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Times Guaranty Limited (IN:TIMESGTY)
:TIMESGTY
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Times Guaranty Limited
(TIMESGTY)
Select Model
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Rating:59Neutral
Price Target:
₹305.00
▲(4.43% Upside)
The score is held back primarily by recent negative operating/free cash flow versus strong reported earnings and by a very high P/E valuation. These are partially offset by a low-risk, zero-debt balance sheet and a constructive technical uptrend with moderate positive momentum.
Times Guaranty Limited (TIMESGTY) vs. iShares MSCI India ETF (INDA)
Market Cap
₹2.57B
Dividend YieldN/A
Average Volume (3M)299.00
Price to Earnings (P/E)101.9
Beta (1Y)-0.35
Revenue GrowthN/A
EPS GrowthN/A
CountryIN
Employees2
SectorFinancial
Sector Strength70
IndustryAsset Management
Share Statistics
EPS (TTM)0.74
Shares Outstanding8,993,149
10 Day Avg. Volume11
30 Day Avg. Volume299
Financial Highlights & Ratios
PEG Ratio2.07
Price to Book (P/B)3.18
Price to Sales (P/S)43.00
P/FCF Ratio-187.12
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Times Guaranty Limited Business Overview & Revenue Model
Company DescriptionTimes Guaranty Limited, a non-deposit accepting non-banking financial company, provides investment and financial services in India. It also provides retail and corporate lending, merchant banking, money market related, and portfolio management services. The company was formerly known as Times Guaranty Finance Limited and changed its name to Times Guaranty Limited in December 1999. The company was incorporated in 1989 and is based in Mumbai, India. Times Guaranty Limited is a subsidiary of Bennett, Coleman & Company Limited.
How the Company Makes Money
Times Guaranty Limited Financial Statement Overview
Summary
Income Statement
Balance Sheet
Cash Flow
| Breakdown | TTM | Dec 2025 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 34.59M | 35.29M | 12.24M | 4.95M | 12.19M | 63.80M |
| Gross Profit | 34.00M | 35.29M | 10.57M | 3.38M | 10.65M | 62.13M |
| EBITDA | 19.54M | 0.00 | 23.63M | 10.79M | 20.14M | 81.16M |
| Net Income | 23.47M | 23.47M | 17.92M | 9.37M | 15.65M | 65.53M |
Balance Sheet | ||||||
| Total Assets | 479.35M | 479.35M | 455.01M | 437.14M | 427.81M | 413.77M |
| Cash, Cash Equivalents and Short-Term Investments | 171.82M | 171.82M | 59.97M | 201.22M | 23.98M | 117.65M |
| Total Debt | 0.00 | 0.00 | 0.00 | 12.00M | 110.56M | 102.82M |
| Total Liabilities | 1.67M | 1.67M | 701.00K | 610.00K | 739.00K | 2.65M |
| Stockholders Equity | 477.68M | 477.68M | 454.31M | 436.53M | 427.08M | 411.12M |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | -8.11M | -7.91M | 86.41M | 37.95M | -54.52M |
| Operating Cash Flow | 0.00 | -8.11M | -7.91M | 86.41M | 37.95M | -54.52M |
| Investing Cash Flow | 0.00 | 20.48M | 16.14M | -88.60M | -41.92M | 58.53M |
| Financing Cash Flow | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Times Guaranty Limited Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | ₹1.35B | 9.01 | ― | 4.37% | -8.60% | -9.89% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
62 Neutral | ₹1.31B | 104.56 | ― | ― | -3.92% | -77.96% | |
59 Neutral | ₹2.57B | 101.94 | ― | ― | ― | ― | |
55 Neutral | ₹4.01B | 90.14 | ― | ― | -34.90% | -69.02% | |
46 Neutral | ₹1.21B | 31.25 | ― | ― | -53.21% | -78.00% |
* Financial Sector Average
IN:TIMESGTY
Times Guaranty Limited
286.00
126.15
78.92%
IN:DELPHIFX
Delphi World Money Limited
245.35
78.87
47.38%
IN:GANGESSECU
Ganges Securities Ltd.
131.15
-42.70
-24.56%
IN:GUJSTATFIN
Gujarat State Financial Corp.
11.87
-5.63
-32.17%
IN:INVENTURE
Inventure Growth & Securities Ltd.
1.15
-0.78
-40.41%
IN:STEELCITY
Steel City Securities Ltd.
89.42
-7.88
-8.10%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.