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Total Valuation
Independent Bank has a market cap or net worth of $3.96B. The enterprise value is $4.47K.
Market Cap$3.96B
Enterprise Value$4.47K
Share Statistics
Independent Bank has 47,369,100 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding47,369,100
Owned by Insiders1.46%
Owned by Institutions16.79%
Financial Efficiency
Independent Bank’s return on equity (ROE) is 0.06 and return on invested capital (ROIC) is 0.84%.
Return on Equity (ROE)0.06
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.84%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee508.79K
Profits Per Employee89.42K
Employee Count2,294
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Independent Bank is 15.1. Independent Bank’s PEG ratio is -10.60.
PE Ratio15.1
PS Ratio3.10
PB Ratio1.01
Price to Fair Value1.01
Price to FCF15.09
Price to Operating Cash Flow12.47
PEG Ratio-10.60
Income Statement
In the last 12 months, Independent Bank had revenue of 1.17B and earned 205.12M in profits. Earnings per share was 4.45.
Revenue1.17B
Gross Profit792.88M
Operating Income266.92M
Pretax Income262.17M
Net Income205.12M
EBITDA306.23M
Earnings Per Share (EPS)4.45
Cash Flow
In the last 12 months, operating cash flow was 321.72M and capital expenditures -9.19M, giving a free cash flow of 312.53M billion.
Operating Cash Flow321.72M
Free Cash Flow312.53M
Free Cash Flow per Share6.60
Dividends & Yields
Independent Bank pays an annual dividend of $0.64, resulting in a dividend yield of 2.95%
Dividend Per Share$0.64
Dividend Yield2.95%
Payout Ratio37.10%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.93
52-Week Price Change20.93%
50-Day Moving Average84.11
200-Day Moving Average77.90
Relative Strength Index (RSI)44.68
Average Volume (3m)429.52K
Important Dates
Independent Bank upcoming earnings date is Oct 15, 2026, After Close (Confirmed).
Last Earnings DateJul 16, 2026
Next Earnings DateOct 15, 2026
Ex-Dividend Date―
Financial Position
Independent Bank as a current ratio of 0.55, with Debt / Equity ratio of 19.97%
Current Ratio0.55
Quick Ratio0.55
Debt to Market Cap0.23
Net Debt to EBITDA2.19
Interest Coverage Ratio0.85
Taxes
In the past 12 months, Independent Bank has paid 57.05M in taxes.
Income Tax57.05M
Effective Tax Rate0.22
Enterprise Valuation
Independent Bank EV to EBITDA ratio is 13.99, with an EV/FCF ratio of 17.89.
EV to Sales3.67
EV to EBITDA13.99
EV to Free Cash Flow17.89
EV to Operating Cash Flow17.06
Balance Sheet
Independent Bank has $251.97M in cash and marketable securities with $701.47M in debt, giving a net cash position of -$449.49M billion.
Cash & Marketable Securities$251.97M
Total Debt$701.47M
Net Cash-$449.49M
Net Cash Per Share-$9.49
Tangible Book Value Per Share$47.35
Margins
Gross margin is 70.40%, with operating margin of 22.87%, and net profit margin of 17.57%.
Gross Margin70.40%
Operating Margin22.87%
Pretax Margin22.46%
Net Profit Margin17.57%
EBITDA Margin26.24%
EBIT Margin22.87%
Analyst Forecast
The average price target for Independent Bank is $91.25, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$91.25
Price Target Upside7.71% Upside
Analyst ConsensusHold
Analyst Count4
Revenue Growth Forecast34.13%
EPS Growth Forecast25.12%