Prestige International (4290) AI Stock Analysis

• Market Cap: ¥87.12B
• Dividend Yield: 3.41%
• Average Volume (3M): 165.39K
• Price to Earnings (P/E): 16.0
• Beta (1Y): 0.65
• Revenue Growth: 10.87%
• EPS Growth: -5.96%
• Country: JP
• Employees: 4,982
• Sector: Industrials
• Sector Strength: 72
• Industry: Specialty Business Services
• EPS (TTM): 12.16
• Shares Outstanding: 127,176,300
• 10 Day Avg. Volume: 174,180
• 30 Day Avg. Volume: 165,390
• PEG Ratio: -1.11
• Price to Book (P/B): 1.82
• Price to Sales (P/S): 1.32
• P/FCF Ratio: 19.13
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ¥830.00
• Price Target Upside: 11.41% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 74 Outperform
• Price Target: ¥824.00 ▲(10.60% Upside)

Prestige International's strong financial performance is the most significant factor, supported by robust revenue growth and solid cash flow management. The valuation is reasonable, with an attractive dividend yield. Technical analysis presents mixed signals, indicating potential short-term volatility. Overall, the company is well-positioned for stable growth in its industry.

Positive Factors

Revenue Growth Trend

Consistent top-line growth (8.5% y/y and RevenueGrowth ~10.9%) indicates expanding demand and successful commercial execution. Durable revenue expansion supports reinvestment, scale benefits, and resilience to cyclicality, underpinning medium-term profit and cash generation.

Cash Generation Strength

Strong operating cash flow (OCF/Net Income 1.61) and a 60.2% rise in free cash flow indicate robust cash conversion and liquidity. Sustained cash generation funds dividends, capex, M&A or debt reduction, improving financial flexibility and long-term capital allocation options.

Very Low Financial Leverage

Extremely low leverage and strong equity share of assets provide balance sheet resilience and optionality. Minimal debt reduces default risk and interest burden, enabling strategic investments or payout stability during downturns and supporting durable creditworthiness.

Negative Factors

Net Profit Margin Compression

A decline in net margin to 7.6% signals pressure on the company’s ability to convert revenue into earnings. If structural, margin compression can limit retained earnings and free cash flow growth, constraining reinvestment capacity and shareholder returns over the medium term.

Return on Equity Decline

Falling ROE to 10.5% points to reduced efficiency in generating returns on shareholders’ capital. Persistently lower ROE can signal weaker profitability or capital allocation, potentially diminishing long-term investor returns and limiting internal funding for growth initiatives.

Negative EPS Growth

Negative EPS growth (~-6%) despite revenue gains suggests earnings are under pressure from costs, tax, or non-operating items. Continued EPS decline can erode per-share value, constrain dividend growth, and raise questions on operational leverage or one-off impacts needing resolution.

Prestige International Business Overview & Revenue Model

Company Description

Prestige International Inc. provides business process outsourcing services in Japan and internationally. It offers roadside assistance services for nonlife insurance companies, car manufacturers, and car dealerships; and property assistance services, such as home and parking assistance services for real estate management companies, parking lot operators, and car sharing service operators. The company also provides insurance services, including travel insurance claim agent services and health care programs; financial guarantee services for rent, household equipment, nursing care expense, and medical expense; supply chain management, IT, and mobile solutions; CRM and temporary staffing solutions, and extended product warranties for automobiles; and childcare service under the Orangery name. In addition, it offers pet consultation, emergency calls and reporting, towing, co-signing, rental property businesses management, living support, rehabilitation day, and value-added services, as well as sales promotion systems, and support for implementing supply-chain management; and business process improvement consulting, system development operation, and data analysis services. Prestige International Inc. was incorporated in 1986 and is headquartered in Tokyo, Japan.

How the Company Makes Money

Prestige International primarily generates revenue through multiple streams, including its hospitality services, where it earns income from room bookings, dining, and event hosting. The real estate segment contributes significantly to its earnings through property sales, rentals, and management fees. Additionally, the company generates revenue from its tourism division by offering curated travel packages and experiences, often in partnership with local businesses and attractions. Strategic partnerships with travel agencies and online booking platforms also enhance its visibility and sales, further bolstering its financial performance.

Prestige International Financial Statement Overview

Summary

Prestige International demonstrates strong financial health with consistent revenue growth and solid profitability margins. The balance sheet is robust with minimal leverage, and cash flows are healthy, reflecting effective cash management. While there are some minor fluctuations in net profit margins and return on equity, the company is well-positioned for stable growth in the specialty business services industry.

Income Statement

Prestige International shows strong revenue growth with a 8.5% increase in 2025 compared to 2024. The company has maintained high gross profit margins around 22% and a stable EBIT margin of approximately 12.5%. However, the net profit margin decreased slightly to 7.6% in 2025, indicating some pressure on net earnings.

Balance Sheet

The company maintains a solid balance sheet with a low debt-to-equity ratio of 0.007, reflecting minimal financial leverage. Stockholders' equity accounts for a robust 64.7% of total assets, showcasing financial stability. However, return on equity decreased to 10.5% in 2025, which may suggest reduced efficiency in generating profits from shareholders' investments.

