Uma Exports Ltd. (UMAEXPORTS) AI Stock Analysis

• Market Cap: ₹1.12B
• Dividend Yield: N/A
• Average Volume (3M): 5.45K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.10
• Revenue Growth: -2.03%
• EPS Growth: -124.89%
• Country: US
• Employees: 39
• Sector: Consumer Defensive
• Sector Strength: 42
• Industry: Agricultural Farm Products
• EPS (TTM): -0.36
• Shares Outstanding: 33,809,830
• 10 Day Avg. Volume: 12,332
• 30 Day Avg. Volume: 5,454
• PEG Ratio: -1.26
• Price to Book (P/B): 1.49
• Price to Sales (P/S): 0.17
• P/FCF Ratio: -4.55
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 50 Neutral
• Price Target: ₹33.00 ▼(-13.43% Downside)

The overall stock score reflects significant financial and technical challenges. While revenue growth is a positive aspect, the company's profitability, cash flow issues, and technical indicators suggest caution. The lack of earnings and dividend yield further impacts the valuation negatively.

Positive Factors

Diversified export portfolio

A broad product mix across textiles, handicrafts and agricultural goods reduces concentration risk and smooths demand volatility. Over months this diversification supports more stable revenue streams, cross-selling to different buyer segments and resilience to single-market shocks.

Strategic logistics partnerships

Long-term partnerships with logistics providers enhance supply-chain reliability and delivery timeliness, lowering costs and improving service competitiveness. This structural advantage supports consistent export operations, customer retention and margin preservation across cycles.

Improved capitalization / equity

Rising stockholders' equity and an improved equity ratio indicate stronger capitalization, which increases capacity to absorb shocks and fund strategic initiatives. Over the medium term this reduces reliance on external funding and improves financial flexibility for growth.

Negative Factors

Negative operating cash flow

Persistently negative operating cash flow and declining free cash flow impair the firm's ability to fund working capital, capex and expansion from internal resources. Over months this elevates liquidity risk, raising dependence on external financing and potential funding stress.

Margin compression

Significant declines in gross and net margins point to rising input costs or pricing pressure that erodes profitability. Sustained margin compression reduces the firm's ability to convert revenue into earnings and weakens free cash generation over the medium term.

Rising leverage

An increased debt-to-equity ratio elevates financial risk and interest obligations, constraining strategic flexibility. Coupled with weak cash generation, higher leverage heightens refinancing and solvency risk and can limit investment capacity over the coming quarters.

Uma Exports Ltd. Business Overview & Revenue Model

Company Description

UMA Exports Limited engages in the trading and marketing of agricultural produce and commodities. It offers sugar; spices, which include dry red chilies, turmeric, coriander, and cumin seeds; food grains, such as rice, wheat, and corn; sorghum and tea; pulses; and agricultural feeds, including soyabean meal and rice bran de-oiled cake. The company also imports lentils, faba beans, black matpe, and pigean peas. It exports its products to Sri Lanka, Malaysia, Bangladesh, Pakistan, the United Arab Emirates, Singapore, Djibouti, Benin, and internationally. Uma Exports Limited was incorporated in 1988 and is based in Kolkata, India.

How the Company Makes Money

Uma Exports Ltd. generates revenue through multiple streams, primarily by exporting goods to international markets. The company sources products from local manufacturers and artisans, adding value through quality assurance and compliance with global regulations. Key revenue streams include bulk sales of textiles and handicrafts to wholesalers and retailers abroad, as well as direct sales to e-commerce platforms. UMAEXPORTS also benefits from strategic partnerships with logistics companies that enhance its supply chain efficiency, enabling timely deliveries and competitive pricing. Additionally, the company may explore joint ventures with foreign distributors, expanding its market reach and increasing sales volume.

Uma Exports Ltd. Financial Statement Overview

Summary

Uma Exports Ltd. shows strong revenue growth but faces challenges with profitability margins and cash flows. The increased leverage and negative operating cash flow highlight potential financial risks, despite improved stockholders' equity.

Income Statement

Uma Exports Ltd. demonstrated a mixed income performance with a steady increase in revenue over the years, showing a strong revenue growth rate from 2024 to 2025. However, profit margins have been under pressure. The gross profit margin has decreased significantly over the period, indicating rising costs or pricing pressures. Moreover, the net profit margin has also narrowed, reflecting challenges in translating revenue growth into net income.

