Prestige International (4290) AI Stock Analysis

• Market Cap: $79.36B
• Dividend Yield: 3.72%
• Average Volume (3M): 165.39K
• Price to Earnings (P/E): 15.6
• Beta (1Y): 0.64
• Revenue Growth: 9.23%
• EPS Growth: -7.00%
• Country: JP
• Employees: 4,982
• Sector: Industrials
• Sector Strength: 72
• Industry: Specialty Business Services
• EPS (TTM): 7.99
• Shares Outstanding: 127,176,300
• 10 Day Avg. Volume: 174,180
• 30 Day Avg. Volume: 165,390
• PEG Ratio: -1.11
• Price to Book (P/B): 1.82
• Price to Sales (P/S): 1.32
• P/FCF Ratio: 19.13
• Enterprise Value/Market Cap: 0.76
• Enterprise Value/Revenue: 0.92
• Enterprise Value/Gross Profit: 4.21
• Enterprise Value/Ebitda: 5.41
• 1Y Price Target: $730.50
• Price Target Upside: 17.07% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 0

• Rating: 73 Outperform
• Price Target: ¥731.00 ▲(17.15% Upside)

Prestige International's strong financial performance is the primary driver of its overall score, supported by robust revenue growth and solid cash flow management. While technical indicators suggest short-term bearish momentum, the stock's reasonable valuation and attractive dividend yield provide a balanced outlook. The absence of earnings call data and corporate events does not impact the score.

Prestige International Business Overview & Revenue Model

Company Description

Prestige International Inc. provides business process outsourcing services in Japan and internationally. It offers roadside assistance services for nonlife insurance companies, car manufacturers, and car dealerships; and property assistance services, such as home and parking assistance services for real estate management companies, parking lot operators, and car sharing service operators. The company also provides insurance services, including travel insurance claim agent services and health care programs; financial guarantee services for rent, household equipment, nursing care expense, and medical expense; supply chain management, IT, and mobile solutions; CRM and temporary staffing solutions, and extended product warranties for automobiles; and childcare service under the Orangery name. In addition, it offers pet consultation, emergency calls and reporting, towing, co-signing, rental property businesses management, living support, rehabilitation day, and value-added services, as well as sales promotion systems, and support for implementing supply-chain management; and business process improvement consulting, system development operation, and data analysis services. Prestige International Inc. was incorporated in 1986 and is headquartered in Tokyo, Japan.

How the Company Makes Money

Prestige International generates revenue primarily through contracts and agreements with businesses seeking outsourcing solutions. The company's key revenue streams include customer support outsourcing, IT and software development services, and financial service solutions such as insurance claim processing. By offering these services, Prestige International helps clients reduce operational costs and improve service quality. Additionally, the company may engage in strategic partnerships with technology providers and other service firms to enhance its offerings and expand its market reach, which in turn contributes to its overall earnings.

Prestige International Financial Statement Overview

Summary

Prestige International demonstrates strong financial health with consistent revenue growth and solid profitability margins. The balance sheet is robust with minimal leverage, and cash flows are healthy, reflecting effective cash management. While there are some minor fluctuations in net profit margins and return on equity, the company is well-positioned for stable growth in the specialty business services industry.

Income Statement

Prestige International shows strong revenue growth with a 8.5% increase in 2025 compared to 2024. The company has maintained high gross profit margins around 22% and a stable EBIT margin of approximately 12.5%. However, the net profit margin decreased slightly to 7.6% in 2025, indicating some pressure on net earnings.

Balance Sheet

The company maintains a solid balance sheet with a low debt-to-equity ratio of 0.007, reflecting minimal financial leverage. Stockholders' equity accounts for a robust 64.7% of total assets, showcasing financial stability. However, return on equity decreased to 10.5% in 2025, which may suggest reduced efficiency in generating profits from shareholders' investments.

