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Usha Martin Education & Solutions Limited (IN:UMESLTD)
:UMESLTD
India Market

Usha Martin Education & Solutions Limited (UMESLTD) AI Stock Analysis

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IN:UMESLTD

Usha Martin Education & Solutions Limited

(UMESLTD)

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Outperform 70 (OpenAI - 5.2)
Rating:70Outperform
Price Target:
₹7.00
▲(41.70% Upside)
Action:UpgradedDate:03/14/26
The score is driven primarily by strong financial quality (high profitability, low leverage, and solid cash flow) and bullish technical trend signals. These positives are meaningfully offset by a rich valuation (high P/E) and the notable year-on-year revenue decline.
Positive Factors
High Profitability
The company reports exceptionally high gross, net and EBITDA margins, indicating a very profitable operating model and strong cost control. Sustained margin levels provide durable cash earnings power and buffer against demand volatility, supporting long-term reinvestment and shareholder returns.
Negative Factors
Material Revenue Decline
A near 30% year-on-year revenue drop is a structural concern: it reduces operating leverage, limits growth runway, and can erode customer relationships or market share. Sustained top-line weakness would eventually pressure margins and long-term earnings sustainability.
Read all positive and negative factors
Positive Factors
Negative Factors
High Profitability
The company reports exceptionally high gross, net and EBITDA margins, indicating a very profitable operating model and strong cost control. Sustained margin levels provide durable cash earnings power and buffer against demand volatility, supporting long-term reinvestment and shareholder returns.
Read all positive factors

Usha Martin Education & Solutions Limited (UMESLTD) vs. iShares MSCI India ETF (INDA)

Usha Martin Education & Solutions Limited Business Overview & Revenue Model

Company Description
Usha Martin Education & Solutions Limited provides educational support services in India. It operates training centers for various higher education courses under the Usha Martin Academy brand name. The company also offers ERP certification courses...
How the Company Makes Money
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Usha Martin Education & Solutions Limited Financial Statement Overview

Summary
Strong profitability and efficiency (high gross and net margins; exceptionally high EBITDA margin) and healthy cash generation with improving free cash flow support the score. The main offset is a material revenue decline year-on-year, which raises growth and sustainability risk despite a low-leverage, high-equity balance sheet.
Income Statement
70
Positive
Balance Sheet
65
Positive
Cash Flow
75
Positive
BreakdownTTMMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
Income Statement
Total Revenue5.87M5.24M7.33M6.55M7.84M5.90M
Gross Profit3.54M2.94M5.28M4.18M5.10M3.04M
EBITDA4.99M4.66M3.13M1.06M1.90M2.10M
Net Income3.95M3.13M1.51M632.82K605.00K251.86K
Balance Sheet
Total Assets163.46M157.71M178.05M183.92M185.86M186.50M
Cash, Cash Equivalents and Short-Term Investments388.00K1.75M351.68K478.28K495.87K161.89K
Total Debt4.25M7.15M17.00M25.71M27.07M27.07M
Total Liabilities23.70M11.75M35.23M42.68M45.26M46.51M
Stockholders Equity139.76M145.96M142.82M141.23M140.60M139.99M
Cash Flow
Free Cash Flow2.67M11.42M6.17M1.19M1.99M-211.46K
Operating Cash Flow2.68M11.47M6.17M1.25M1.99M-211.46K
Investing Cash Flow177.00K438.00K2.59M1.69M175.11K160.62K
Financing Cash Flow-3.03M-11.67M-8.89M-2.96M-1.83M-150.58K

Usha Martin Education & Solutions Limited Technical Analysis

Technical Analysis Sentiment
Positive
Last Price4.94
Price Trends
50DMA
4.94
Positive
100DMA
5.00
Positive
200DMA
5.37
Positive
Market Momentum
MACD
0.50
Negative
RSI
61.48
Neutral
STOCH
45.40
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:UMESLTD, the sentiment is Positive. The current price of 4.94 is below the 20-day moving average (MA) of 5.40, below the 50-day MA of 4.94, and below the 200-day MA of 5.37, indicating a bullish trend. The MACD of 0.50 indicates Negative momentum. The RSI at 61.48 is Neutral, neither overbought nor oversold. The STOCH value of 45.40 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:UMESLTD.

Usha Martin Education & Solutions Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
82
Outperform
₹4.91B17.041.06%
70
Outperform
₹165.36M40.81-26.73%388.56%
55
Neutral
$13.29B17.4210.03%0.93%7.13%-12.93%
48
Neutral
₹1.52B-22.7528.91%-94.80%
42
Neutral
₹122.47M-0.58
41
Neutral
₹93.17M-1.48-3.63%24.10%
* Services Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IN:UMESLTD
Usha Martin Education & Solutions Limited
6.26
1.25
24.95%
IN:EDUCOMP
Educomp Solutions Limited
1.00
-0.59
-37.11%
IN:GLOBAL
Global Education Ltd.
96.54
55.37
134.49%
IN:MTEDUCARE
MT Educare Ltd
1.29
-0.79
-37.98%
IN:ZEELEARN
Zee Learn Limited
4.65
-0.85
-15.45%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Mar 14, 2026