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Concordia Financial Group Ltd (JP:7186)
:7186
Japanese Market

Concordia Financial Group (7186) Ratios

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Concordia Financial Group Ratios

JP:7186's free cash flow for Q1 2026 was ¥1.00. For the 2026 fiscal year, JP:7186's free cash flow was decreased by ¥ and operating cash flow was ¥0.41. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.17 0.22 0.24 0.25 0.35
Quick Ratio
0.17 0.22 0.24 0.25 0.35
Cash Ratio
0.17 0.22 0.24 0.25 0.35
Solvency Ratio
<0.01 <0.01 <0.01 <0.01 0.03
Operating Cash Flow Ratio
0.00 <0.01 -0.14 -0.14 0.05
Short-Term Operating Cash Flow Coverage
0.00 0.00 -3.44 -3.44 0.00
Net Current Asset Value
¥ -19.94T¥ -19.05T¥ -18.96T¥ -18.96T¥ 3.99T
Leverage Ratios
Debt-to-Assets Ratio
0.09 0.09 0.10 0.10 0.17
Debt-to-Equity Ratio
1.71 1.74 1.97 1.97 3.70
Debt-to-Capital Ratio
0.63 0.64 0.66 0.66 0.79
Long-Term Debt-to-Capital Ratio
0.63 0.64 0.59 0.59 0.00
Financial Leverage Ratio
18.09 19.25 19.07 19.07 22.27
Debt Service Coverage Ratio
0.00 1.45 0.11 0.08 2.37
Interest Coverage Ratio
0.00 1.80 1.51 1.53 2.30
Debt to Market Cap
1.47 1.98 2.37 2.37 0.00
Interest Debt Per Share
2.06K 2.00K 1.82K 1.82K 3.63K
Net Debt to EBITDA
-8.17 -16.74 -15.45 -19.74 -23.02
Profitability Margins
Gross Profit Margin
67.68%82.61%84.11%100.00%100.00%
EBIT Margin
36.68%31.25%26.82%31.89%30.18%
EBITDA Margin
36.68%34.60%30.72%28.59%35.11%
Operating Profit Margin
49.49%31.25%24.05%28.94%25.23%
Pretax Profit Margin
35.20%31.25%26.82%31.89%30.18%
Net Profit Margin
24.48%21.76%19.64%23.36%21.04%
Continuous Operations Profit Margin
24.69%21.83%19.72%23.44%21.06%
Net Income Per EBT
69.55%69.63%73.24%73.24%69.73%
EBT Per EBIT
71.12%100.00%111.54%110.20%119.60%
Return on Assets (ROA)
0.38%0.33%0.27%0.27%0.22%
Return on Equity (ROE)
7.12%6.43%5.23%5.23%4.86%
Return on Capital Employed (ROCE)
4.33%2.88%1.09%1.09%0.89%
Return on Invested Capital (ROIC)
3.04%2.01%0.55%0.75%-0.41%
Return on Tangible Assets
0.38%0.33%0.27%0.27%0.22%
Earnings Yield
5.85%7.30%6.30%6.30%9.71%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
2.25 2.27 2.03 1.71 1.62
Asset Turnover
0.02 0.02 0.01 0.01 0.01
Working Capital Turnover Ratio
-0.05 -0.03 -0.03 -0.02 -0.02
Cash Conversion Cycle
0.00 0.00 0.00 0.00 0.00
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 37.97 -1.65K -1.65K 814.86
Free Cash Flow Per Share
0.00 29.17 -1.65K -1.58K 804.49
CapEx Per Share
0.00 8.80 6.62 6.62 10.37
Free Cash Flow to Operating Cash Flow
0.00 0.77 1.00 0.96 0.99
Dividend Paid and CapEx Coverage Ratio
0.00 1.12 -69.45 -69.45 27.13
Capital Expenditure Coverage Ratio
0.00 4.31 -248.58 -248.58 78.57
Operating Cash Flow Coverage Ratio
0.00 0.02 -0.92 -0.92 0.23
Operating Cash Flow to Sales Ratio
0.00 0.12 -6.82 -8.11 3.62
Free Cash Flow Yield
0.00%2.97%-219.70%-210.34%164.85%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
17.11 13.70 15.87 15.87 10.30
Price-to-Sales (P/S) Ratio
4.17 2.98 3.12 3.71 2.17
Price-to-Book (P/B) Ratio
1.17 0.88 0.83 0.83 0.50
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 33.64 -0.46 -0.48 0.61
Price-to-Operating Cash Flow Ratio
0.00 25.84 -0.46 -0.46 0.60
Price-to-Earnings Growth (PEG) Ratio
2.17 0.54 0.77 -752.46 1.69
Price-to-Fair Value
1.17 0.88 0.83 0.83 0.50
Enterprise Value Multiple
3.20 -8.13 -5.30 -6.77 -16.85
Enterprise Value
448.43B -1.07T -554.99B -554.99B -1.58T
EV to EBITDA
3.20 -8.13 -5.30 -6.77 -16.85
EV to Sales
1.17 -2.81 -1.63 -1.94 -5.91
EV to Free Cash Flow
0.00 -31.74 0.24 0.25 -1.66
EV to Operating Cash Flow
0.00 -24.38 0.24 0.24 -1.63
Tangible Book Value Per Share
1.19K 1.10K 896.25 896.25 19.64K
Shareholders’ Equity Per Share
1.20K 1.11K 905.37 905.37 975.12
Tax and Other Ratios
Effective Tax Rate
0.30 0.30 0.26 0.26 0.30
Revenue Per Share
335.27 329.23 241.24 202.91 225.22
Net Income Per Share
82.07 71.63 47.39 47.39 47.40
Tax Burden
0.70 0.70 0.73 0.73 0.70
Interest Burden
0.96 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.28 0.35 0.39 0.47 0.47
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
0.00 0.53 -34.74 -25.44 11.99
Currency in JPY