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Banca Profilo SPA
(PRO)
Banca Profilo SPA (PRO) vs. iShares MSCI Italy ETF (EWI)
Banca Profilo SPA Business Overview & Revenue Model
Banca Profilo SPA Financial Statement Overview
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 133.43M | 143.70M | 119.43M | 75.56M | 71.68M | 63.69M |
| Gross Profit | 75.06M | 77.80M | 79.42M | 73.04M | 69.53M | 62.03M |
| EBITDA | 7.09M | 13.28M | 16.26M | 15.80M | 13.54M | 13.65M |
| Net Income | 4.75M | 9.29M | 12.12M | 11.13M | 11.71M | 8.71M |
Balance Sheet | ||||||
| Total Assets | 2.40B | 2.55B | 2.14B | 1.89B | 1.67B | 1.85B |
| Cash, Cash Equivalents and Short-Term Investments | 132.18M | 138.78M | 116.49M | 71.11M | 31.53M | 88.66M |
| Total Debt | 0.00 | 0.00 | 0.00 | 0.00 | 4.28M | 4.55M |
| Total Liabilities | 2.24B | 2.39B | 1.97B | 1.73B | 1.50B | 1.65B |
| Stockholders Equity | 157.20M | 161.06M | 165.93M | 160.55M | 163.85M | 176.47M |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 31.06M | 54.58M | 48.93M | -28.20M | 24.64M |
| Operating Cash Flow | 0.00 | 34.64M | 54.93M | 52.32M | -25.87M | 26.81M |
| Investing Cash Flow | 0.00 | -3.58M | -1.77M | -3.39M | -5.37M | -2.18M |
| Financing Cash Flow | 0.00 | -10.23M | -9.23M | -9.84M | -25.73M | -2.44M |
Banca Profilo SPA Technical Analysis
Banca Profilo SPA Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
73 Outperform | €5.27B | 8.12 | 14.69% | 6.23% | -7.81% | 4.89% | |
71 Outperform | €1.65B | 9.25 | 8.85% | 8.44% | -3.63% | -5.12% | |
64 Neutral | €117.09M | 10.29 | 7.01% | 7.69% | -12.26% | 31.82% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
54 Neutral | €496.13M | -30.78 | -12.79% | ― | 22.48% | 69.78% | |
53 Neutral | €1.23B | 10.46 | 7.87% | 4.86% | -5.81% | -11.05% |
Banca Profilo SPA Corporate Events
Banca Profilo has published its 2026 corporate events calendar, outlining the key governance and financial reporting dates for the year. The bank has scheduled board meetings across February, March, May, July and November to approve preliminary 2025 results, the 2025 annual report, and the interim and half-year consolidated financial reports, with the annual shareholders’ meeting to approve the 2025 financial statements set for 23 April 2026, providing investors and stakeholders with clear visibility on the timing of major financial disclosures and corporate decisions.
The most recent analyst rating on (IT:PRO) stock is a Hold with a EUR0.18 price target. To see the full list of analyst forecasts on Banca Profilo SPA stock, see the IT:PRO Stock Forecast page.
Banca Profilo and its parent Arepo BP have reviewed the outcome of a broad, routine inspection by Banca d’Italia, which highlighted the need to reinforce internal controls, operating limits, remuneration practices and board reporting, but did not affect the bank’s balance sheet representation or restrict current operations. In parallel, Sator Capital and Arepo BP will study an accelerated closure of the Sator Private Equity Fund, defining how to allocate Banca Profilo shares directly to fund unitholders and adjust the bank’s governance to the resulting ownership changes, while the board has strengthened its management team by appointing Giorgio Cardenà as Co-General Manager Products and Markets and interim head of Finance, and Andrea Semmoloni as Head of Risk Management, moves that support the bank’s ongoing repositioning and regulatory remediation efforts.
Arepo Fiduciaria, the fiduciary company wholly owned by Banca Profilo, has appointed veteran Italian industrial and financial executive Claudio Calabi as Chairman of its Board of Directors, where he will work alongside CEO Massimo Longhi to support the firm’s further strengthening and development. The shareholders’ meeting also approved the entry of Banca Profilo board member Maria Rita Scolaro onto Arepo Fiduciaria’s board, in a move presented as part of a broader governance reinforcement designed to underpin the company’s growth strategy and maintain top-tier professional and service standards for its clientele.
Banca Profilo S.p.A. held an Ordinary Meeting to appoint new members to its Board of Statutory Auditors and Board of Directors, enhancing its governance structure. The appointments, proposed by the parent company Arepo BP S.p.A., aim to strengthen the bank’s compliance and governance, with Dr. Giancarlo Restori and Dr. Serenella Rossano joining the Board of Statutory Auditors, and Dr. Rosy Alaia being confirmed as an independent member of the Board of Directors.
Banca Profilo S.p.A.’s controlling shareholder, Arepo BP S.p.A., has submitted individual proposals for resolutions and voting on key agenda items for the upcoming Shareholders’ Meeting. These proposals are accessible to the public through various channels, indicating a transparent approach to governance and potentially influencing the company’s strategic direction.
Banca Profilo has reissued its Explanatory Report to clarify details regarding the succession of Auditors, enhancing transparency and communication with stakeholders. This move reflects the company’s commitment to maintaining clear governance practices, potentially impacting its reputation positively in the financial industry.
Banca Profilo S.p.A. has appointed Dr. Rosy Alaia as an independent non-executive Director to restore the full composition of its Board following a recent resignation. This move ensures compliance with regulations requiring a majority of independent directors, reinforcing the bank’s commitment to governance and sustainability.
Banca Profilo S.p.A. has announced an Ordinary Meeting scheduled for December 15, 2025, to discuss the integration of its Board of Statutory Auditors and the appointment of a new Board of Directors member. The meeting will be conducted exclusively via telecommunications, with shareholder participation facilitated through a designated representative, Computershare S.p.A. This approach underscores the company’s commitment to maintaining shareholder engagement while adapting to modern communication methods.
Banca Profilo reported a consolidated net profit increase of 30.3% year-over-year for the first nine months of 2025, despite a 4.4% decline in net revenues. The bank has updated its Industrial Plan for 2026-2028, focusing on strategic growth in private banking and digital services, while maintaining a high CET 1 ratio of 22.6%. The bank is actively managing a reduction in customer deposits and the exit of bankers, with initiatives to strengthen its commercial and organizational structure, ensuring sustainable growth and competitive positioning.
Banca Profilo S.p.A. announced the resignation of Dr. Paola Santarelli, a non-executive and independent director, due to her inability to dedicate sufficient time to her role. Her resignation also affects her positions on the Nomination, Governance and Sustainability Committee and the Remuneration Committee. The bank’s Board of Directors will seek a replacement in accordance with legal and statutory provisions.