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First Internet Bancorp (INBK)
NASDAQ:INBK

First Internet Bancorp (INBK) Stock Statistics & Valuation Metrics

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Total Valuation

First Internet Bancorp has a market cap or net worth of $180.91M. The enterprise value is $526.42M.
Market Cap$180.91M
Enterprise Value$526.42M

Share Statistics

First Internet Bancorp has 8,706,094 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding8,706,094
Owned by Insiders8.72%
Owned by Institutions0.49%

Financial Efficiency

First Internet Bancorp’s return on equity (ROE) is -0.10 and return on invested capital (ROIC) is 2.12%.
Return on Equity (ROE)-0.10
Return on Assets (ROA)>-0.01
Return on Invested Capital (ROIC)2.12%
Return on Capital Employed (ROCE)-0.02
Revenue Per Employee999.59K
Profits Per Employee-108.88K
Employee Count323
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of First Internet Bancorp is ―. First Internet Bancorp’s PEG ratio is 0.02.
PE Ratio
PS Ratio0.56
PB Ratio0.51
Price to Fair Value0.51
Price to FCF0.00
Price to Operating Cash Flow-8.78
PEG Ratio0.02

Income Statement

In the last 12 months, First Internet Bancorp had revenue of 322.87M and earned -35.17M in profits. Earnings per share was -4.03.
Revenue322.87M
Gross Profit44.16M
Operating Income-50.87M
Pretax Income-50.87M
Net Income-35.17M
EBITDA-50.87M
Earnings Per Share (EPS)-4.03

Cash Flow

In the last 12 months, operating cash flow was -20.27M and capital expenditures -940.00K, giving a free cash flow of -21.21M billion.
Operating Cash Flow-20.27M
Free Cash Flow-21.21M
Free Cash Flow per Share-2.44

Dividends & Yields

First Internet Bancorp pays an annual dividend of $0.06, resulting in a dividend yield of 1.07%
Dividend Per Share$0.06
Dividend Yield1.07%
Payout Ratio-26.97%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.81
52-Week Price Change-31.47%
50-Day Moving Average21.48
200-Day Moving Average22.55
Relative Strength Index (RSI)42.53
Average Volume (3m)73.07K

Important Dates

First Internet Bancorp upcoming earnings date is Apr 29, 2026, TBA (Confirmed).
Last Earnings DateJan 29, 2026
Next Earnings DateApr 29, 2026
Ex-Dividend Date

Financial Position

First Internet Bancorp as a current ratio of 0.32, with Debt / Equity ratio of 98.67%
Current Ratio0.32
Quick Ratio0.32
Debt to Market Cap1.95
Net Debt to EBITDA-6.86
Interest Coverage Ratio-0.25

Taxes

In the past 12 months, First Internet Bancorp has paid -15.70M in taxes.
Income Tax-15.70M
Effective Tax Rate0.31

Enterprise Valuation

First Internet Bancorp EV to EBITDA ratio is -10.44, with an EV/FCF ratio of 0.00.
EV to Sales1.64
EV to EBITDA-10.44
EV to Free Cash Flow0.00
EV to Operating Cash Flow0.00

Balance Sheet

First Internet Bancorp has $784.83M in cash and marketable securities with $354.96M in debt, giving a net cash position of $429.87M billion.
Cash & Marketable Securities$784.83M
Total Debt$354.96M
Net Cash$429.87M
Net Cash Per Share$49.38
Tangible Book Value Per Share$40.67

Margins

Gross margin is 12.34%, with operating margin of -15.76%, and net profit margin of -10.89%.
Gross Margin12.34%
Operating Margin-15.76%
Pretax Margin-15.76%
Net Profit Margin-10.89%
EBITDA Margin-15.76%
EBIT Margin-15.76%

Analyst Forecast

The average price target for First Internet Bancorp is $26.38, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$26.38
Price Target Upside29.31% Upside
Analyst ConsensusModerate Buy
Analyst Count4
Revenue Growth Forecast2.49%
EPS Growth Forecast-248.43%

Scores

Smart Score6
AI Score