GMO Financial Gate, Inc. (JP:4051)
:4051
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GMO Financial Gate, Inc.
(4051)
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Rating:64Neutral
Price Target:
¥5,500.00
▼(-7.25% Downside)
Action:ReiteratedDate:02/18/26
The score is primarily supported by strong profitability and improving margins, plus a generally sound balance sheet. It is held back by sharp TTM cash-flow deterioration and a TTM debt increase, while technicals are mixed (below longer-term moving averages) and valuation is not particularly cheap given the P/E and modest yield.
Positive Factors
Margin Expansion
Material margin expansion and higher EBIT/EBITDA margins reflect improved operating leverage and pricing or cost control. Sustained margins increase earnings resilience, fund reinvestment, and create a buffer versus competitors, supporting durable profitability if maintained.
Negative Factors
Deteriorating Cash Generation
Sharp TTM declines in operating and free cash flow weaken the company's ability to convert earnings into liquidity. This elevates risk for funding capex, dividends or debt servicing, and increases reliance on timely cash conversion or external financing during downturns.
Read all positive and negative factors
Positive Factors
Negative Factors
Margin Expansion
Material margin expansion and higher EBIT/EBITDA margins reflect improved operating leverage and pricing or cost control. Sustained margins increase earnings resilience, fund reinvestment, and create a buffer versus competitors, supporting durable profitability if maintained.
Read all positive factors
GMO Financial Gate, Inc. (4051) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥43.36B
Dividend Yield1.88%
Average Volume (3M)48.15K
Price to Earnings (P/E)16.6
Beta (1Y)0.89
Revenue Growth-4.16%
EPS Growth66.20%
CountryJP
Employees123
SectorTechnology
Sector Strength88
IndustryBusiness Equipment & Supplies
Share Statistics
EPS (TTM)78.11
Shares Outstanding8,339,480
10 Day Avg. Volume38,560
30 Day Avg. Volume48,146
Financial Highlights & Ratios
PEG Ratio0.50
Price to Book (P/B)8.14
Price to Sales (P/S)2.84
P/FCF Ratio46.37
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)231.22
Revenue Forecast (FY)¥20.87B
GMO Financial Gate, Inc. Business Overview & Revenue Model
Company Description
GMO Financial Gate, Inc. (4051) is a leading financial technology company that specializes in providing a range of digital finance solutions. Operating primarily in the fintech sector, the company offers services including payment processing, onli...
How the Company Makes Money
GMO Financial Gate, Inc. generates revenue through multiple streams, including transaction fees from payment processing services, subscription fees for premium banking services, and commissions from investment products. The company partners with v...
GMO Financial Gate, Inc. Financial Statement Overview
Summary
Income Statement
86
Very Positive
Balance Sheet
74
Positive
Cash Flow
52
Neutral
| Breakdown | TTM | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 18.29B | 17.93B | 18.71B | 15.91B | 10.30B | 7.09B |
| Gross Profit | 6.82B | 6.27B | 5.77B | 3.73B | 2.72B | 1.98B |
| EBITDA | 3.00B | 2.89B | 2.06B | 1.54B | 1.10B | 864.02M |
| Net Income | 1.67B | 1.63B | 1.01B | 782.25M | 472.52M | 411.38M |
Balance Sheet | ||||||
| Total Assets | 16.19B | 13.83B | 14.21B | 9.32B | 6.64B | 7.14B |
| Cash, Cash Equivalents and Short-Term Investments | 4.98B | 4.26B | 5.06B | 4.00B | 2.52B | 3.43B |
| Total Debt | 5.00B | 2.14B | 2.00B | 1.50B | 646.00K | 6.94M |
| Total Liabilities | 9.86B | 7.34B | 8.32B | 4.18B | 1.97B | 2.76B |
| Stockholders Equity | 6.09B | 6.26B | 5.63B | 4.94B | 4.50B | 4.22B |
Cash Flow | ||||||
| Free Cash Flow | 248.66M | 1.10B | 1.70B | 803.77M | -226.66M | 931.23M |
| Operating Cash Flow | 376.45M | 1.23B | 1.71B | 866.00M | -212.18M | 957.08M |
| Investing Cash Flow | -1.09B | -898.86M | -719.17M | -529.93M | -531.21M | -465.67M |
| Financing Cash Flow | 2.05B | -1.13B | 63.81M | 1.28B | -303.04M | -3.81M |
GMO Financial Gate, Inc. Technical Analysis
Negative
5930.00
Price Trends
5218.20
Positive
5204.35
Positive
5413.38
Negative
Market Momentum
33.60
Positive
48.91
Neutral
65.46
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:4051, the sentiment is Negative. The current price of 5930 is above the 20-day moving average (MA) of 5391.00, above the 50-day MA of 5218.20, and above the 200-day MA of 5413.38, indicating a neutral trend. The MACD of 33.60 indicates Positive momentum. The RSI at 48.91 is Neutral, neither overbought nor oversold. The STOCH value of 65.46 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:4051.
GMO Financial Gate, Inc. Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
78 Outperform | ¥30.17B | 4.13 | ― | 4.54% | -20.75% | 7.75% | |
76 Outperform | ¥734.04B | 8.32 | 7.77% | 3.16% | 4.30% | 78.29% | |
73 Outperform | ¥761.54B | 18.04 | 10.50% | 2.03% | 5.40% | 23.70% | |
71 Outperform | ¥747.76B | 8.78 | 6.04% | 2.78% | 4.46% | 70.22% | |
64 Neutral | ¥43.36B | 16.64 | ― | 1.88% | -4.16% | 66.20% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
47 Neutral | ¥253.48B | -71.33 | -12.69% | 0.71% | -11.22% | -731.07% |
* Technology Sector Average
JP:4051
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GMO Financial Gate, Inc. Corporate Events
GMO Financial Gate Secures ¥3 Billion Refinancing to Support Liquidity and Terminal Purchases
Feb 17, 2026
GMO Financial Gate, Inc. has arranged a new round of borrowing under existing overdraft agreements to refinance loan funds maturing on February 27, 2026. The company will borrow a total of JPY 3 billion from Sumitomo Mitsui Banking Corporation, Mi...
GMO Financial Gate Beats Q1 Profit Guidance, Sharpens Merchant-Focused Payments Strategy
Feb 13, 2026
GMO Financial Gate reported first-quarter fiscal 2026 operating profit ahead of internal guidance, indicating stronger-than-expected performance early in the fiscal year. Management emphasized a strategy of delivering not only payment platforms bu...
GMO Financial Gate Launches Bitcoin-Based Shareholder Benefit Program
Feb 12, 2026
GMO Financial Gate, Inc. has resolved to introduce a shareholder benefit program aimed at encouraging long-term shareholding and deepening investor understanding of its own and the broader GMO Internet Group’s businesses. The program undersc...
GMO Financial Gate Lifts Q1 Profit and Hikes Full-Year Dividend Forecast
Feb 12, 2026
GMO Financial Gate reported first-quarter FY2026 consolidated revenue of ¥4,942 million, up 7.8% year on year, with operating profit rising 15.3% to ¥954 million and profit attributable to owners of parent up 7.0% to ¥644 million. D...
GMO Financial Gate Details Relationship with Controlling Shareholders
Dec 15, 2025
GMO Financial Gate, Inc. announced its relationship with its controlling shareholders, GMO Internet Group, Inc. and GMO Payment Gateway, Inc., which hold significant voting rights and influence over the company. The company emphasizes its strategi...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.