doValue S.p.A (IT:DOV)
:DOV
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doValue S.p.A
(DOV)
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Rating:47Neutral
Price Target:
€2.00
▼(-3.38% Downside)
Action:ReiteratedDate:04/08/26
The score is constrained primarily by high leverage and inconsistent profitability (including a 2025 net loss), alongside weak price momentum with the stock trading below key moving averages and a negative MACD. Stronger operating/free cash flow provides some support but is not enough to offset balance-sheet and trend risks.
Positive Factors
Consistent free cash flow
Consistent positive free cash flow and a sharp 2025 improvement provide durable internal funding for operations, portfolio management and working capital. Over a 2–6 month horizon this underpins liquidity, supports servicing operations, and helps absorb earnings volatility without immediate external financing.
Negative Factors
High leverage
Elevated debt-to-equity (~4.8x) materially limits financial flexibility and increases sensitivity to earnings swings and interest costs. High leverage constrains balance-sheet capacity to pursue new mandates, raises refinancing risk and heightens vulnerability to macro shocks over the next several months.
Read all positive and negative factors
Positive Factors
Negative Factors
Consistent free cash flow
Consistent positive free cash flow and a sharp 2025 improvement provide durable internal funding for operations, portfolio management and working capital. Over a 2–6 month horizon this underpins liquidity, supports servicing operations, and helps absorb earnings volatility without immediate external financing.
Read all positive factors
doValue S.p.A (DOV) vs. iShares MSCI Italy ETF (EWI)
Market Cap
€392.96M
Dividend YieldN/A
Average Volume (3M)1.01M
Price to Earnings (P/E)―
Beta (1Y)1.42
Revenue Growth22.48%
EPS Growth69.78%
CountryIT
Employees3,458
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)>-0.01
Shares Outstanding190,140,350
10 Day Avg. Volume632,834
30 Day Avg. Volume1,010,739
Financial Highlights & Ratios
PEG Ratio0.26
Price to Book (P/B)2.95
Price to Sales (P/S)0.99
P/FCF Ratio4.44
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€3.50Price Target Upside69.08% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)0.27
Revenue Forecast (FY)€742.70M
doValue S.p.A Business Overview & Revenue Model
Company Description
doValue S.p.A. primarily manages non-performing loans for banks, investors, individuals, and public and private financial institutions in Spain, Portugal, Greece, Cyprus, and Italy. The company's services include debt collection and loan recovery,...
How the Company Makes Money
doValue makes money primarily by providing credit servicing and asset management services to institutional clients (such as banks and investors) and earning fees linked to the management and workout of loan portfolios. Its core revenue streams typ...
doValue S.p.A Financial Statement Overview
Summary
Income Statement
52
Neutral
Balance Sheet
34
Negative
Cash Flow
66
Positive
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 580.37M | 484.07M | 481.70M | 559.78M | 565.14M |
| Gross Profit | 310.17M | 246.83M | 243.26M | 294.07M | 283.21M |
| EBITDA | 205.66M | 91.97M | 104.34M | 133.45M | 138.80M |
| Net Income | -8.21M | 1.90M | -18.33M | 16.50M | 23.74M |
Balance Sheet | |||||
| Total Assets | 1.65B | 1.45B | 1.03B | 1.13B | 1.18B |
| Cash, Cash Equivalents and Short-Term Investments | 494.89M | 232.17M | 112.38M | 134.26M | 168.18M |
| Total Debt | 981.53M | 776.83M | 629.53M | 618.44M | 599.19M |
| Total Liabilities | 1.33B | 1.14B | 926.87M | 945.68M | 990.63M |
| Stockholders Equity | 194.29M | 202.46M | 53.03M | 136.56M | 156.65M |
Cash Flow | |||||
| Free Cash Flow | 129.07M | 52.42M | 69.51M | 31.25M | 58.40M |
| Operating Cash Flow | 131.19M | 76.19M | 71.51M | 62.30M | 123.60M |
| Investing Cash Flow | -397.49M | -183.48M | -21.36M | -31.06M | -64.77M |
| Financing Cash Flow | 178.12M | 227.09M | -72.03M | -63.65M | -24.66M |
doValue S.p.A Technical Analysis
Neutral
2.07
Price Trends
2.22
Negative
2.48
Negative
2.60
Negative
Market Momentum
-0.05
Negative
46.02
Neutral
58.99
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IT:DOV, the sentiment is Neutral. The current price of 2.07 is above the 20-day moving average (MA) of 2.06, below the 50-day MA of 2.22, and below the 200-day MA of 2.60, indicating a neutral trend. The MACD of -0.05 indicates Negative momentum. The RSI at 46.02 is Neutral, neither overbought nor oversold. The STOCH value of 58.99 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IT:DOV.
doValue S.p.A Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
76 Outperform | €98.27B | 10.67 | 14.41% | 6.08% | -10.70% | 7.46% | |
68 Neutral | €24.55B | 2.42 | 19.13% | 9.69% | -5.31% | -35.03% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
66 Neutral | €19.16B | 5.75 | 18.92% | 8.25% | 2.23% | 72.08% | |
65 Neutral | €103.32B | 10.29 | 16.32% | 4.15% | 26.99% | 10.44% | |
62 Neutral | €1.35B | 4.76 | 16.33% | 8.44% | -3.63% | -5.12% | |
47 Neutral | €392.96M | -69.77 | -12.79% | ― | 22.48% | 69.78% |
* Financial Sector Average
IT:DOV
doValue S.p.A
2.07
0.42
25.20%
IT:UCG
UniCredit SpA
68.18
22.52
49.31%
IT:IF
Banca Ifis SPA
22.26
4.02
22.03%
IT:BMPS
Banca Monte dei Paschi di Siena SPA
8.06
2.28
39.33%
IT:BAMI
Banco BPM S.p.A.
12.54
4.38
53.75%
IT:ISP
Intesa Sanpaolo SpA
5.66
1.70
43.12%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.