doValue S.p.A (IT:DOV)
:DOV
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doValue S.p.A
(DOV)
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Rating:46Neutral
Price Target:
€2.00
▼(-18.03% Downside)
Action:Reiterated
Date:05/17/26
The score is primarily constrained by weak financial performance—ongoing net losses and high leverage—partly offset by positive operating and free cash flow. Technical signals are mixed with neutral RSI but negative MACD and price below longer-term averages, and valuation is penalized by a negative P/E with no dividend data available.
Positive Factors
Stable cash generation
Sustained positive operating and free cash flow provides a durable internal funding source for operations, servicing growth and restructuring. Over 2-6 months this cushions earnings volatility, supports contract delivery and enables optional deleveraging or targeted investments without immediate external financing.
Negative Factors
Very high leverage
A debt-to-equity ratio near 5.1 materially limits financial flexibility and raises refinancing and interest-rate vulnerability. Over the medium term this constrains capital allocation, increases default risk in stress, and reduces the company's ability to bid for large servicing mandates requiring balance-sheet capacity.
Read all positive and negative factors
Positive Factors
Negative Factors
Stable cash generation
Sustained positive operating and free cash flow provides a durable internal funding source for operations, servicing growth and restructuring. Over 2-6 months this cushions earnings volatility, supports contract delivery and enables optional deleveraging or targeted investments without immediate external financing.
Read all positive factors
doValue S.p.A (DOV) vs. iShares MSCI Italy ETF (EWI)
Market Cap
€408.13M
Dividend YieldN/A
Average Volume (3M)1.01M
Price to Earnings (P/E)―
Beta (1Y)1.49
Revenue Growth6.28%
EPS Growth-127.13%
CountryIT
Employees3,458
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)-0.10
Shares Outstanding190,140,350
10 Day Avg. Volume632,834
30 Day Avg. Volume1,010,739
Financial Highlights & Ratios
PEG Ratio0.26
Price to Book (P/B)2.95
Price to Sales (P/S)0.99
P/FCF Ratio4.44
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€3.40Price Target Upside39.34% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)0.25
Revenue Forecast (FY)€737.02M
doValue S.p.A Business Overview & Revenue Model
Company Description
doValue S.p.A. primarily manages non-performing loans for banks, investors, individuals, and public and private financial institutions in Spain, Portugal, Greece, Cyprus, and Italy. The company's services include debt collection and loan recovery,...
How the Company Makes Money
doValue makes money primarily by providing credit servicing and asset management services to institutional clients (such as banks and investors) and earning fees linked to the management and workout of loan portfolios. Its core revenue streams typ...
doValue S.p.A Financial Statement Overview
Summary
Income Statement
44
Neutral
Balance Sheet
32
Negative
Cash Flow
61
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 562.90M | 580.37M | 484.07M | 481.70M | 559.78M | 565.14M |
| Gross Profit | 250.79M | 310.17M | 246.83M | 243.26M | 294.07M | 283.21M |
| EBITDA | 187.27M | 205.66M | 91.97M | 104.34M | 133.45M | 138.80M |
| Net Income | -17.49M | -8.21M | 1.90M | -18.33M | 16.50M | 23.74M |
Balance Sheet | ||||||
| Total Assets | 1.61B | 1.65B | 1.45B | 1.03B | 1.13B | 1.18B |
| Cash, Cash Equivalents and Short-Term Investments | 471.93M | 494.89M | 232.17M | 112.38M | 134.26M | 168.18M |
| Total Debt | 938.94M | 981.53M | 776.83M | 629.53M | 618.44M | 599.19M |
| Total Liabilities | 1.30B | 1.33B | 1.14B | 926.87M | 945.68M | 990.63M |
| Stockholders Equity | 184.65M | 194.29M | 202.46M | 53.03M | 136.56M | 156.65M |
Cash Flow | ||||||
| Free Cash Flow | 80.78M | 129.07M | 52.42M | 69.51M | 31.25M | 58.40M |
| Operating Cash Flow | 94.95M | 131.19M | 76.19M | 71.51M | 62.30M | 123.60M |
| Investing Cash Flow | -33.65M | -397.49M | -183.48M | -21.36M | -31.06M | -64.77M |
| Financing Cash Flow | 272.66M | 178.12M | 227.09M | -72.03M | -63.65M | -24.66M |
doValue S.p.A Technical Analysis
Positive
2.44
Price Trends
2.10
Positive
2.23
Negative
2.46
Negative
Market Momentum
0.03
Negative
57.57
Neutral
62.14
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IT:DOV, the sentiment is Positive. The current price of 2.44 is above the 20-day moving average (MA) of 2.12, above the 50-day MA of 2.10, and below the 200-day MA of 2.46, indicating a neutral trend. The MACD of 0.03 indicates Negative momentum. The RSI at 57.57 is Neutral, neither overbought nor oversold. The STOCH value of 62.14 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IT:DOV.
doValue S.p.A Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
76 Outperform | €100.36B | 9.69 | 14.41% | 6.08% | -8.72% | 8.09% | |
74 Outperform | €27.62B | 8.63 | 19.13% | 9.69% | 10.29% | -0.75% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
66 Neutral | €20.24B | 5.95 | 18.92% | 8.25% | -10.25% | 8.52% | |
65 Neutral | €112.99B | 9.81 | 16.86% | 4.15% | -0.36% | 22.62% | |
62 Neutral | €1.19B | 3.88 | 16.33% | 8.44% | 43.89% | 87.90% | |
46 Neutral | €408.13M | -23.34 | -12.79% | ― | 6.28% | -127.13% |
* Financial Sector Average
IT:DOV
doValue S.p.A
2.15
-0.06
-2.76%
IT:UCG
UniCredit SpA
74.93
20.99
38.91%
IT:IF
Banca Ifis SPA
19.81
-0.28
-1.38%
IT:BMPS
Banca Monte dei Paschi di Siena SPA
9.09
2.69
42.10%
IT:BAMI
Banco BPM S.p.A.
13.39
4.02
42.83%
IT:ISP
Intesa Sanpaolo SpA
5.75
1.20
26.35%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.