Life Corporation (JP:8194)
:8194
Top Page
Life Corporation
(8194)
Select Model
Select Model
Rating:72Outperform
Price Target:
¥2,945.00
▲(15.22% Upside)
Action:ReiteratedDate:10/08/25
Life Corporation's strong financial performance and attractive valuation are key strengths, positioning it well in the grocery industry. However, technical indicators suggest short-term bearish momentum, which may pose risks for near-term investors. The absence of recent earnings call insights and corporate events limits additional context.
Positive Factors
Revenue & margins
Consistent revenue growth with stable gross margins provides a durable earnings base and indicates sustained product demand and pricing power in core insurance products. Improved net margin shows management can convert top-line growth into lasting profitability over a multi-quarter horizon.
Negative Factors
Declining free cash flow
A marked fall in free cash flow driven by higher capital expenditures reduces discretionary financial flexibility. Over several quarters this can constrain dividends, buybacks or debt reduction, forcing funding tradeoffs or external financing that may raise long-term financing costs or strategic risk.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue & margins
Consistent revenue growth with stable gross margins provides a durable earnings base and indicates sustained product demand and pricing power in core insurance products. Improved net margin shows management can convert top-line growth into lasting profitability over a multi-quarter horizon.
Read all positive factors
Life Corporation (8194) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥218.37B
Dividend Yield2.43%
Average Volume (3M)190.91K
Price to Earnings (P/E)15.2
Beta (1Y)0.28
Revenue Growth4.48%
EPS Growth13.17%
CountryJP
Employees7,304
SectorConsumer Defensive
Sector Strength42
IndustryGrocery Stores
Share Statistics
EPS (TTM)41.44
Shares Outstanding90,501,600
10 Day Avg. Volume262,010
30 Day Avg. Volume190,913
Financial Highlights & Ratios
PEG Ratio1.15
Price to Book (P/B)1.21
Price to Sales (P/S)0.20
P/FCF Ratio266.21
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
¥2,825.00Price Target Upside10.52% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)225.4
Revenue Forecast (FY)¥919.50B
Life Corporation Business Overview & Revenue Model
Company Description
Life Corporation operates a chain of supermarkets in Japan. It sells and retails food, lifestyle, and apparel products; and operates credit card business. It operates 285 stores. The company was formerly known as Lifestore Co., Ltd. and changed it...
How the Company Makes Money
Life Corporation generates revenue primarily through the sale of insurance products, which include premiums collected from life insurance, health insurance, and annuity policies. The company earns a significant portion of its income from the ongoi...
Life Corporation Financial Statement Overview
Summary
Income Statement
85
Very Positive
Balance Sheet
78
Positive
Cash Flow
72
Positive
| Breakdown | TTM | Feb 2025 | Feb 2024 | Feb 2023 | Feb 2022 | Feb 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 868.72B | 850.50B | 809.71B | 765.42B | 768.33B | 759.15B |
| Gross Profit | 294.35B | 286.50B | 274.42B | 256.51B | 253.98B | 248.47B |
| EBITDA | 43.47B | 42.73B | 39.40B | 33.91B | 36.67B | 38.31B |
| Net Income | 18.36B | 17.95B | 16.94B | 13.33B | 15.21B | 17.82B |
Balance Sheet | ||||||
| Total Assets | 339.38B | 308.23B | 289.20B | 282.33B | 271.62B | 269.76B |
| Cash, Cash Equivalents and Short-Term Investments | 36.16B | 8.37B | 8.61B | 9.73B | 9.81B | 15.34B |
| Total Debt | 34.49B | 71.06B | 53.09B | 74.17B | 69.11B | 42.76B |
| Total Liabilities | 194.70B | 169.79B | 152.34B | 160.33B | 161.32B | 172.19B |
| Stockholders Equity | 144.68B | 138.44B | 136.85B | 122.00B | 110.30B | 97.56B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 631.00M | 28.13B | 2.45B | -26.93B | 22.84B |
| Operating Cash Flow | 0.00 | 22.32B | 41.70B | 23.90B | -7.93B | 41.75B |
| Investing Cash Flow | 0.00 | -22.66B | -17.36B | -23.84B | -20.30B | -20.59B |
| Financing Cash Flow | 0.00 | 503.00M | -25.46B | -142.00M | 22.70B | -19.03B |
Life Corporation Technical Analysis
Neutral
2556.00
Price Trends
2587.64
Negative
2531.61
Negative
2444.07
Positive
Market Momentum
-31.85
Positive
45.45
Neutral
41.91
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8194, the sentiment is Neutral. The current price of 2556 is above the 20-day moving average (MA) of 2545.73, below the 50-day MA of 2587.64, and above the 200-day MA of 2444.07, indicating a neutral trend. The MACD of -31.85 indicates Positive momentum. The RSI at 45.45 is Neutral, neither overbought nor oversold. The STOCH value of 41.91 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:8194.
Life Corporation Peers Comparison
UnderperformOutperform
Sector (62)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
78 Outperform | ¥116.31B | 16.52 | ― | 1.92% | 2.30% | 26.52% | |
76 Outperform | ¥157.33B | 15.86 | ― | 1.64% | 10.13% | 23.77% | |
75 Outperform | ¥78.88B | 11.62 | ― | 0.70% | 8.48% | 26.56% | |
74 Outperform | ¥56.21B | 19.57 | ― | 3.31% | 4.92% | 19.73% | |
72 Outperform | ¥218.37B | 15.19 | ― | 2.43% | 4.48% | 13.17% | |
72 Outperform | ¥92.98B | 10.82 | ― | 1.47% | 7.75% | -1.68% | |
62 Neutral | $20.33B | 14.63 | -3.31% | 3.23% | 1.93% | -12.26% |
* Consumer Defensive Sector Average
JP:8194
Life Corporation
2,524.00
637.72
33.81%
JP:2742
Halows Co., Ltd.
4,340.00
147.29
3.51%
JP:3539
JM Holdings Co., Ltd.
1,548.00
361.59
30.48%
JP:8167
RETAIL PARTNERS CO., LTD.
1,282.00
-72.67
-5.36%
JP:8198
Maxvalu Tokai Co., Ltd.
3,655.00
649.06
21.59%
JP:9974
BELC Co., Ltd.
7,540.00
721.58
10.58%
Life Corporation Corporate Events
Life Corporation Posts Higher Revenue and Profit, Confirms Full-Year Outlook and Dividend Plan
Jan 21, 2026
Life Corporation reported solid growth for the first nine months of the fiscal year ending February 28, 2026, with operating revenue rising 4.2% year on year to ¥659.4 billion and operating profit up 8.5% to ¥19.2 billion. Ordinary profi...
Life Corporation Posts Steady Profit Growth on Solid Supermarket Sales
Jan 13, 2026
Life Corporation reported consolidated operating revenue of ¥659.4 billion for the first nine months of the fiscal year ending February 28, 2026, up 4.2% year on year, with net sales rising 4.2% to ¥635.0 billion and operating profit inc...
Life Corporation Posts Steady Revenue Growth and Higher Profits for First Nine Months, Keeps Full-Year Outlook Intact
Jan 13, 2026
Life Corporation reported solid growth for the first nine months of the fiscal year ending February 28, 2026, with operating revenue rising 4.2% year on year to ¥659.4 billion and net sales up by the same rate, while operating profit increase...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.