Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
---|---|---|---|---|---|---|
Income Statement | ||||||
Total Revenue | 36.16B | 40.36B | 30.38B | 21.48B | 15.63B | 11.32B |
Gross Profit | 23.64B | 27.06B | 19.08B | 13.40B | 10.82B | 7.62B |
EBITDA | -2.28B | -1.92B | -4.13B | -7.97B | -513.68M | -1.93B |
Net Income | -5.53B | -6.33B | -6.32B | -9.70B | -1.58B | -2.48B |
Balance Sheet | ||||||
Total Assets | 85.32B | 106.19B | 88.28B | 65.99B | 56.94B | 21.71B |
Cash, Cash Equivalents and Short-Term Investments | 31.29B | 50.46B | 42.52B | 28.48B | 37.29B | 9.14B |
Total Debt | 31.05B | 35.44B | 30.37B | 16.90B | 8.55B | 6.55B |
Total Liabilities | 51.86B | 61.52B | 53.62B | 30.90B | 14.61B | 11.47B |
Stockholders Equity | 27.90B | 37.44B | 28.33B | 32.63B | 40.53B | 9.66B |
Cash Flow | ||||||
Free Cash Flow | 2.68B | -11.13B | -2.92B | -8.39B | -4.66B | -2.29B |
Operating Cash Flow | 2.68B | -4.76B | 2.46B | -4.12B | -2.33B | -1.12B |
Investing Cash Flow | 0.00 | -9.51B | -7.47B | -14.78B | -5.20B | -2.61B |
Financing Cash Flow | 0.00 | 20.35B | 17.46B | 9.07B | 34.80B | 5.26B |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
---|---|---|---|---|---|---|---|
76 Outperform | ¥136.96B | 23.11 | 2.11% | 11.47% | 8.73% | ||
74 Outperform | ¥458.29B | 68.04 | 19.04% | ― | 20.02% | -5.47% | |
72 Outperform | ¥166.31B | 39.13 | 0.83% | 16.68% | 43.49% | ||
69 Neutral | ¥228.59B | 14.33 | 7.64% | 2.71% | 9.13% | 8.49% | |
66 Neutral | ¥257.59B | 122.61 | ― | 29.19% | ― | ||
55 Neutral | €270.21B | ― | -17.75% | ― | 28.35% | -2.49% | |
47 Neutral | ¥209.63B | ― | ― | 29.79% | 77.13% |
Money Forward, Inc. has completed the payment procedure for issuing new shares as restricted stock compensation, a decision made at the company’s Board of Directors meeting on March 25, 2025. This issuance involves 203,400 common shares at an issue price of ¥4,228 per share, totaling ¥859,975,200, and is aimed at rewarding and incentivizing employees and directors, potentially strengthening the company’s internal stakeholder alignment.
Money Forward, Inc. has entered into a basic agreement with Sumitomo Mitsui Financial Group and Sumitomo Mitsui Banking Corporation to establish a preparatory company aimed at developing a new BaaS/digital banking service. This initiative seeks to enhance financial services for small and medium-sized enterprises in Japan, aligning with SMBC Group’s strategy to support corporate digital transformation through digital solutions.
Money Forward, Inc. reported its consolidated financial results for the three months ended February 28, 2025, showing a significant increase in net sales and SaaS ARR compared to the previous year. Despite improvements in adjusted EBITDA, the company still faced a net loss, reflecting ongoing challenges in achieving profitability. The financial forecast for the fiscal year ending November 30, 2025, anticipates continued growth in sales and ARR, although the company expects to remain in a net loss position, indicating a focus on long-term growth strategies over immediate profitability.