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First Internet Bancorp (INBK)
NASDAQ:INBK
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First Internet Bancorp (INBK) Stock Statistics & Valuation Metrics

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Total Valuation

First Internet Bancorp has a market cap or net worth of $210.59M. The enterprise value is $545.11M.
Market Cap$210.59M
Enterprise Value$545.11M

Share Statistics

First Internet Bancorp has 8,716,662 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding8,716,662
Owned by Insiders8.91%
Owned by Institutions21.81%

Financial Efficiency

First Internet Bancorp’s return on equity (ROE) is -0.10 and return on invested capital (ROIC) is -4.82%.
Return on Equity (ROE)-0.10
Return on Assets (ROA)>-0.01
Return on Invested Capital (ROIC)-4.82%
Return on Capital Employed (ROCE)-0.07
Revenue Per Employee999.59K
Profits Per Employee-108.88K
Employee Count323
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of First Internet Bancorp is ―. First Internet Bancorp’s PEG ratio is 0.02.
PE Ratio
PS Ratio0.56
PB Ratio0.51
Price to Fair Value0.51
Price to FCF82.03
Price to Operating Cash Flow4.57
PEG Ratio0.02

Income Statement

In the last 12 months, First Internet Bancorp had revenue of 322.87M and earned -35.17M in profits. Earnings per share was -4.03.
Revenue322.87M
Gross Profit44.16M
Operating Income-50.87M
Pretax Income-50.87M
Net Income-35.17M
EBITDA-50.87M
Earnings Per Share (EPS)-4.03

Cash Flow

In the last 12 months, operating cash flow was 46.17M and capital expenditures -1.34M, giving a free cash flow of 45.13M billion.
Operating Cash Flow46.17M
Free Cash Flow45.13M
Free Cash Flow per Share5.18

Dividends & Yields

First Internet Bancorp pays an annual dividend of $0.06, resulting in a dividend yield of 1.07%
Dividend Per Share$0.06
Dividend Yield1.07%
Payout Ratio-26.97%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.92
52-Week Price Change3.94%
50-Day Moving Average22.92
200-Day Moving Average21.66
Relative Strength Index (RSI)55.03
Average Volume (3m)73.07K

Important Dates

First Internet Bancorp upcoming earnings date is Jul 29, 2026, TBA (Confirmed).
Last Earnings DateApr 30, 2026
Next Earnings DateJul 29, 2026
Ex-Dividend Date

Financial Position

First Internet Bancorp as a current ratio of 0.23, with Debt / Equity ratio of 95.59%
Current Ratio0.23
Quick Ratio0.23
Debt to Market Cap1.95
Net Debt to EBITDA2.00
Interest Coverage Ratio-0.25

Taxes

In the past 12 months, First Internet Bancorp has paid -15.70M in taxes.
Income Tax-15.70M
Effective Tax Rate0.31

Enterprise Valuation

First Internet Bancorp EV to EBITDA ratio is -1.58, with an EV/FCF ratio of 36.19.
EV to Sales0.25
EV to EBITDA-1.58
EV to Free Cash Flow36.19
EV to Operating Cash Flow23.31

Balance Sheet

First Internet Bancorp has $782.56M in cash and marketable securities with $345.05M in debt, giving a net cash position of $437.52M billion.
Cash & Marketable Securities$782.56M
Total Debt$345.05M
Net Cash$437.52M
Net Cash Per Share$50.19
Tangible Book Value Per Share$40.67

Margins

Gross margin is 13.77%, with operating margin of -15.76%, and net profit margin of -10.89%.
Gross Margin13.77%
Operating Margin-15.76%
Pretax Margin-15.76%
Net Profit Margin-10.89%
EBITDA Margin-15.76%
EBIT Margin-15.76%

Analyst Forecast

The average price target for First Internet Bancorp is $26.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$26.00
Price Target Upside7.35% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast-7.72%
EPS Growth Forecast-258.34%

Scores

Smart Score4
AI Score