Usha Martin Education & Solutions Limited (UMESLTD) AI Stock Analysis

• Market Cap: ₹147.93M
• Dividend Yield: N/A
• Average Volume (3M): 4.33K
• Price to Earnings (P/E): 45.9
• Beta (1Y): 1.17
• Revenue Growth: -19.02%
• EPS Growth: 116.70%
• Country: IN
• Employees: 9
• Sector: Services
• Sector Strength: N/A
• Industry: Education & Training Services
• EPS (TTM): <0.01
• Shares Outstanding: 26,415,812
• 10 Day Avg. Volume: 2,174
• 30 Day Avg. Volume: 4,334
• PEG Ratio: 0.44
• Price to Book (P/B): 0.94
• Price to Sales (P/S): 26.22
• P/FCF Ratio: 12.03
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹6.00
• Price Target Upside: 7.14% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 0

• Rating: 62 Neutral
• Price Target: ₹6.00 ▲(7.14% Upside)

The overall stock score is primarily driven by strong financial performance, particularly in profitability and cash flow management. However, the bearish technical indicators and high valuation relative to earnings weigh down the score.

Usha Martin Education & Solutions Limited Business Overview & Revenue Model

Company Description

Usha Martin Education & Solutions Limited (UMESLTD) is engaged in the Information Technology sector, offering IT services, including software development, IT consultancy, and educational services in technology and related fields. The company focuses on leveraging its expertise in information technology to provide innovative solutions and educational support to its clients.

How the Company Makes Money

UMESLTD generates revenue through multiple streams within the IT services sector. Primarily, it earns income by providing software development services and IT consultancy to various businesses across different industries. Additionally, the company offers technology-related educational services, which include training programs and workshops aimed at enhancing skills in IT and related areas. This educational component not only adds to their revenue but also helps in building a skilled workforce that can support their other service offerings. Key partnerships with educational institutions and corporations further bolster their service reach and revenue potential. The company’s focus on tailored IT solutions and educational excellence contributes significantly to its revenue.

Usha Martin Education & Solutions Limited Financial Statement Overview

Summary

Usha Martin Education & Solutions Limited shows strong profitability and operational efficiency with high margins and low leverage. However, the significant revenue decline poses a risk to future growth.

Income Statement

The company has shown strong gross and net profit margins with Gross Profit Margin at 56.1% and Net Profit Margin at 59.8% for the latest year. However, revenue has declined compared to the previous year by 28.5%, which is a concern. The EBITDA Margin is exceptionally high at 88.9%, indicating strong operational efficiency.

Balance Sheet

The company maintains a solid equity position with an Equity Ratio of 92.5%. The Debt-to-Equity Ratio is low at 0.05, indicating low leverage, which reduces financial risk. Return on Equity is strong at 2.1%, showing effective use of equity to generate income.

Cash Flow

Operating Cash Flow to Net Income Ratio is strong, indicating good cash generation relative to net income. Free Cash Flow has grown significantly, with a notable increase year-on-year. The company shows robust cash flow management with positive Free Cash Flow even during revenue declines.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	5.50M	5.24M	7.33M	6.55M	7.84M	5.90M
Gross Profit	3.18M	2.94M	5.28M	4.18M	5.10M	3.04M
EBITDA	4.52M	4.66M	3.13M	1.06M	1.90M	2.10M
Net Income	3.22M	3.13M	1.51M	632.82K	605.00K	251.86K
Balance Sheet
Total Assets	0.00	157.71M	178.05M	183.92M	185.86M	186.50M
Cash, Cash Equivalents and Short-Term Investments	591.00K	1.75M	351.68K	478.28K	495.87K	161.89K
Total Debt	0.00	7.15M	17.00M	25.71M	27.07M	27.07M
Total Liabilities	-145.96M	11.75M	35.23M	42.68M	45.26M	46.51M
Stockholders Equity	145.96M	145.96M	142.82M	141.23M	140.60M	139.99M
Cash Flow
Free Cash Flow	0.00	11.42M	6.17M	1.19M	1.99M	-211.46K
Operating Cash Flow	0.00	11.47M	6.17M	1.25M	1.99M	-211.46K
Investing Cash Flow	0.00	438.00K	2.59M	1.69M	175.11K	160.62K
Financing Cash Flow	0.00	-11.67M	-8.89M	-2.96M	-1.83M	-150.58K

Usha Martin Education & Solutions Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 5.60
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:UMESLTD, the sentiment is Negative. The current price of 5.6 is below the 20-day moving average (MA) of 5.71, below the 50-day MA of 5.73, and below the 200-day MA of 5.90, indicating a bearish trend. The MACD of <0.01 indicates Positive momentum. The RSI at 45.73 is Neutral, neither overbought nor oversold. The STOCH value of 14.46 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:UMESLTD.

Usha Martin Education & Solutions Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
UMESLTD	62 Neutral	₹147.93M	45.90	―	―	-19.02%	116.70%
Sector *	55 Neutral	$13.29B	17.42	10.03%	0.93%	7.13%	-12.93%
ZEELEARN	52 Neutral	₹2.73B	24.93	―	―	20.85%	-93.07%
MTEDUCARE	43 Neutral	₹161.79M	―	―	―	-10.61%	-28.35%