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Total Valuation
First Internet Bancorp has a market cap or net worth of $228.86M. The enterprise value is $553.83M.
Market Cap$228.86M
Enterprise Value$553.83M
Share Statistics
First Internet Bancorp has 8,716,662 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding8,716,662
Owned by Insiders8.91%
Owned by Institutions1.24%
Financial Efficiency
First Internet Bancorp’s return on equity (ROE) is -0.10 and return on invested capital (ROIC) is -0.63%.
Return on Equity (ROE)-0.10
Return on Assets (ROA)>-0.01
Return on Invested Capital (ROIC)-0.63%
Return on Capital Employed (ROCE)>-0.01
Revenue Per Employee912.06K
Profits Per Employee-99.34K
Employee Count354
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of First Internet Bancorp is ―. First Internet Bancorp’s PEG ratio is 0.02.
PE Ratio―
PS Ratio0.56
PB Ratio0.51
Price to Fair Value0.51
Price to FCF82.03
Price to Operating Cash Flow4.96
PEG Ratio0.02
Income Statement
In the last 12 months, First Internet Bancorp had revenue of 322.87M and earned -35.17M in profits. Earnings per share was -4.03.
Revenue322.87M
Gross Profit44.16M
Operating Income-50.87M
Pretax Income-50.87M
Net Income-35.17M
EBITDA-44.68M
Earnings Per Share (EPS)-4.03
Cash Flow
In the last 12 months, operating cash flow was 46.17M and capital expenditures -1.34M, giving a free cash flow of 45.13M billion.
Operating Cash Flow46.17M
Free Cash Flow45.13M
Free Cash Flow per Share5.18
Dividends & Yields
First Internet Bancorp pays an annual dividend of $0.06, resulting in a dividend yield of 1.07%
Dividend Per Share$0.06
Dividend Yield1.07%
Payout Ratio-26.97%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.88
52-Week Price Change-3.84%
50-Day Moving Average25.16
200-Day Moving Average21.88
Relative Strength Index (RSI)51.78
Average Volume (3m)73.07K
Important Dates
First Internet Bancorp upcoming earnings date is Jul 29, 2026, TBA (Confirmed).
Last Earnings DateApr 30, 2026
Next Earnings DateJul 29, 2026
Ex-Dividend Date―
Financial Position
First Internet Bancorp as a current ratio of 110.02, with Debt / Equity ratio of 95.59%
Current Ratio110.02
Quick Ratio110.02
Debt to Market Cap1.95
Net Debt to EBITDA2.28
Interest Coverage Ratio-0.25
Taxes
In the past 12 months, First Internet Bancorp has paid -15.70M in taxes.
Income Tax-15.70M
Effective Tax Rate0.31
Enterprise Valuation
First Internet Bancorp EV to EBITDA ratio is -1.80, with an EV/FCF ratio of 36.19.
EV to Sales0.25
EV to EBITDA-1.80
EV to Free Cash Flow36.19
EV to Operating Cash Flow23.31
Balance Sheet
First Internet Bancorp has $1.22B in cash and marketable securities with $345.05M in debt, giving a net cash position of $877.03M billion.
Cash & Marketable Securities$1.22B
Total Debt$345.05M
Net Cash$877.03M
Net Cash Per Share$100.62
Tangible Book Value Per Share$40.67
Margins
Gross margin is 13.77%, with operating margin of -15.76%, and net profit margin of -10.89%.
Gross Margin13.77%
Operating Margin-15.76%
Pretax Margin-15.76%
Net Profit Margin-10.89%
EBITDA Margin-13.84%
EBIT Margin-15.76%
Analyst Forecast
The average price target for First Internet Bancorp is $28.25, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$28.25
Price Target Upside16.64% Upside
Analyst ConsensusModerate Buy
Analyst Count4
Revenue Growth Forecast-7.72%
EPS Growth Forecast-258.34%