The earnings call presented a mix of strong financial performance, sales momentum, and successful technology initiatives. However, it also highlighted challenges from industry consolidation, potential impacts from bank mergers, and pricing pressures. The company remains confident in its strategic direction and long-term growth prospects.

Company Guidance

During the Jack Henry Fourth Quarter and Full Year 2025 Earnings Conference Call, the company reported a notable increase in financial performance metrics. For Q4, non-GAAP revenue rose by 7.5%, while the non-GAAP operating margin expanded by 146 basis points to 23.2%. The fiscal year ended with record non-GAAP revenue of $2.3 billion and non-GAAP operating income of $541.1 million. Looking ahead to fiscal 2026, Jack Henry anticipates slight revenue headwinds due to industry consolidation, renewal pricing pressures, and macroeconomic uncertainties but remains confident in achieving solid margin expansion and robust free cash flow. The company also highlighted a strong sales momentum with 51 new core deals in 2025, including 23 core wins in Q4 alone, and a significant increase in the total assets of new core clients. Additionally, the company is making progress with its SMB strategy, digital platform enhancements, and technology modernization efforts, with positive feedback on new solutions like Tap2Local and Jack Henry Rapid Transfers.

Record Revenue and Operating Income

For fiscal year 2025, Jack Henry reported record non-GAAP revenue of $2.3 billion and non-GAAP operating income of $541.1 million. The non-GAAP revenue increased by 7.5% in Q4, with a strong margin expansion of 146 basis points over the previous year.

Strong Sales Momentum

The company signed 51 new core deals in fiscal 2025, including 31 banks and 20 credit unions. Additionally, 37 contracts were signed to move existing clients to the private cloud, marking 77% of their core clients now hosted in Jack Henry's private cloud.

Accolades and Industry Recognition

Jack Henry received recognition from U.S. News and World Report, Time Magazine, and Newsweek as a top workplace, reflecting its strong culture and commitment to employee satisfaction.

Successful Technology Migration

The company successfully migrated Fedwire Funds to the ISO 20022 standard, enhancing capabilities like fraud detection and data sharing. Five clients went live with the new wires component of their cloud-native platform.

Banno Platform Growth

The Banno digital platform signed 70 new retail contracts and 106 business contracts in fiscal 2025, with a 17% increase in registered users over the past year.

Jack Henry & Associates (JKHY) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

JKHY Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 11, 2025	2026 (Q1)	1.71 / -	1.63	―	―	―
Aug 19, 2025	2025 (Q4)	1.58 / 1.75	1.38	26.81% (+0.37)	―
May 06, 2025	2025 (Q3)	1.37 / 1.52	1.19	27.73% (+0.33)	―
Feb 04, 2025	2025 (Q2)	1.32 / 1.34	1.26	6.35% (+0.08)	―
Nov 05, 2024	2025 (Q1)	1.61 / 1.63	1.39	17.27% (+0.24)	―
Aug 20, 2024	2024 (Q4)	1.32 / 1.38	1.34	2.99% (+0.04)	―
May 07, 2024	2024 (Q3)	1.17 / 1.19	1.12	6.25% (+0.07)	―
Feb 06, 2024	2024 (Q2)	1.14 / 1.26	1.1	14.55% (+0.16)	―
Nov 07, 2023	2024 (Q1)	1.32 / 1.39	1.46	-4.79% (-0.07)	―
Aug 15, 2023	2023 (Q4)	1.19 / 1.34	1.1	21.82% (+0.24)	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

JKHY Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 19, 2025	$160.63	$163.80	+1.97%
May 06, 2025	$171.47	$171.10	-0.22%
Feb 04, 2025	$172.96	$171.67	-0.75%
Nov 05, 2024	$183.75	$178.68	-2.76%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Jack Henry & Associates (JKHY) report earnings?

Jack Henry & Associates (JKHY) is schdueled to report earning on Nov 11, 2025, After Close (Confirmed).

What is Jack Henry & Associates (JKHY) earnings time?

Jack Henry & Associates (JKHY) earnings time is at Nov 11, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is JKHY EPS forecast?

JKHY EPS forecast for the fiscal quarter 2026 (Q1) is 1.71.

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