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Life Corporation (JP:8194)
:8194
Japanese Market
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Life Corporation (8194) AI Stock Analysis

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JP:8194

Life Corporation

(8194)

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Neutral 67 (OpenAI - 5.2)
Rating:67Neutral
Price Target:
¥2,746.00
▲(12.08% Upside)
Action:Reiterated
Date:08/04/26
The score is driven primarily by improving financial performance—especially the materially stronger balance sheet and solid multi-year revenue/earnings trajectory—partly offset by cash flow volatility and structurally thin grocery margins. Technicals are neutral-to-mildly positive rather than strongly trending, and valuation is reasonable with a moderate P/E and a ~2.5% dividend yield.
Positive Factors
Improving balance sheet
Material deleveraging and steady equity growth reshape the firm's capital structure, increasing financial flexibility. Lower debt reduces interest burden and default risk, supporting capacity for reinvestment, dividends or opportunistic M&A over the medium term while preserving ROE.
Negative Factors
Structurally thin net margins
A roughly 2% net margin leaves limited buffer against input cost inflation or pricing pressure. Small adverse swings can quickly erode profits, constraining reinvestment and making long-term earnings growth highly sensitive to operational execution and cost control in a low-margin retail sector.
Read all positive and negative factors
Positive Factors
Negative Factors
Improving balance sheet
Material deleveraging and steady equity growth reshape the firm's capital structure, increasing financial flexibility. Lower debt reduces interest burden and default risk, supporting capacity for reinvestment, dividends or opportunistic M&A over the medium term while preserving ROE.
Read all positive factors

Life Corporation (8194) vs. iShares MSCI Japan ETF (EWJ)

Life Corporation Business Overview & Revenue Model

Company Description
Headquartered in Osaka, Japan, Life Corporation is a prominent operator of supermarket chains across the country. The company's 285 retail outlets provide customers with a diverse array of products, spanning groceries, general lifestyle merchandis...
How the Company Makes Money
null...

Life Corporation Financial Statement Overview

Summary
Overall fundamentals are constructive: steady revenue growth into 2025–2026 and generally improving operating profit/net income. The balance sheet is a clear strength with materially lower debt (¥71.1B to ¥32.1B from 2025 to 2026) and rising equity, but thin net margins (~2%) and historically volatile cash flow/FCF temper the score.
Income Statement
72
Positive
Balance Sheet
78
Positive
Cash Flow
67
Positive
BreakdownFeb 2026Feb 2025Feb 2024Feb 2023Feb 2022
Income Statement
Total Revenue881.33B850.50B809.71B765.42B768.33B
Gross Profit282.51B286.50B274.42B256.51B253.98B
EBITDA41.92B42.73B39.40B33.91B36.67B
Net Income18.82B17.95B16.94B13.33B15.21B
Balance Sheet
Total Assets335.25B308.23B289.20B282.33B271.62B
Cash, Cash Equivalents and Short-Term Investments26.59B8.37B8.61B9.73B9.81B
Total Debt32.09B71.06B53.09B74.17B69.11B
Total Liabilities179.71B169.79B152.34B160.33B161.32B
Stockholders Equity155.53B138.44B136.85B122.00B110.30B
Cash Flow
Free Cash Flow63.19B631.00M28.13B2.45B-26.93B
Operating Cash Flow74.48B22.32B41.70B23.90B-7.93B
Investing Cash Flow-11.21B-22.66B-17.36B-23.84B-20.30B
Financing Cash Flow-45.04B503.00M-25.46B-142.00M22.70B

Life Corporation Peers Comparison

Overall Rating
UnderperformOutperform
Sector (62)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
77
Outperform
¥71.29B12.030.70%8.19%4.99%
71
Outperform
¥101.83B10.272.59%0.95%3.40%
70
Outperform
¥81.85B9.211.47%6.78%-1.61%
67
Neutral
¥224.69B17.482.62%3.25%1.50%
65
Neutral
¥61.69B12.763.00%3.64%-11.83%
65
Neutral
¥137.93B11.241.90%7.40%-1.99%
62
Neutral
$20.33B14.63-3.31%3.23%1.93%-12.26%
* Consumer Defensive Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
JP:8194
Life Corporation
2,599.00
201.64
8.41%
JP:2742
Halows Co., Ltd.
3,810.00
-1,300.18
-25.44%
JP:3539
JM Holdings Co., Ltd.
1,418.00
-30.11
-2.08%
JP:8167
RETAIL PARTNERS CO., LTD.
1,419.00
-33.89
-2.33%
JP:8198
Maxvalu Tokai Co., Ltd.
3,185.00
71.53
2.30%
JP:9974
BELC Co., Ltd.
6,650.00
-630.86
-8.66%

Life Corporation Corporate Events

Life Corporation Posts Higher Sales but Lower Q1 Profit, Keeps Full-Year Outlook
Jul 16, 2026
Life Corporation reported a 3.2% rise in operating revenue to ¥223.3 billion for the first quarter ended May 31, 2026, driven by higher net sales and operating receipts. However, operating profit fell 6.9% to ¥7.2 billion and profit attr...
Life Corporation Posts Q1 Sales Growth but Lower Profits, Maintains Cautious Full-Year Outlook
Jul 8, 2026
Life Corporation reported consolidated operating revenue of ¥223.3 billion and net sales of ¥215.0 billion for the three months ended May 31, 2026, representing year-on-year increases of 3.2% in both metrics. Despite this top-line growth...
Life Corporation Q1 Revenue Climbs but Profits Weaken; Dividend Payout Set to Rise
Jul 8, 2026
Life Corporation reported a 3.2% year-on-year increase in operating revenue to ¥223.3 billion for the first quarter of the fiscal year ending February 2027, driven by higher net sales and operating receipts. However, operating profit fell 6.9...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 04, 2026