F&M Co., Ltd. (4771) AI Stock Analysis

• Market Cap: ¥32.86B
• Dividend Yield: 1.72%
• Average Volume (3M): 20.83K
• Price to Earnings (P/E): 8.0
• Beta (1Y): 0.24
• Revenue Growth: 23.94%
• EPS Growth: 47.11%
• Country: JP
• Employees: 834
• Sector: Industrials
• Sector Strength: 72
• Industry: Specialty Business Services
• EPS (TTM): 75.74
• Shares Outstanding: 15,714,400
• 10 Day Avg. Volume: 22,400
• 30 Day Avg. Volume: 20,833
• PEG Ratio: 1.39
• Price to Book (P/B): 2.26
• Price to Sales (P/S): 1.75
• P/FCF Ratio: 8.43
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 70 Outperform
• Price Target: ¥2,379.00 ▼(-0.50% Downside)
• Action: Reiterated Date: 12/30/25
• Date: Action: Reiterated 12/30/25

The score is driven primarily by strong financial quality (steady growth, high margins, and a near-zero-debt balance sheet). This is tempered by weak technicals (price below key moving averages and negative MACD) and only moderate valuation support (P/E ~17.3 with a ~1.7% dividend yield).

Positive Factors

High & stable margins

Sustained high gross margins (~66–71%) and solid EBIT margins (mid‑teens to ~21%) indicate durable pricing power and efficient cost structure. Over 2–6 months this supports cash generation, reinvestment capacity and resilience to moderate revenue swings, underpinning long‑term profitability.

Negative Factors

Net margin erosion since 2023

A material decline in net margin from mid‑teens to ~10–11% suggests rising costs or adverse mix that have started to compress bottom‑line profitability. If sustained, this reduces retained earnings and slows ROE improvement, limiting long‑term reinvestment and shareholder return potential.

F&M Co., Ltd. Business Overview & Revenue Model

Company Description

F&M Co.,Ltd. provides management support and accounting services for medium and small businesses, and individual business owners. It operates through Accounting Service Business, Consulting Business, Business Solution Business, and Real Estate Lea...

Read more

F&M Co.,Ltd. provides management support and accounting services for medium and small businesses, and individual business owners. It operates through Accounting Service Business, Consulting Business, Business Solution Business, and Real Estate Lea...

How the Company Makes Money

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F&M Co., Ltd. Financial Statement Overview

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	17.65B	17.07B	14.86B	12.70B	10.88B	8.16B
Gross Profit	11.97B	11.59B	9.79B	8.69B	7.35B	5.60B
EBITDA	4.48B	4.35B	3.42B	3.57B	3.00B	1.75B
Net Income	1.85B	1.81B	1.61B	1.88B	1.55B	843.43M
Balance Sheet
Total Assets	16.66B	17.31B	15.21B	13.55B	12.07B	9.74B
Cash, Cash Equivalents and Short-Term Investments	4.87B	5.93B	5.32B	4.91B	4.39B	3.51B
Total Debt	0.00	0.00	0.00	0.00	0.00	24.86M
Total Liabilities	3.47B	4.10B	3.59B	2.99B	2.93B	1.76B
Stockholders Equity	13.20B	13.21B	11.62B	10.57B	9.14B	7.98B
Cash Flow
Free Cash Flow	0.00	3.55B	2.90B	2.81B	2.70B	1.57B
Operating Cash Flow	0.00	3.74B	3.26B	2.99B	2.88B	1.71B
Investing Cash Flow	0.00	-2.91B	-2.42B	-1.90B	-1.70B	-1.31B
Financing Cash Flow	0.00	-225.13M	-524.98M	-467.96M	-397.40M	-421.60M

F&M Co., Ltd. Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 2391.00
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:4771, the sentiment is Neutral. The current price of 2391 is above the 20-day moving average (MA) of 2196.78, above the 50-day MA of 2262.00, and below the 200-day MA of 2488.82, indicating a neutral trend. The MACD of -20.77 indicates Negative momentum. The RSI at 54.04 is Neutral, neither overbought nor oversold. The STOCH value of 91.39 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:4771.

F&M Co., Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
7811	83 Outperform	¥16.06B	6.60	―	3.62%	7.07%	79.18%
7912	75 Outperform	¥1.26T	11.76	7.04%	1.47%	3.37%	-31.10%
7911	74 Outperform	¥1.28T	11.67	6.28%	1.07%	3.01%	6.48%
4384	71 Outperform	¥114.99B	21.77	19.59%	0.16%	18.08%	136.77%
4771	70 Outperform	¥32.86B	8.03	―	1.72%	23.94%	47.11%
7914	68 Neutral	¥41.78B	7.42	―	3.71%	-0.04%	93.95%
Sector *	63 Neutral	$10.79B	15.43	7.44%	2.01%	2.89%	-14.66%