Cash Flow

Operating cash flow increased in 2025, reflecting strong cash generation capabilities. The company shows a solid operating cash flow to net income ratio of 1.61. Free cash flow also grew significantly by 60.2% over the previous year, enhancing liquidity. Nevertheless, the free cash flow to net income ratio is 0.90, indicating room for improvement in translating earnings to cash.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	65.39B	63.72B	58.74B	54.56B	46.74B	40.62B
Gross Profit	14.29B	14.04B	13.76B	13.30B	11.30B	9.20B
EBITDA	11.12B	10.74B	11.10B	10.19B	8.65B	6.50B
Net Income	5.10B	4.87B	5.79B	5.32B	4.36B	2.97B
Balance Sheet
Total Assets	75.49B	71.59B	67.84B	60.27B	54.03B	46.76B
Cash, Cash Equivalents and Short-Term Investments	24.72B	23.41B	22.79B	21.67B	18.24B	16.31B
Total Debt	4.69B	321.46M	381.21M	469.07M	1.37B	566.67M
Total Liabilities	26.68B	21.95B	20.61B	18.46B	17.46B	13.87B
Stockholders Equity	45.43B	46.29B	44.30B	39.33B	34.52B	31.07B
Cash Flow
Free Cash Flow	623.18M	4.40B	2.74B	5.43B	2.71B	1.06B
Operating Cash Flow	1.87B	7.84B	5.88B	7.89B	6.61B	4.63B
Investing Cash Flow	-1.58B	-3.87B	-2.61B	-2.64B	-4.35B	-4.14B
Financing Cash Flow	-472.80M	-3.20B	-2.38B	-2.15B	-763.86M	-1.36B

Prestige International Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 624.00
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:4290, the sentiment is Negative. The current price of 624 is below the 20-day moving average (MA) of 655.83, below the 50-day MA of 669.64, and below the 200-day MA of 645.75, indicating a bearish trend. The MACD of -8.78 indicates Positive momentum. The RSI at 31.50 is Neutral, neither overbought nor oversold. The STOCH value of 17.74 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:4290.

Prestige International Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
4290	73 Outperform	$79.36B	15.56	11.44%	3.72%	9.23%	-7.00%
4809	72 Outperform	¥20.09B	10.03	―	3.38%	9.52%	17.18%
7868	68 Neutral	¥60.28B	14.95	―	3.07%	3.07%	-24.64%
6088	67 Neutral	¥73.42B	16.70	―	2.49%	13.81%	20.00%
6183	64 Neutral	¥95.18B	10.73	―	4.69%	0.44%	44.52%
Sector *	63 Neutral	$10.79B	15.43	7.44%	2.01%	2.89%	-14.66%
9216	60 Neutral	¥21.19B	72.30	―	5.13%	-3.81%	-82.38%

Prestige International Corporate Events

Prestige International Reports Progress on Treasury Stock Repurchase

Prestige International Inc. announced the status of its treasury stock repurchase, revealing that it has repurchased 412,900 shares for 255,746,800 yen between July 1 and July 31, 2025. This move is part of a broader strategy approved by the board to repurchase up to 750,000 shares by September 22, 2025, aiming to enhance shareholder value and optimize capital structure.

Prestige International Announces Disposal of Treasury Shares for Compensation Plan

Prestige International Inc. has announced the disposal of 133,000 treasury shares as part of a restricted stock compensation plan for its directors and executive officers. This move is designed to align the interests of its leadership with those of shareholders, promoting long-term corporate value. The plan includes a transfer restriction period and conditions for lifting these restrictions, ensuring that the shares serve as a genuine incentive for sustained performance.

Prestige International Reports on Treasury Stock Repurchase Status

Prestige International Inc. announced the status of its treasury stock repurchase, which was conducted under the Companies Act of Japan. As of June 30, 2025, the company repurchased 197,100 shares for a total of 120,920,300 yen, with the repurchases being made through market purchases on the Tokyo Stock Exchange. This move is part of a broader strategy authorized by the board to repurchase up to 750,000 shares by September 22, 2025, with a maximum budget of 500 million yen. The repurchase aims to enhance shareholder value and optimize the company’s capital structure.

Prestige International Announces Board of Directors Changes

Prestige International Inc. announced changes to its board of directors, including the nomination of Hiroshi Mouri as a new external, independent director. These changes, pending approval at the upcoming shareholders’ meeting, aim to enhance the company’s strategic oversight and corporate governance, potentially impacting its market positioning and stakeholder relations.