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Jiayin Group Inc (JFIN)
NASDAQ:JFIN
US Market

Jiayin Group (JFIN) Ratios

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Jiayin Group Ratios

JFIN's free cash flow for Q3 2024 was ¥0.71. For the 2024 fiscal year, JFIN's free cash flow was decreased by ¥ and operating cash flow was ¥0.22. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
2.15 2.39 1.60 0.86 0.38
Quick Ratio
2.15 2.39 1.60 0.90 0.41
Cash Ratio
0.27 0.16 0.17 0.20 0.12
Solvency Ratio
0.47 0.40 0.67 0.52 0.28
Operating Cash Flow Ratio
0.71 0.17 0.52 0.20 -0.04
Short-Term Operating Cash Flow Coverage
0.00 -15.87 -36.64 0.00 0.00
Net Current Asset Value
¥ 2.06B¥ 2.13B¥ 1.03B¥ -159.08M¥ -618.63M
Leverage Ratios
Debt-to-Assets Ratio
<0.01 <0.01 <0.01 0.04 <0.01
Debt-to-Equity Ratio
0.02 0.02 0.02 1.26 -0.01
Debt-to-Capital Ratio
0.02 0.02 0.02 0.56 -0.01
Long-Term Debt-to-Capital Ratio
0.00 0.00 0.00 0.00 0.00
Financial Leverage Ratio
1.73 2.37 2.43 34.86 -1.14
Debt Service Coverage Ratio
0.00 -44.58 -41.49 0.00 0.00
Interest Coverage Ratio
0.00 0.00 0.00 0.00 0.00
Debt to Market Cap
0.00 -0.01 >-0.01 0.00 0.00
Interest Debt Per Share
0.24 0.22 0.13 0.16 0.02
Net Debt to EBITDA
-0.39 -0.24 -0.22 -0.33 -0.34
Profitability Margins
Gross Profit Margin
64.95%63.20%82.72%81.13%81.60%
EBIT Margin
21.51%24.37%36.13%24.26%23.24%
EBITDA Margin
21.82%24.55%36.44%25.14%25.02%
Operating Profit Margin
21.51%24.37%36.13%15.63%17.62%
Pretax Profit Margin
22.33%28.26%40.58%32.90%28.18%
Net Profit Margin
18.21%23.74%36.06%26.51%19.45%
Continuous Operations Profit Margin
18.21%23.74%36.08%26.27%19.23%
Net Income Per EBT
81.56%83.98%88.85%80.58%69.02%
EBT Per EBIT
103.79%115.96%112.32%210.55%159.93%
Return on Assets (ROA)
19.53%22.99%39.05%48.60%48.13%
Return on Equity (ROE)
33.76%54.47%94.90%1694.25%-54.78%
Return on Capital Employed (ROCE)
36.78%39.34%93.15%456.19%-49.96%
Return on Invested Capital (ROIC)
30.00%33.13%82.25%280.52%-35.38%
Return on Tangible Assets
19.53%22.99%39.05%48.60%61.46%
Earnings Yield
42.81%65.93%34.78%15.63%5.88%
Efficiency Ratios
Receivables Turnover
1.66 1.36 1.60 3.54 8.23
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 2.01B 279.40 -9.00 -7.51
Fixed Asset Turnover
59.71 60.75 70.35 39.92 49.30
Asset Turnover
1.07 0.97 1.08 1.83 2.47
Working Capital Turnover Ratio
2.13 2.61 6.99 -4.83 -1.77
Cash Conversion Cycle
219.62 269.23 229.52 62.42 -4.21
Days of Sales Outstanding
219.62 269.23 228.22 103.00 44.37
Days of Inventory Outstanding
0.00 <0.01 1.31 -40.58 -48.58
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
219.62 269.23 229.52 62.42 -4.21
Cash Flow Ratios
Operating Cash Flow Per Share
6.71 1.82 4.28 0.85 -0.16
Free Cash Flow Per Share
3.23 1.67 3.72 0.84 -0.17
CapEx Per Share
3.48 0.15 0.56 0.01 <0.01
Free Cash Flow to Operating Cash Flow
0.48 0.92 0.87 0.99 1.02
Dividend Paid and CapEx Coverage Ratio
1.37 2.07 7.65 34.47 -41.87
Capital Expenditure Coverage Ratio
1.93 12.35 7.65 66.67 -41.87
Operating Cash Flow Coverage Ratio
27.58 8.12 33.33 5.24 -6.83
Operating Cash Flow to Sales Ratio
0.25 0.07 0.28 0.10 -0.03
Free Cash Flow Yield
6.95%4.55%23.46%6.02%-0.85%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
2.34 1.52 2.87 6.40 17.01
Price-to-Sales (P/S) Ratio
0.43 0.36 1.04 1.70 3.31
Price-to-Book (P/B) Ratio
0.79 0.83 2.73 108.38 -9.32
Price-to-Free Cash Flow (P/FCF) Ratio
3.60 5.50 4.26 16.61 -118.30
Price-to-Operating Cash Flow Ratio
1.73 5.05 3.71 16.36 -121.13
Price-to-Earnings Growth (PEG) Ratio
-0.13 0.16 0.02 0.07 -0.32
Price-to-Fair Value
0.79 0.83 2.73 108.38 -9.32
Enterprise Value Multiple
1.56 1.23 2.62 6.42 12.88
Enterprise Value
9.38B 7.55B 3.13B 2.87B 4.19B
EV to EBITDA
7.41 5.63 2.62 6.42 12.88
EV to Sales
1.62 1.38 0.96 1.61 3.22
EV to Free Cash Flow
13.67 21.09 3.93 15.80 -115.22
EV to Operating Cash Flow
6.58 19.38 3.42 15.57 -117.97
Tangible Book Value Per Share
14.73 11.12 5.81 0.12 -2.15
Shareholders’ Equity Per Share
14.74 11.12 5.81 0.13 -2.14
Tax and Other Ratios
Effective Tax Rate
0.18 0.16 0.12 0.21 0.30
Revenue Per Share
27.32 25.53 15.30 8.24 6.02
Net Income Per Share
4.98 6.06 5.52 2.18 1.17
Tax Burden
0.82 0.84 0.89 0.81 0.69
Interest Burden
1.04 1.16 1.12 1.36 1.21
Research & Development to Revenue
0.06 0.05 0.07 0.08 0.12
SG&A to Revenue
0.04 0.04 0.06 0.09 0.12
Stock-Based Compensation to Revenue
0.01 <0.01 0.09 <0.01 0.02
Income Quality
1.35 0.30 0.11 0.39 -0.14
Currency in CNY
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