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JKHY Stock Chart & Stats
$150.58
$2.35(1.59%)
At close: 4:00 PM EDT
$150.58
$2.35(1.59%)
Day’s Range― - ―
52-Week Range$121.04 - $193.39
Previous CloseN/A
Volume714.81K
Average Volume (3M)1.50M
Market Cap
$10.70B
Enterprise Value$11.49K
Total Cash (Recent Filing)$20.57M
Total Debt (Recent Filing)$90.00M
Price to Earnings (P/E)21.0
Beta0.12
Next Earnings
Aug 25, 2026EPS Estimate
1.44Next Dividend Ex-DateN/A
Dividend Yield1.56%
Share Statistics
EPS (TTM)7.16
Shares Outstanding71,050,780
10 Day Avg. Volume1,081,624
30 Day Avg. Volume1,495,495
Financial Highlights & Ratios
PEG Ratio1.51
Price to Book (P/B)6.18
Price to Sales (P/S)5.54
P/FCF Ratio22.38
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$182.83Price Target Upside21.42% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering10
EPS Forecast (FY)7.24
Revenue Forecast (FY)$2.68B
Bulls Say, Bears Say
Bulls Say
Strong Free Cash Flow ConversionHigh FCF conversion and strong TTM cash flows indicate earnings quality and durable internal funding. This supports sustained capital returns, buybacks, capex for cloud/product development and cushions variability in revenue, enabling strategic investments without excessive external financing.
Conservative Balance Sheet / Low LeverageExtremely low leverage gives the company flexibility to fund growth, repurchases and operations through cycles. A conservative structure lowers refinancing risk, supports larger revolver capacity and preserves optionality for M&A or technology investment while maintaining high returns on equity.
Durable Sales Momentum And Cross-sell WinsConsistent core wins and higher share of 'trifecta' deals (core plus digital/cards) deepen the installed base and raise recurring, higher-margin revenue. Strong cross-sell and product traction (payments, digital, new offerings) improve customer stickiness and long-term revenue visibility.
Bears Say
Decelerating Revenue GrowthA slowing top-line trend reduces operating leverage and increases reliance on margin expansion and cash conversion to sustain earnings growth. If revenue growth remains muted, it could restrain long-term EBITDA expansion and limit the upside from product investments.
Margin Pressure From Cloud Migration And CostsTransitioning customers to cloud and elevated personnel/benefit costs can raise operating and implementation expenses. Sustained mix shifts toward lower-margin implementation work or elevated cloud spend could compress margins and make future margin expansion targets harder to achieve.
Quarterly Revenue Volatility From Deconversion/incentivesMaterially lumpy items like deconversion revenue and network incentives reduce revenue predictability and complicate forecasting. This variability undermines short-term visibility for recurring revenue metrics, increasing execution risk for quarterly guidance and planning for resource allocation.
Jack Henry & Associates News
JKHY FAQ
What was Jack Henry & Associates’s price range in the past 12 months?
Jack Henry & Associates lowest stock price was $121.04 and its highest was $193.39 in the past 12 months.
What is Jack Henry & Associates’s market cap?
Jack Henry & Associates’s market cap is $10.70B.
When is Jack Henry & Associates’s upcoming earnings report date?
Jack Henry & Associates’s upcoming earnings report date is Aug 25, 2026 which is in 27 days.
How were Jack Henry & Associates’s earnings last quarter?
Jack Henry & Associates released its earnings results on May 05, 2026. The company reported $1.71 earnings per share for the quarter, beating the consensus estimate of $1.482 by $0.228.
Is Jack Henry & Associates overvalued?
According to Wall Street analysts Jack Henry & Associates’s price is currently Undervalued.
Does Jack Henry & Associates pay dividends?
Jack Henry & Associates pays a Quarterly dividend of $0.61 which represents an annual dividend yield of 1.56%. See more information on Jack Henry & Associates dividends here
What is Jack Henry & Associates’s EPS estimate?
Jack Henry & Associates’s EPS estimate is 1.44.
How many shares outstanding does Jack Henry & Associates have?
Jack Henry & Associates has 71,050,780 shares outstanding.
What happened to Jack Henry & Associates’s price movement after its last earnings report?
Jack Henry & Associates reported an EPS of $1.71 in its last earnings report, beating expectations of $1.482. Following the earnings report the stock price went down -4.326%.
Which hedge fund is a major shareholder of Jack Henry & Associates?
Currently, no hedge funds are holding shares in JKHY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Jack Henry & Associates Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$182.83 (21.42% Upside)
$182.83 (21.42% Upside)
Blogger Sentiment
Bullish
JKHY Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 24.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $317.1K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 0.4%
Last 30 Days ▲ 7.8%
Last 30 Days ▲ 7.8%
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-15.49%
12-Months-Change
Fundamentals
Return on Equity
1.56%
Trailing 12-Months
Asset Growth
4.04%
Trailing 12-Months
Company Description
Jack Henry & Associates
Jack Henry & Associates, Inc. (JKHY) is a financial technology company that provides core processing systems and technology solutions primarily to U.S. banks and credit unions. The company’s offerings span core banking and core credit union platforms, digital and mobile banking, payments and card processing, risk and fraud tools, and complementary services that help financial institutions run operations, serve account holders, and comply with regulatory requirements.
JKHY Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call showcased multiple strong operating and financial results: record Q3 revenue, robust sales momentum (notably larger core and cross-sell 'trifecta' wins), accelerating product traction (Tap2Local, Rapid Transfers, stablecoin beta) and sizable cash generation that enabled large buybacks and dividend returns. Management raised full-year guidance and reported significant AI-driven productivity gains. Offsetting these positives, management flagged a near-term Q4 slowdown and margin pressure driven by mix, timing, normalized medical and cloud transition costs, lumpy network incentives and other seasonal/quarterly variabilities. Overall fundamentals and guidance were improved, with the company emphasizing durable, long-term tailwinds despite an expected softer Q4.View all JKHY earnings summariesJKHY Revenue Breakdown
31.86% Private and Public Cloud
10.60% Product Delivery and Services
14.87% On-Premise Support
42.67% Processing
JKHY Stock 12 Month Forecast
Average Price Target
$182.83
▲(21.42% Upside)
Technical Analysis
Caci International
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Genpact
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Ownership Overview
0.55% Insiders
27.00% Mutual Funds
2.44% Other Institutional Investors
37.52% Public Companies and
Individual Investors