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First Internet Bancorp (INBK)
NASDAQ:INBK
Earnings Data
Report Date
Jan 28, 2026TBA (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.66Last Year’s EPS
0.41Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The earnings call reflected a mixed outlook, with strong growth in net interest income and fintech partnerships but challenges in credit quality and a reported net loss due to strategic loan sales. The company is taking steps to address credit issues and is well-positioned for future growth, though uncertainty from the government shutdown remains a concern.Company Guidance
Eighth Consecutive Quarter of Net Interest Income Growth
Net interest income increased over 8% compared to the linked quarter and was up 40% compared to the third quarter of 2024, driven by higher earning asset yields and lower deposit costs.
SBA Loan Sale Success
The company generated $10.6 million in gain on sale revenue from SBA loans and maintained a robust pipeline of $260 million, positioning them well for future gains.
Strong Performance in Fintech Partnerships
Total revenue from fintech initiatives increased by 14% compared to the second quarter and 130% from the third quarter of 2024, highlighting strong performance.
Improved Credit Quality Indicators
Total delinquencies were reduced to 35 basis points as of September 30th, down from 62 basis points in the second quarter and 77 basis points in the first quarter.
INBK Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
INBK Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 22, 2025 | $21.91 | $19.79 | -9.68% |
Jul 23, 2025 | $27.31 | $24.09 | -11.79% |
Apr 23, 2025 | $25.59 | $20.26 | -20.83% |
Jan 22, 2025 | $35.02 | $33.05 | -5.63% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does First Internet Bancorp (INBK) report earnings?
First Internet Bancorp (INBK) is schdueled to report earning on Jan 28, 2026, TBA (Confirmed).
What is First Internet Bancorp (INBK) earnings time?
First Internet Bancorp (INBK) earnings time is at Jan 28, 2026, TBA (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is INBK EPS forecast?
INBK EPS forecast for the fiscal quarter 2025 (Q4) is 0.66.