Balance Sheet

The company's balance sheet reveals a moderate financial position. The debt-to-equity ratio has increased, indicating higher leverage and potential financial risk. However, the equity ratio has improved with growing stockholders' equity, suggesting better capitalization. Return on Equity (ROE) has declined due to lower net income, impacting overall profitability.

Cash Flow

Cash flow analysis highlights significant challenges, with operating cash flow consistently negative over recent years. Free cash flow shows a declining trend, indicating potential liquidity issues. The ratio of operating cash flow to net income is unfavorable, suggesting cash generation from operations is not supporting net income levels effectively.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	16.30B	17.24B	15.32B	14.86B	12.77B	7.42B
Gross Profit	620.98M	642.66M	387.15M	1.41B	1.58B	690.09M
EBITDA	131.86M	163.81M	229.16M	425.67M	446.74M	211.01M
Net Income	-25.46M	35.00M	102.12M	280.22M	241.60M	125.12M
Balance Sheet
Total Assets	0.00	4.60B	3.68B	3.28B	2.57B	1.99B
Cash, Cash Equivalents and Short-Term Investments	615.96M	615.96M	314.15M	412.61M	278.67M	174.58M
Total Debt	0.00	2.12B	1.22B	1.09B	329.04M	421.41M
Total Liabilities	-1.95B	2.65B	1.77B	1.48B	1.63B	1.29B
Stockholders Equity	1.95B	1.94B	1.90B	1.80B	941.86M	695.39M
Cash Flow
Free Cash Flow	0.00	-637.12M	-204.94M	-1.16B	299.23M	48.90M
Operating Cash Flow	0.00	-439.56M	-173.05M	-1.12B	334.53M	48.92M
Investing Cash Flow	0.00	-164.40M	22.89M	-25.51M	-21.28M	36.55M
Financing Cash Flow	0.00	901.34M	50.97M	1.27B	-211.94M	194.90M

Uma Exports Ltd. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 38.12
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Positive
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:UMAEXPORTS, the sentiment is Negative. The current price of 38.12 is above the 20-day moving average (MA) of 36.40, below the 50-day MA of 38.68, and below the 200-day MA of 52.31, indicating a bearish trend. The MACD of -1.83 indicates Positive momentum. The RSI at 24.88 is Positive, neither overbought nor oversold. The STOCH value of 37.60 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:UMAEXPORTS.

Uma Exports Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
UNITEDTEA	74 Outperform	₹2.36B	11.02	―	0.67%	―	―
Sector *	62 Neutral	$20.33B	14.63	-3.31%	3.23%	1.93%	-12.26%
INCREDIBLE	60 Neutral	₹1.73B	12.23	―	―	10.59%	82.10%
RPPL	60 Neutral	₹1.18B	10.90	―	―	10.14%	73.18%
UMAEXPORTS	50 Neutral	₹1.12B	-28.30	―	―	-2.03%	-124.89%
INDIANCARD	47 Neutral	₹1.33B	5.43	―	―	-10.80%	-66.88%
VISHWARAJ	45 Neutral	₹1.36B	-5.04	―	2.88%	-3.45%	-858.71%

Uma Exports Ltd. Corporate Events

Uma Exports Announces Trading Window Closure Ahead of Q3 Results

Uma Exports Ltd. has announced that its trading window for dealing in the company’s securities will be closed for all designated persons starting January 1, 2026. The restriction, implemented under SEBI’s Prohibition of Insider Trading Regulations and the company’s own code of conduct, will remain in force until 48 hours after the declaration of its unaudited financial results for the quarter and nine months ended December 31, 2025; the board meeting date to approve these results will be notified later, signaling the upcoming earnings disclosure cycle to investors and insiders.

Uma Exports Releases Unaudited Financial Results for September 2025

Uma Exports Limited has announced the publication of its unaudited financial results for the quarter and half-year ending September 30, 2025. These results have been published in both the Financial Express and Ekdin newspapers, catering to English and Bengali readers respectively. This publication is in compliance with the Securities and Exchange Board of India’s regulations, ensuring transparency and timely disclosure to stakeholders.