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Jiayin Group Inc (JFIN)
NASDAQ:JFIN
US Market
JFIN
Jiayin Group
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Jiayin Group (JFIN) Ratios

378 Followers

Jiayin Group Ratios

JFIN's free cash flow for Q3 2025 was ¥0.81. For the 2025 fiscal year, JFIN's free cash flow was decreased by ¥ and operating cash flow was ¥0.31. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 26.67 1.88 2.15 4.15 1.60
Quick Ratio
 26.67 1.88 2.15 4.15 1.60
Cash Ratio
 2.64 0.02 0.27 0.29 0.17
Solvency Ratio
 0.35 0.05 0.47 0.40 0.67
Operating Cash Flow Ratio
 0.00 0.34 0.71 0.30 0.52
Short-Term Operating Cash Flow Coverage
 0.00 8.11 0.00 -15.87 -36.64
Net Current Asset Value
¥ 485.48M¥ 485.48M¥ 2.06B¥ 2.13B¥ 1.03B
Leverage Ratios
Debt-to-Assets Ratio
 0.08 0.08 <0.01 <0.01 <0.01
Debt-to-Equity Ratio
 0.16 0.16 0.02 0.02 0.02
Debt-to-Capital Ratio
 0.14 0.14 0.02 0.02 0.02
Long-Term Debt-to-Capital Ratio
 0.13 0.10 0.00 0.00 0.00
Financial Leverage Ratio
 1.98 1.98 1.73 2.37 2.43
Debt Service Coverage Ratio
 8.12 1.44 0.00 -44.58 -41.49
Interest Coverage Ratio
 0.00 0.00 0.00 0.00 0.00
Debt to Market Cap
 0.51 1.27 0.00 -0.01 -0.03
Interest Debt Per Share
 13.60 53.66 0.97 0.90 0.51
Net Debt to EBITDA
 0.13 0.12 -0.39 -0.24 -0.22
Profitability Margins
Gross Profit Margin
80.16%77.86%64.95%63.20%82.72%
EBIT Margin
29.04%30.11%21.51%24.37%36.13%
EBITDA Margin
29.04%31.25%21.82%24.55%36.44%
Operating Profit Margin
28.93%28.89%21.51%24.37%36.13%
Pretax Profit Margin
30.16%30.11%22.33%28.26%40.83%
Net Profit Margin
24.72%24.68%18.21%23.74%36.06%
Continuous Operations Profit Margin
24.72%24.68%18.21%23.74%36.08%
Net Income Per EBT
81.96%81.98%81.56%83.98%88.32%
EBT Per EBIT
104.23%104.23%103.79%115.96%113.00%
Return on Assets (ROA)
17.51%17.05%19.53%22.99%39.05%
Return on Equity (ROE)
37.65%33.69%33.76%54.47%94.90%
Return on Capital Employed (ROCE)
20.50%19.95%36.78%30.65%93.15%
Return on Invested Capital (ROIC)
16.80%16.36%30.00%25.79%82.31%
Return on Tangible Assets
17.51%17.05%19.53%22.99%39.05%
Earnings Yield
95.07%70.53%42.76%65.93%138.18%
Efficiency Ratios
Receivables Turnover
 1.43 0.17 1.66 1.36 1.60
Payables Turnover
 0.00 0.00 0.00 0.00 0.00
Inventory Turnover
 0.00 0.00 0.00 0.00 279.40
Fixed Asset Turnover
 4.57 0.64 59.71 60.75 70.35
Asset Turnover
 0.71 0.10 1.07 0.97 1.08
Working Capital Turnover Ratio
 1.60 0.31 2.14 2.12 6.99
Cash Conversion Cycle
 255.03 261.54 219.62 269.23 229.52
Days of Sales Outstanding
 255.03 261.54 219.62 269.23 228.22
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 1.31
Days of Payables Outstanding
 0.00 0.00 0.00 0.00 0.00
Operating Cycle
 255.03 261.54 219.62 269.23 229.52
Cash Flow Ratios
Operating Cash Flow Per Share
 0.00 96.30 26.82 7.28 17.01
Free Cash Flow Per Share
 0.00 47.66 12.92 6.69 14.79
CapEx Per Share
 0.00 48.64 13.91 0.59 2.22
Free Cash Flow to Operating Cash Flow
 0.00 0.49 0.48 0.92 0.87
Dividend Paid and CapEx Coverage Ratio
 0.00 1.69 1.37 2.07 7.65
Capital Expenditure Coverage Ratio
 0.00 1.98 1.93 12.35 7.65
Operating Cash Flow Coverage Ratio
 0.00 1.79 27.58 8.12 33.33
Operating Cash Flow to Sales Ratio
 0.00 1.45 0.25 0.07 0.28
Free Cash Flow Yield
0.00%0.00%27.78%18.19%93.20%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 1.10 2.48 2.34 1.52 0.72
Price-to-Sales (P/S) Ratio
 0.27 0.61 0.43 0.36 0.26
Price-to-Book (P/B) Ratio
 0.38 0.12 0.79 0.83 0.69
Price-to-Free Cash Flow (P/FCF) Ratio
 0.00 0.85 3.60 5.50 1.07
Price-to-Operating Cash Flow Ratio
 0.00 0.42 1.73 5.05 0.93
Price-to-Earnings Growth (PEG) Ratio
 0.02 -0.14 -0.13 0.14 <0.01
Price-to-Fair Value
 0.38 0.12 0.79 0.83 0.69
Enterprise Value Multiple
 1.06 4.32 1.57 1.23 0.50
Enterprise Value
 1.84B 2.34B 1.98B 1.65B 590.17M
EV to EBITDA
 1.02 1.29 1.57 1.23 0.50
EV to Sales
 0.30 0.39 0.34 0.30 0.18
EV to Free Cash Flow
 0.00 0.00 2.89 4.60 0.74
EV to Operating Cash Flow
 0.00 0.00 1.39 4.22 0.64
Tangible Book Value Per Share
 86.03 339.41 58.85 44.47 23.07
Shareholders’ Equity Per Share
 86.03 339.53 58.88 44.50 23.10
Tax and Other Ratios
Effective Tax Rate
 0.18 0.18 0.18 0.16 0.12
Revenue Per Share
 120.43 66.30 109.16 102.12 60.79
Net Income Per Share
 29.77 16.36 19.88 24.24 21.92
Tax Burden
 0.82 0.82 0.82 0.84 0.88
Interest Burden
 1.04 1.00 1.04 1.16 1.13
Research & Development to Revenue
 0.05 0.00 0.06 0.05 0.07
SG&A to Revenue
 0.35 0.00 0.37 0.04 0.06
Stock-Based Compensation to Revenue
 0.01 0.00 0.01 <0.01 0.09
Income Quality
 0.00 0.00 1.35 0.30 0.11
Currency in CNY