Investview (INVU) AI Stock Analysis

• Market Cap: $50.85M
• Dividend Yield: N/A
• Average Volume (3M): 1.33M
• Price to Earnings (P/E): ―
• Beta (1Y): -0.32
• Revenue Growth: -29.91%
• EPS Growth: -700.00%
• Country: US
• Employees: 33
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Application
• EPS (TTM): >-0.01
• Shares Outstanding: 1,848,994,000
• 10 Day Avg. Volume: 990,097
• 30 Day Avg. Volume: 1,329,567
• PEG Ratio: 0.00
• Price to Book (P/B): 1.05
• Price to Sales (P/S): 0.35
• P/FCF Ratio: 2.31
• Enterprise Value/Market Cap: 0.73
• Enterprise Value/Revenue: 0.91
• Enterprise Value/Gross Profit: 1.42
• Enterprise Value/Ebitda: 33.08
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 52 Neutral
• Price Target: ―
• Action: N/A Date: 12/24/24
• Date: Action: N/A 12/24/24

Investview's stock score reflects a mixed financial performance with strong cash flow and profitability improvements but significant technical weakness. The absence of valuation metrics and negative market reaction since the earnings call are notable concerns. While the company is on a recovery path, the lack of clear guidance and market momentum challenges its overall outlook.

Positive Factors

Cash Flow Generation

Investview's robust cash flow generation supports ongoing operations and potential future investments, ensuring liquidity and operational stability.

Profitability Improvement

The turnaround in profitability reflects effective cost management and operational efficiency, enhancing long-term financial health.

Low Leverage

Low leverage demonstrates prudent financial management, reducing financial risk and providing flexibility for future growth opportunities.

Negative Factors

Shrinking Asset Base

A shrinking asset base can limit growth potential and operational capacity, potentially impacting long-term sustainability and competitiveness.

Revenue Decline

Slower revenue growth compared to industry peers may indicate challenges in market expansion and competitive positioning, affecting future profitability.

Lack of Guidance

The absence of clear guidance from management creates uncertainty about future strategic direction, potentially impacting investor confidence and decision-making.

Investview Business Overview & Revenue Model

Company Description

Investview, Inc., through its subsidiaries, delivers financial education, digital assets, and related technology for individuals. The company offers digital asset technologies management, self-directed brokerage services, institutional trade execution services, advisory services, codeless algorithmic trading technologies, crypto mining, repair solutions, and blockchain technologies. Its services include research, education, and investment tools designed to assist the self-directed investor in successfully navigating the financial markets, including equities, options, FOREX, ETFs, binary options, and cryptocurrency. The company also offers education and software applications to assist individuals in debt reduction, enhanced savings, budgeting, and proper tax management. The company was formerly known as Global Investor Services, Inc. and changed its name to Investview, Inc. in March 2012. Investview, Inc. was incorporated in 1946 and is headquartered in Eatontown, New Jersey.

How the Company Makes Money

Investview generates revenue primarily through subscription fees for its financial education and investment tools. The company offers a variety of subscription packages that provide access to educational content, market research, trading tools, and investment insights. Additionally, Investview may earn money from partnerships with financial institutions and other entities that align with its mission of promoting financial literacy. By leveraging technology and digital platforms, Investview is able to reach a broad audience and scale its offerings to meet the needs of diverse clients interested in improving their financial knowledge and investment strategies.

Investview Financial Statement Overview

Summary

Investview shows a strong recovery trajectory, with improved profitability and cash flow generation. Income statement reflects successful cost controls and revenue growth. Balance sheet indicates low leverage but highlights the need for asset base stabilization. Cash flows are robust, ensuring liquidity and operational support. Despite past financial challenges, Investview is on a positive track, though attention to asset growth and sustained profitability improvements is essential for long-term success.

Income Statement

Investview's income statement shows a solid recovery with a strong gross profit margin of 100% in 2023, indicating efficient cost management. The net profit margin improved to 4.17% from negative values in previous years, reflecting a turnaround in profitability. Revenue growth from 2022 to 2023 is approximately 9.83%, which is positive but slightly below industry averages. Despite the positive EBIT and EBITDA margins of 7.38% and 14.42% respectively in 2023, the company experienced a significant EBIT margin turnaround from previous negative values, indicating improved operational efficiency.

Balance Sheet

The balance sheet reflects a mixed financial health picture. The debt-to-equity ratio is 0.07, indicating low leverage and prudent financial management. The return on equity (ROE) is 15.08%, suggesting a reasonable return for shareholders, though improvement is needed. The equity ratio is 55.78%, showing a solid capital structure but has decreased from previous years, indicating increased liabilities. Overall, while the balance sheet shows improvement, the company's asset base has been shrinking, posing potential risks.

Cash Flow

Cash flow analysis reveals robust operational cash flows with an Operating Cash Flow to Net Income ratio of 2.14, indicating strong cash generation relative to net income. Free cash flow growth from 2022 to 2023 is substantial at 173.29%, highlighting significant improvements in cash management. The Free Cash Flow to Net Income ratio is 1.25, demonstrating efficient conversion of income into free cash flow. This strong cash flow performance supports the company's ongoing operations and potential future investments.

Breakdown	TTM	Mar 2025	Mar 2023	Dec 2021	Mar 2021	Mar 2019
Income Statement
Total Revenue	40.97M	52.38M	61.85M	89.29M	24.18M	29.66M
Gross Profit	26.31M	39.70M	53.60M	75.14M	21.68M	28.48M
EBITDA	1.13M	7.22M	12.18M	-19.90M	-8.23M	-3.55M
Net Income	-1.32M	1.19M	-12.94M	-24.97M	-21.29M	-4.98M
Balance Sheet
Total Assets	27.49M	31.57M	35.58M	51.50M	10.40M	11.28M
Cash, Cash Equivalents and Short-Term Investments	15.08M	23.60M	20.47M	31.00M	137.18K	133.64K
Total Debt	3.59M	3.44M	10.72M	0.00	3.79M	2.52M
Total Liabilities	10.84M	14.37M	18.20M	22.56M	24.66M	9.92M
Stockholders Equity	16.64M	17.19M	17.37M	-72.92M	-14.26M	1.30M
Cash Flow
Free Cash Flow	-3.09M	7.84M	-5.91M	30.34M	-620.84K	-8.23M
Operating Cash Flow	-2.12M	8.30M	9.36M	32.98M	4.62M	-2.98M
Investing Cash Flow	-2.02M	-1.60M	-14.17M	-2.63M	-5.25M	3.74K
Financing Cash Flow	-5.24M	-5.37M	-6.31M	711.91K	624.37K	1.63M

Investview Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 0.03
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For INVU, the sentiment is Neutral. The current price of 0.03 is below the 20-day moving average (MA) of 0.03, below the 50-day MA of 0.03, and above the 200-day MA of 0.02, indicating a neutral trend. The MACD of <0.01 indicates Positive momentum. The RSI at 99.92 is Negative, neither overbought nor oversold. The STOCH value of 116.67 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for INVU.

Investview Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
NTWK	59 Neutral	$41.59M	21.81	1.40%	―	7.70%	-36.01%
INVU	52 Neutral	$50.85M	-22.50	-7.21%	―	-29.91%	-700.00%
AWRE	48 Neutral	$35.05M	-6.21	-18.98%	―	2.73%	25.65%
INLX	45 Neutral	$34.27M	-19.07	-15.71%	―	-7.76%	-291.41%
SURG	44 Neutral	$19.50M	-0.40	-313.72%	―	-39.75%	-89.61%
PHUN	43 Neutral	$35.93M	-3.01	-18.69%	―	―	―