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JKHY Stock Chart & Stats
$136.87
$0.78(0.45%)
At close: 4:00 PM EST
$136.87
$0.78(0.45%)
Day’s Range― - ―
52-Week Range$122.87 - $193.39
Previous CloseN/A
Volume83.29K
Average Volume (3M)1.83M
Market Cap
$10.44B
Enterprise Value$8.90B
Total Cash (Recent Filing)$20.57M
Total Debt (Recent Filing)$90.00M
Price to Earnings (P/E)20.5
Beta0.12
Next Earnings
Aug 25, 2026EPS Estimate
1.44Next Dividend Ex-DateN/A
Dividend Yield1.25%
Share Statistics
EPS (TTM)7.16
Shares Outstanding71,050,780
10 Day Avg. Volume1,997,294
30 Day Avg. Volume1,829,155
Financial Highlights & Ratios
PEG Ratio1.51
Price to Book (P/B)6.18
Price to Sales (P/S)5.54
P/FCF Ratio22.38
Enterprise Value/Market Cap0.85
Enterprise Value/Revenue3.54
Enterprise Value/Gross Profit8.03
Enterprise Value/Ebitda10.01
Forecast
1Y Price Target
$184.48Price Target Upside34.79% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering9
EPS Forecast (FY)7.26
Revenue Forecast (FY)$2.68B
Bulls Say, Bears Say
Bulls Say
Strong Free Cash Flow ConversionHigh FCF conversion and strong TTM cash flows indicate earnings quality and durable internal funding. This supports sustained capital returns, buybacks, capex for cloud/product development and cushions variability in revenue, enabling strategic investments without excessive external financing.
Conservative Balance Sheet / Low LeverageExtremely low leverage gives the company flexibility to fund growth, repurchases and operations through cycles. A conservative structure lowers refinancing risk, supports larger revolver capacity and preserves optionality for M&A or technology investment while maintaining high returns on equity.
Durable Sales Momentum And Cross-sell WinsConsistent core wins and higher share of 'trifecta' deals (core plus digital/cards) deepen the installed base and raise recurring, higher-margin revenue. Strong cross-sell and product traction (payments, digital, new offerings) improve customer stickiness and long-term revenue visibility.
Bears Say
Decelerating Revenue GrowthA slowing top-line trend reduces operating leverage and increases reliance on margin expansion and cash conversion to sustain earnings growth. If revenue growth remains muted, it could restrain long-term EBITDA expansion and limit the upside from product investments.
Margin Pressure From Cloud Migration And CostsTransitioning customers to cloud and elevated personnel/benefit costs can raise operating and implementation expenses. Sustained mix shifts toward lower-margin implementation work or elevated cloud spend could compress margins and make future margin expansion targets harder to achieve.
Quarterly Revenue Volatility From Deconversion/incentivesMaterially lumpy items like deconversion revenue and network incentives reduce revenue predictability and complicate forecasting. This variability undermines short-term visibility for recurring revenue metrics, increasing execution risk for quarterly guidance and planning for resource allocation.
Jack Henry & Associates News
JKHY FAQ
What was Jack Henry & Associates’s price range in the past 12 months?
Jack Henry & Associates lowest stock price was $122.87 and its highest was $193.39 in the past 12 months.
What is Jack Henry & Associates’s market cap?
Jack Henry & Associates’s market cap is $10.44B.
When is Jack Henry & Associates’s upcoming earnings report date?
Jack Henry & Associates’s upcoming earnings report date is Aug 25, 2026 which is in 50 days.
How were Jack Henry & Associates’s earnings last quarter?
Jack Henry & Associates released its earnings results on May 05, 2026. The company reported $1.71 earnings per share for the quarter, beating the consensus estimate of $1.482 by $0.228.
Is Jack Henry & Associates overvalued?
According to Wall Street analysts Jack Henry & Associates’s price is currently Undervalued.
Does Jack Henry & Associates pay dividends?
Jack Henry & Associates pays a Quarterly dividend of $0.61 which represents an annual dividend yield of 1.25%. See more information on Jack Henry & Associates dividends here
What is Jack Henry & Associates’s EPS estimate?
Jack Henry & Associates’s EPS estimate is 1.44.
How many shares outstanding does Jack Henry & Associates have?
Jack Henry & Associates has 71,050,780 shares outstanding.
What happened to Jack Henry & Associates’s price movement after its last earnings report?
Jack Henry & Associates reported an EPS of $1.71 in its last earnings report, beating expectations of $1.482. Following the earnings report the stock price went down -4.326%.
Which hedge fund is a major shareholder of Jack Henry & Associates?
Currently, no hedge funds are holding shares in JKHY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Jack Henry & Associates Stock Smart Score
Outperform
1
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7
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9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$184.48 (34.79% Upside)
$184.48 (34.79% Upside)
Blogger Sentiment
Bullish
JKHY Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 24.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $317.1K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▲ 7.7%
Last 30 Days ▼ 16.6%
Last 30 Days ▼ 16.6%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-16.90%
12-Months-Change
Fundamentals
Return on Equity
24.03%
Trailing 12-Months
Asset Growth
4.04%
Trailing 12-Months
Company Description
Jack Henry & Associates
Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.
JKHY Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call showcased multiple strong operating and financial results: record Q3 revenue, robust sales momentum (notably larger core and cross-sell 'trifecta' wins), accelerating product traction (Tap2Local, Rapid Transfers, stablecoin beta) and sizable cash generation that enabled large buybacks and dividend returns. Management raised full-year guidance and reported significant AI-driven productivity gains. Offsetting these positives, management flagged a near-term Q4 slowdown and margin pressure driven by mix, timing, normalized medical and cloud transition costs, lumpy network incentives and other seasonal/quarterly variabilities. Overall fundamentals and guidance were improved, with the company emphasizing durable, long-term tailwinds despite an expected softer Q4.View all JKHY earnings summariesJKHY Revenue Breakdown
31.86% Private and Public Cloud
10.60% Product Delivery and Services
14.87% On-Premise Support
42.67% Processing
JKHY Stock 12 Month Forecast
Average Price Target
$184.48
▲(34.79% Upside)
Technical Analysis
Caci International
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Genpact
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Ownership Overview
0.55% Insiders
27.00% Mutual Funds
<0.01% Other Institutional Investors
40.03% Public Companies and
Individual Investors