTD. Peers Comparison
UnderperformOutperform
Sector (65)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
76 Outperform | ¥22.44B | -32.07 | ― | 3.54% | 36.88% | 83.47% | |
72 Outperform | ¥23.03B | 10.94 | ― | 3.29% | 29.97% | 19.33% | |
71 Outperform | ¥8.86B | 30.59 | ― | 5.03% | 12.91% | 59.12% | |
65 Neutral | $2.17B | 12.19 | 3.79% | 4.94% | 3.15% | 1.96% | |
64 Neutral | ¥44.40B | 9.84 | ― | 0.45% | -8.33% | -36.89% | |
62 Neutral | ¥70.86B | 8.53 | ― | 2.89% | -3.09% | -35.66% | |
58 Neutral | ¥213.17B | 9.79 | 20.50% | 1.49% | 2.50% | -71.61% |
* Real Estate Sector Average
JP:7187
J-LEASE CO., LTD.
1,277.00
-112.31
-8.08%
JP:8848
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1,239.63
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1,020.00
13.00
1.29%
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Tokai Lease Co., Ltd.
2,566.00
514.38
25.07%
J-LEASE CO., LTD. Corporate Events
J-LEASE Posts Record Q3 Results and Expands Smart Home, Nationwide Strategy
Feb 9, 2026
J-LEASE reported that in the third quarter of the fiscal year ending March 31, 2026, both sales and profits outpaced its internal plan, driven by strong performance in residential and business rent guarantees and a successful community-based strat...
J-LEASE lifts nine-month earnings and maintains upbeat full-year outlook
Feb 9, 2026
J-LEASE CO., LTD. reported strong consolidated results for the nine months ended December 31, 2025, with net sales rising 28.9% to ¥15.37 billion and profit attributable to owners of parent up 18.9% to ¥1.77 billion, while basic earnings...
J-LEASE Injects ¥162 Million Into Director Stock Compensation Trust
Jan 21, 2026
J-LEASE CO., LTD. has approved an additional cash contribution of 162 million yen to its performance-linked stock compensation plan for directors, using a Board Benefit Trust structure administered by Mizuho Trust Banking. The new funds will be u...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.