JM Holdings Co., Ltd. (3539) AI Stock Analysis

• Market Cap: ¥74.55B
• Dividend Yield: 1.5%
• Average Volume (3M): 42.90K
• Price to Earnings (P/E): 12.9
• Beta (1Y): 0.24
• Revenue Growth: 8.05%
• EPS Growth: 23.36%
• Country: JP
• Employees: 1,444
• Sector: Consumer Defensive
• Sector Strength: 41
• Industry: Grocery Stores
• EPS (TTM): 84.42
• Shares Outstanding: 25,479,500
• 10 Day Avg. Volume: 36,050
• 30 Day Avg. Volume: 42,903
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ¥3,136.00
• Price Target Upside: 9.38% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1

• Rating: 76 Outperform
• Price Target: ¥3,136.00 ▲(9.38% Upside)

JM Holdings Co., Ltd. receives a strong overall score due to its robust financial performance, characterized by impressive revenue growth and solid profitability. The technical analysis supports a bullish outlook, although caution is advised due to potential overbought conditions. The valuation is reasonable, with a fair P/E ratio and a modest dividend yield, making the stock an attractive investment in the grocery store industry.

Positive Factors

Revenue Growth

Consistent revenue growth indicates successful market expansion and product demand, supporting long-term business sustainability and shareholder value.

Cash Generation

Improved cash generation enhances financial flexibility, allowing for reinvestment in growth opportunities and reducing reliance on external financing.

Balance Sheet Health

A strong balance sheet with low leverage provides resilience against economic downturns and supports sustainable long-term growth strategies.

Negative Factors

Profit Margin Pressure

While margins have improved, they remain modest, potentially limiting profitability and competitive positioning in the long term.

Industry Competition

High competition in the grocery sector may pressure pricing and margins, challenging the company's ability to maintain market share and profitability.

Operational Complexity

Diversified operations across multiple sectors can lead to operational complexity, potentially impacting focus and efficiency in core business areas.

JM Holdings Co., Ltd. Business Overview & Revenue Model

Company Description

JM Holdings Co., Ltd. (3539) is a company engaged in various sectors, including but not limited to real estate, financial services, and retail. The company focuses on providing high-quality services and products that cater to the diverse needs of its clientele. Its core operations revolve around property development, investment management, and offering financial solutions, creating a comprehensive portfolio aimed at maximizing customer satisfaction and shareholder value.

How the Company Makes Money

JM Holdings Co., Ltd. generates revenue primarily through its diversified portfolio, which includes real estate development and sales, rental income from its properties, and fees from financial services. The company capitalizes on the real estate sector by developing residential, commercial, and mixed-use properties, which are either sold for profit or held to generate ongoing rental income. Additionally, JM Holdings benefits from financial services through investment management fees, advisory services, and potential partnerships with financial institutions that expand its market reach. The company’s ability to identify lucrative opportunities and manage its assets effectively contributes significantly to its earnings.

JM Holdings Co., Ltd. Financial Statement Overview

Summary

JM Holdings Co., Ltd. exhibits strong financial health with impressive revenue growth, solid profitability margins, and a stable balance sheet. The company has effectively managed its cash flows, transitioning from negative free cash flow to a positive position, enhancing its financial flexibility. The low leverage and high equity ratio provide a cushion against potential risks, making the company well-positioned for future growth.

Income Statement

JM Holdings Co., Ltd. has demonstrated strong revenue growth, with a notable increase from ¥154.8 billion to ¥172.3 billion, representing an 11.3% growth rate. The gross profit margin is healthy at 28.6%, and the net profit margin has improved to 3.2%. The EBIT and EBITDA margins are also solid at 5.3% and 6.5%, respectively, indicating efficient operations and profitability.

Balance Sheet

The balance sheet reflects a robust equity position with a debt-to-equity ratio of 0.22, suggesting low leverage and financial stability. The return on equity is strong at 12.5%, indicating effective use of equity to generate profits. The equity ratio stands at 61.1%, highlighting a solid capital structure with a significant portion of assets financed by equity.

Cash Flow

Cash flow analysis shows a significant improvement in free cash flow from a negative position to ¥6.9 billion, indicating enhanced cash generation capabilities. The operating cash flow to net income ratio is 1.77, demonstrating strong cash conversion from earnings. The free cash flow to net income ratio is 1.26, reflecting efficient cash management.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	172.33B	154.81B	140.84B	129.82B	126.96B
Gross Profit	49.21B	44.01B	39.34B	36.90B	36.67B
EBITDA	11.23B	9.60B	8.96B	8.61B	8.54B
Net Income	5.46B	4.42B	4.27B	4.25B	3.65B
Balance Sheet
Total Assets	71.36B	65.57B	58.87B	55.39B	48.78B
Cash, Cash Equivalents and Short-Term Investments	22.41B	17.81B	19.50B	20.36B	18.69B
Total Debt	9.38B	9.91B	6.30B	6.22B	6.08B
Total Liabilities	27.59B	26.16B	22.98B	23.04B	19.90B
Stockholders Equity	43.58B	39.03B	35.70B	32.22B	28.80B
Cash Flow
Free Cash Flow	6.86B	-194.00M	926.00M	3.90B	5.44B
Operating Cash Flow	9.66B	4.22B	5.18B	7.27B	6.20B
Investing Cash Flow	-5.34B	-2.15B	-3.74B	-5.09B	-948.00M
Financing Cash Flow	-2.24B	-1.88B	-1.05B	-1.58B	-1.66B

JM Holdings Co., Ltd. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 2867.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:3539, the sentiment is Positive. The current price of 2867 is below the 20-day moving average (MA) of 2869.75, above the 50-day MA of 2822.88, and above the 200-day MA of 2537.80, indicating a neutral trend. The MACD of 5.50 indicates Positive momentum. The RSI at 51.40 is Neutral, neither overbought nor oversold. The STOCH value of 83.90 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:3539.

JM Holdings Co., Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
9823	82 Outperform	¥74.89B	13.97		1.35%	17.13%	-6.33%
3539	76 Outperform	¥74.55B	12.85		1.50%	8.05%	23.36%
7508	75 Outperform	¥59.23B	11.45		2.98%	12.94%	5.50%
2742	73 Outperform	¥108.09B	12.01		1.19%	7.94%	0.06%
8198	73 Outperform	¥103.42B	10.85		2.15%	3.09%	10.80%
8167	71 Outperform	¥63.22B	11.45		3.02%	5.39%	14.57%
Sector *	62 Neutral	$20.56B	14.79	-3.30%	3.19%	1.94%	-8.41%