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Independent Bank (INDB)
NASDAQ:INDB
Earnings Data
Report Date
Jan 15, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
1.67Last Year’s EPS
1.21Same Quarter Last Year
Strong Buy
Based on 4 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call highlighted successful integration of the Enterprise acquisition leading to increased loan originations and strong financial performance. However, challenges remain with commercial real estate loan balances and non-performing assets, alongside economic uncertainty faced by clients.Company Guidance
Successful Enterprise Acquisition and Integration
The acquisition of Enterprise has been successfully integrated with almost 100% retention of client-facing personnel and negligible customer loss. Enterprise Bankers' originations for the third quarter were 27% higher than the prior year period.
Strong Financial Performance Metrics
PPNR return on average assets was 1.7%, operating return on average tangible common equity improved 283 basis points to 13.2%, and net interest margin improved to 3.62% for the quarter, up 25 basis points from the prior quarter.
Loan and Deposit Growth
C&I loan balances increased organically at a 13% annualized rate, and organic demand deposit growth was 5% annualized. DDAs represent 28% of overall deposits with a cost of deposits at 1.58%.
Wealth Management Growth
Assets under administration grew to $9.2 billion in the third quarter, including $1.4 billion acquired from Enterprise.
INDB Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
INDB Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 16, 2025 | $64.39 | $66.23 | +2.86% |
Jul 17, 2025 | $65.14 | $68.90 | +5.77% |
Apr 17, 2025 | $54.86 | $53.66 | -2.19% |
Jan 16, 2025 | $62.21 | $65.25 | +4.89% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Independent Bank (INDB) report earnings?
Independent Bank (INDB) is schdueled to report earning on Jan 15, 2026, After Close (Confirmed).
What is Independent Bank (INDB) earnings time?
Independent Bank (INDB) earnings time is at Jan 15, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is INDB EPS forecast?
INDB EPS forecast for the fiscal quarter 2025 (Q4) is 1.67.