Cash Flow

Operating cash flow increased in 2025, reflecting strong cash generation capabilities. The company shows a solid operating cash flow to net income ratio of 1.61. Free cash flow also grew significantly by 60.2% over the previous year, enhancing liquidity. Nevertheless, the free cash flow to net income ratio is 0.90, indicating room for improvement in translating earnings to cash.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	65.39B	63.72B	58.74B	54.56B	46.74B	40.62B
Gross Profit	14.29B	14.04B	13.76B	13.30B	11.30B	9.20B
EBITDA	11.12B	10.74B	11.10B	10.19B	8.65B	6.50B
Net Income	5.10B	4.87B	5.79B	5.32B	4.36B	2.97B
Balance Sheet
Total Assets	75.49B	71.59B	67.84B	60.27B	54.03B	46.76B
Cash, Cash Equivalents and Short-Term Investments	24.72B	23.41B	22.79B	21.67B	18.24B	16.31B
Total Debt	4.69B	321.46M	381.21M	469.07M	1.37B	566.67M
Total Liabilities	26.68B	21.95B	20.61B	18.46B	17.46B	13.87B
Stockholders Equity	45.43B	46.29B	44.30B	39.33B	34.52B	31.07B
Cash Flow
Free Cash Flow	623.18M	4.40B	2.74B	5.43B	2.71B	1.06B
Operating Cash Flow	1.87B	7.84B	5.88B	7.89B	6.61B	4.63B
Investing Cash Flow	-1.58B	-3.87B	-2.61B	-2.64B	-4.35B	-4.14B
Financing Cash Flow	-472.80M	-3.20B	-2.38B	-2.15B	-763.86M	-1.36B

Prestige International Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 745.00
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:4290, the sentiment is Negative. The current price of 745 is above the 20-day moving average (MA) of 728.85, above the 50-day MA of 716.80, and above the 200-day MA of 659.18, indicating a neutral trend. The MACD of -9.62 indicates Positive momentum. The RSI at 34.47 is Neutral, neither overbought nor oversold. The STOCH value of 8.12 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:4290.

Prestige International Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
4290	74 Outperform	¥87.12B	15.97	11.16%	3.41%	10.87%	-5.96%
4809	72 Outperform	¥20.75B	10.10	―	3.27%	7.63%	11.84%
6088	69 Neutral	¥61.12B	14.90	―	2.56%	8.08%	10.43%
7868	65 Neutral	¥71.20B	17.53	―	2.88%	0.02%	-27.38%
6183	64 Neutral	¥105.30B	11.22	―	4.17%	0.44%	44.52%
9216	64 Neutral	¥23.95B	174.12	―	4.78%	-3.81%	-82.38%
Sector *	63 Neutral	$10.79B	15.43	7.44%	2.01%	2.89%	-14.66%

Prestige International Corporate Events

Prestige International Reports Progress on Ongoing Share Buyback Program

Prestige International has disclosed the progress of its ongoing share repurchase program authorized by its board on October 29, 2025, under Japan’s Companies Act. Between December 1 and December 31, 2025, the company repurchased 427,200 shares of common stock on the Tokyo Stock Exchange via market purchases, for a total of ¥299.2 million. As of December 31, 2025, cumulative repurchases under the current authorization reached 776,700 shares for ¥529.3 million, against a maximum approved limit of 1.45 million shares and ¥1 billion to be executed by March 24, 2026. The continued buyback underscores management’s intent to return capital to shareholders and may support earnings per share and share price by reducing the free float, while signaling confidence in the company’s financial position.

The most recent analyst rating on (JP:4290) stock is a Buy with a Yen741.00 price target. To see the full list of analyst forecasts on Prestige International stock, see the JP:4290 Stock Forecast page.

Prestige International Announces Treasury Stock Repurchase

Prestige International Inc. has announced the repurchase of 349,500 shares of its common stock for a total of 230,023,400 yen as part of a broader plan to repurchase up to 1,450,000 shares by March 2026. This move is part of the company’s strategy to optimize its capital structure and enhance shareholder value, reflecting a proactive approach in managing its financial resources.

The most recent analyst rating on (JP:4290) stock is a Buy with a Yen741.00 price target. To see the full list of analyst forecasts on Prestige International stock, see the JP:4290 Stock Forecast page.

Prestige International Announces Executive Officer Changes

Prestige International Inc. announced changes to its executive officers, effective December 1, 2025, as decided in a recent board meeting. The changes include a reassignment for Makoto Sato, who will continue as Executive Officer and Head of Akita BPO Main Campus, but will no longer oversee the Yokote Campus and Daisen Branch. These adjustments in leadership roles are part of the company’s strategic realignment to enhance its operational efficiency and governance structure.

The most recent analyst rating on (JP:4290) stock is a Buy with a Yen741.00 price target. To see the full list of analyst forecasts on Prestige International stock, see the JP:4290 Stock Forecast page.

Prestige International Announces Treasury Stock Repurchase Plan

Prestige International Inc. has announced a decision by its Board of Directors to repurchase treasury stock, aiming to achieve a total return ratio of 70% or more as part of its medium-term business plan. This move follows a period of record-high sales and operating profit, reflecting the company’s strong financial performance and commitment to returning profits to shareholders.

The most recent analyst rating on (JP:4290) stock is a Buy with a Yen731.00 price target. To see the full list of analyst forecasts on Prestige International stock, see the JP:4290 Stock Forecast page.