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doValue S.p.A
(DOV)
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Rating:45Neutral
Price Target:
€2.00
▲(9.89% Upside)
Action:Reiterated
Date:08/17/26
The score is primarily constrained by financial risk and profitability: recurring net losses and very high leverage (debt/equity ~7.0x) outweigh solid operating margins and positive cash flow that has recently weakened. Technicals add further pressure as the stock trades below all major moving averages with bearish momentum indicators. Valuation is somewhat supported by the ~4.9% dividend yield, but negative earnings (negative P/E) limit valuation confidence.
Positive Factors
Revenue Growth and Operating Margins
Improving revenue and strong operating margins indicate solid underlying servicing economics. These metrics suggest doValue can generate meaningful operating earnings from its credit-management platform, supporting resilience as managed portfolios and mandate volumes evolve.
Negative Factors
High Financial Leverage
Very high leverage relative to the equity base increases refinancing and earnings sensitivity risks. Rising debt alongside declining equity reduces financial flexibility and may constrain investment or shareholder distributions if operating conditions weaken.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth and Operating Margins
Improving revenue and strong operating margins indicate solid underlying servicing economics. These metrics suggest doValue can generate meaningful operating earnings from its credit-management platform, supporting resilience as managed portfolios and mandate volumes evolve.
Read all positive factors
doValue S.p.A (DOV) vs. iShares MSCI Italy ETF (EWI)
Market Cap
€346.49M
Dividend Yield5.08%
Average Volume (3M)1.01M
Price to Earnings (P/E)―
Beta (1Y)1.41
Revenue Growth9.22%
EPS Growth24.89%
CountryIT
Employees3,387
SectorFinancial
Sector Strength70
IndustryAsset Management
Share Statistics
EPS (TTM)-0.14
Shares Outstanding190,140,350
10 Day Avg. Volume632,834
30 Day Avg. Volume1,010,739
Financial Highlights & Ratios
PEG Ratio0.26
Price to Book (P/B)2.95
Price to Sales (P/S)0.99
P/FCF Ratio4.44
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€2.78Price Target Upside52.47% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)0.2
Revenue Forecast (FY)€699.09M
doValue S.p.A Business Overview & Revenue Model
Company Description
doValue S.p.A. is primarily engaged in managing non-performing loans (NPLs) for a broad spectrum of clients, including banks, investors, individuals, and both public and private financial institutions. Its operational footprint covers Italy, Spain...
How the Company Makes Money
doValue makes money mainly by providing loan servicing and credit management services to third parties (primarily banks and institutional investors) under multi-year servicing contracts. Key revenue streams typically include: (1) servicing fees fo...
doValue S.p.A Financial Statement Overview
Summary
Income Statement
46
Neutral
Balance Sheet
28
Negative
Cash Flow
52
Neutral
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 597.46M | 580.37M | 484.07M | 481.70M | 559.78M | 565.14M |
| Gross Profit | 284.60M | 305.22M | 246.83M | 243.26M | 294.07M | 283.21M |
| EBITDA | 214.70M | 205.66M | 91.97M | 104.34M | 133.45M | 138.80M |
| Net Income | -25.81M | -8.21M | 1.90M | -18.33M | 16.50M | 23.74M |
Balance Sheet | ||||||
| Total Assets | 1.75B | 1.65B | 1.45B | 1.03B | 1.13B | 1.18B |
| Cash, Cash Equivalents and Short-Term Investments | 161.26M | 494.89M | 232.17M | 112.38M | 134.26M | 168.18M |
| Total Debt | 1.06B | 981.53M | 776.83M | 629.53M | 618.44M | 599.19M |
| Total Liabilities | 1.48B | 1.33B | 1.14B | 926.87M | 945.68M | 990.63M |
| Stockholders Equity | 151.89M | 194.29M | 202.46M | 53.03M | 136.56M | 156.65M |
Cash Flow | ||||||
| Free Cash Flow | 43.27M | 129.07M | 52.42M | 69.51M | 31.25M | 58.40M |
| Operating Cash Flow | 52.42M | 131.19M | 76.19M | 71.51M | 62.30M | 123.60M |
| Investing Cash Flow | -362.15M | -397.49M | -183.48M | -21.36M | -31.06M | -64.77M |
| Financing Cash Flow | 336.35M | 178.12M | 227.09M | -72.03M | -63.65M | -24.66M |
doValue S.p.A Technical Analysis
Negative
1.82
Price Trends
2.18
Negative
2.18
Negative
2.29
Negative
Market Momentum
-0.10
Positive
35.45
Neutral
37.66
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IT:DOV, the sentiment is Negative. The current price of 1.82 is below the 20-day moving average (MA) of 2.02, below the 50-day MA of 2.18, and below the 200-day MA of 2.29, indicating a bearish trend. The MACD of -0.10 indicates Positive momentum. The RSI at 35.45 is Neutral, neither overbought nor oversold. The STOCH value of 37.66 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IT:DOV.
doValue S.p.A Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
76 Outperform | €120.40B | 12.21 | 15.77% | 5.84% | -15.86% | 7.97% | |
76 Outperform | €126.86B | 11.98 | 16.15% | 3.92% | 2.06% | 8.72% | |
71 Outperform | €911.76M | 3.50 | 14.87% | 14.22% | 67.89% | 44.85% | |
71 Outperform | €24.64B | 8.58 | 18.53% | 6.38% | -4.14% | -19.23% | |
69 Neutral | €35.29B | 8.52 | 16.07% | 7.40% | 30.14% | -10.50% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
45 Neutral | €346.49M | -13.40 | -9.07% | 4.36% | 9.22% | 24.89% |
* Financial Sector Average
IT:DOV
doValue S.p.A
1.82
-0.86
-32.21%
IT:UCG
UniCredit SpA
84.33
21.16
33.49%
IT:IF
Banca Ifis SPA
14.92
-6.10
-29.00%
IT:BMPS
Banca Monte dei Paschi di Siena SPA
11.67
4.44
61.46%
IT:BAMI
Banco BPM S.p.A.
16.22
5.43
50.39%
IT:ISP
Intesa Sanpaolo SpA
6.84
1.80
35.80%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.