JM Holdings Co., Ltd. (3539) AI Stock Analysis

• Market Cap: ¥79.95B
• Dividend Yield: 0.75%
• Average Volume (3M): 41.14K
• Price to Earnings (P/E): 12.5
• Beta (1Y): 0.26
• Revenue Growth: 8.05%
• EPS Growth: 23.43%
• Country: JP
• Employees: 1,444
• Sector: Consumer Defensive
• Sector Strength: 42
• Industry: Grocery Stores
• EPS (TTM): 42.21
• Shares Outstanding: 50,959,000
• 10 Day Avg. Volume: 27,690
• 30 Day Avg. Volume: 41,140
• PEG Ratio: 0.50
• Price to Book (P/B): 1.64
• Price to Sales (P/S): 0.40
• P/FCF Ratio: 28.28
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 75 Outperform
• Price Target: ¥3,346.00 ▲(117.13% Upside)

JM Holdings Co., Ltd. receives a strong overall score due to its robust financial performance, characterized by consistent revenue growth and solid profitability metrics. The technical analysis indicates a neutral trend with potential upward momentum, while the valuation suggests the stock is reasonably priced. The absence of earnings call data and corporate events does not detract from the overall positive outlook.

Positive Factors

Revenue Growth

Consistent revenue growth indicates the company's ability to expand its market presence and effectively capitalize on its diversified portfolio.

Balance Sheet Health

A low debt-to-equity ratio reflects prudent financial management, providing the company with flexibility to invest in growth opportunities.

Profitability Metrics

Strong profit margins demonstrate efficient operations and the ability to maintain profitability, supporting long-term financial stability.

Negative Factors

Free Cash Flow Challenges

Challenges in free cash flow growth could limit the company's ability to fund new projects or return capital to shareholders, impacting future growth.

Debt Levels

Rising debt levels, even if slight, can increase financial risk and may require careful management to avoid impacting the company's financial health.

Free Cash Flow Conversion

Low free cash flow conversion indicates inefficiencies in turning earnings into cash, which could constrain the company's ability to invest in growth or return value to shareholders.

JM Holdings Co., Ltd. Business Overview & Revenue Model

Company Description

JM Holdings Co., Ltd. (3539) is a diversified investment holding company based in Japan, primarily engaged in the sectors of real estate, logistics, and renewable energy. The company focuses on acquiring, developing, and managing properties and infrastructure that cater to both residential and commercial needs. JM Holdings aims to leverage its expertise in asset management to enhance the value of its investments and deliver sustainable growth.

How the Company Makes Money

JM Holdings generates revenue through multiple streams, including rental income from its real estate portfolio, proceeds from property sales, and management fees associated with its investment projects. The company capitalizes on its extensive network and industry relationships to identify profitable investment opportunities. Additionally, JM Holdings has formed strategic partnerships with local developers and financial institutions, which facilitate access to capital and enhance project viability. Its emphasis on renewable energy projects also positions the company to benefit from government incentives and growing market demand for sustainable solutions.

JM Holdings Co., Ltd. Financial Statement Overview

Summary

JM Holdings Co., Ltd. shows strong financial health with consistent revenue growth and solid profitability metrics. The balance sheet reflects a stable capital structure with low leverage, while the cash flow statement indicates healthy cash generation. Despite some challenges in free cash flow growth, the company's financial performance is commendable.

Income Statement

JM Holdings Co., Ltd. has demonstrated strong revenue growth, with a 6.41% increase in the latest year. The company maintains healthy profit margins, with a gross profit margin of 28.70% and a net profit margin of 3.47%. EBIT and EBITDA margins are also solid at 5.40% and 6.87%, respectively, indicating efficient operations. The consistent improvement in revenue and profitability metrics reflects a positive trajectory in the grocery industry.

Balance Sheet

The balance sheet of JM Holdings Co., Ltd. shows a stable financial position with a low debt-to-equity ratio of 0.20, indicating prudent financial management. The return on equity is strong at 14.31%, showcasing effective use of shareholder funds. The equity ratio stands at 62.05%, suggesting a solid capital structure. However, the slight increase in debt levels over the years warrants monitoring.

Cash Flow

The cash flow statement reveals a robust operating cash flow, although there is a notable decline in free cash flow growth. The operating cash flow to net income ratio is 1.03, indicating good cash generation relative to net income. However, the free cash flow to net income ratio of 0.39 suggests room for improvement in converting earnings into free cash flow. The company should focus on enhancing free cash flow generation to support future growth.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	181.92B	186.21B	172.33B	154.81B	140.84B	129.82B
Gross Profit	51.74B	53.44B	49.21B	44.01B	39.34B	36.90B
EBITDA	11.60B	12.79B	11.23B	9.60B	8.96B	8.61B
Net Income	5.81B	6.46B	5.46B	4.42B	4.27B	4.25B
Balance Sheet
Total Assets	70.81B	72.72B	71.36B	65.57B	58.87B	55.39B
Cash, Cash Equivalents and Short-Term Investments	17.70B	18.30B	22.41B	17.81B	19.50B	20.36B
Total Debt	7.82B	8.84B	9.38B	9.91B	6.30B	6.22B
Total Liabilities	27.60B	27.38B	27.59B	26.16B	22.98B	23.04B
Stockholders Equity	43.01B	45.13B	43.58B	39.03B	35.70B	32.22B
Cash Flow
Free Cash Flow	0.00	2.62B	6.86B	-194.00M	926.00M	3.90B
Operating Cash Flow	0.00	6.64B	9.66B	4.22B	5.18B	7.27B
Investing Cash Flow	0.00	-6.42B	-5.34B	-2.15B	-3.74B	-5.09B
Financing Cash Flow	0.00	-5.72B	-2.24B	-1.88B	-1.05B	-1.58B

JM Holdings Co., Ltd. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 1541.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:3539, the sentiment is Positive. The current price of 1541 is below the 20-day moving average (MA) of 1570.15, above the 50-day MA of 1537.02, and above the 200-day MA of 1354.48, indicating a neutral trend. The MACD of 10.31 indicates Positive momentum. The RSI at 45.45 is Neutral, neither overbought nor oversold. The STOCH value of 8.60 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:3539.

JM Holdings Co., Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
9823	79 Outperform	¥81.28B	14.39	―	1.34%	20.50%	10.77%
8198	78 Outperform	¥109.63B	9.97	―	1.93%	2.30%	26.52%
7508	76 Outperform	¥56.94B	10.99	―	2.92%	11.38%	4.28%
3539	75 Outperform	¥79.95B	12.45	―	0.75%	8.05%	23.43%
8167	74 Outperform	¥57.26B	10.16	―	3.39%	4.92%	19.73%
2742	72 Outperform	¥95.51B	10.59	―	1.52%	7.75%	-1.68%
Sector *	62 Neutral	$20.33B	14.63	-3.31%	3.23%	1.93%	-12.26%

JM Holdings Co., Ltd. Corporate Events

JM Holdings Announces Stock Split and Updates Shareholder Benefits

JM Holdings Co., Ltd. announced a stock split to increase share liquidity and expand its investor base. The company will split each share into two, doubling the number of shares issued. Additionally, changes to the shareholder benefits program will take effect, adjusting the benefits criteria to align with the new share structure, aiming to enhance shareholder engagement and investment appeal.

JM Holdings Increases Year-End Dividend Amid Record Results

JM Holdings Co., Ltd. announced an increase in its year-end dividend from 22 yen to 24 yen per share for the fiscal year ended July 31, 2025, due to record high business results. This decision reflects the company’s strong financial performance and commitment to returning value to shareholders, potentially enhancing its market position and shareholder satisfaction.