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Delphi World Money Limited
(DELPHIFX)
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Rating:42Neutral
Price Target:
₹8.00
▼(-96.63% Downside)
Action:Reiterated
Date:06/11/26
The score is held down primarily by weakening financial performance (contracting revenue, negative operating profitability, and higher leverage/low ROE) and bearish technical signals (below all key moving averages with negative MACD). Valuation further weighs on the score due to the very high P/E and no dividend yield support, partly offset by the sharp 2026 cash-flow rebound.
Positive Factors
Improved cash generation
A sharp rebound to positive operating and free cash flow in 2026 materially strengthens the company’s ability to self-fund working capital, service debt and invest in operations. If sustained, improved cash conversion reduces reliance on external financing and supports strategic flexibility.
Negative Factors
Contracting revenue & weak core margins
Declining revenue and negative gross and operating margins indicate core business weakness rather than temporary cost timing. Structural margin erosion limits reinvestment capacity, threatens long-term competitiveness, and implies earnings have relied on non‑operating items.
Read all positive and negative factors
Positive Factors
Negative Factors
Improved cash generation
A sharp rebound to positive operating and free cash flow in 2026 materially strengthens the company’s ability to self-fund working capital, service debt and invest in operations. If sustained, improved cash conversion reduces reliance on external financing and supports strategic flexibility.
Read all positive factors
Delphi World Money Limited (DELPHIFX) vs. iShares MSCI India ETF (INDA)
Market Cap
₹2.00B
Dividend YieldN/A
Average Volume (3M)12.00K
Price to Earnings (P/E)6.6
Beta (1Y)0.88
Revenue Growth-22.18%
EPS Growth533.41%
CountryIN
Employees204
SectorFinancial
Sector Strength70
IndustryFinancial - Capital Markets
Share Statistics
EPS (TTM)0.42
Shares Outstanding245,267,780
10 Day Avg. Volume22,242
30 Day Avg. Volume12,004
Financial Highlights & Ratios
PEG Ratio-0.69
Price to Book (P/B)0.44
Price to Sales (P/S)0.12
P/FCF Ratio1.22
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Delphi World Money Limited Business Overview & Revenue Model
Company Description
Headquartered in Mumbai, India, Delphi World Money Ltd. was established in 1985 and operates nationwide, specializing in financial services related to global transactions. The company's diverse portfolio includes foreign currency exchange, both ou...
How the Company Makes Money
Delphi World Money Limited makes money primarily through the fees and margins it charges on foreign exchange transactions and remittance services. These include converting currencies for individuals and businesses, processing international money t...
Delphi World Money Limited Financial Statement Overview
Summary
Income Statement
32
Negative
Balance Sheet
46
Neutral
Cash Flow
58
Neutral
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 14.55B | 12.50B | 17.21B | 28.70B | 26.15B | 15.05B |
| Gross Profit | 394.64M | -1.25B | 148.50M | 206.29M | 276.90M | 175.30M |
| EBITDA | 97.85M | -1.45B | 61.52M | 257.97M | 244.90M | 186.54M |
| Net Income | 13.93M | 28.83M | 19.55M | 151.92M | 150.42M | 79.21M |
Balance Sheet | ||||||
| Total Assets | 5.94B | 6.46B | 3.09B | 3.20B | 3.06B | 3.02B |
| Cash, Cash Equivalents and Short-Term Investments | 1.85B | 1.74B | 1.05B | 126.91M | 334.12M | 795.10M |
| Total Debt | 1.86B | 1.74B | 276.25M | 309.75M | 6.22M | 312.83M |
| Total Liabilities | 5.86B | 5.17B | 859.35M | 983.73M | 996.64M | 1.10B |
| Stockholders Equity | 2.30B | 3.27B | 2.24B | 2.22B | 2.07B | 1.92B |
Cash Flow | ||||||
| Free Cash Flow | 349.44M | 1.19B | -57.55M | -349.22M | 396.70M | 287.52M |
| Operating Cash Flow | 349.88M | 1.26B | -43.68M | -338.37M | 397.77M | 287.57M |
| Investing Cash Flow | 29.01M | -593.79M | 371.08M | -150.43M | -175.08M | -269.22M |
| Financing Cash Flow | -214.13M | 416.00M | -70.64M | 281.57M | -326.08M | -53.46M |
Delphi World Money Limited Technical Analysis
Negative
237.10
Price Trends
10.59
Negative
11.39
Negative
13.22
Negative
Market Momentum
-0.61
Negative
35.61
Neutral
16.11
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:DELPHIFX, the sentiment is Negative. The current price of 237.1 is above the 20-day moving average (MA) of 8.78, above the 50-day MA of 10.59, and above the 200-day MA of 13.22, indicating a bearish trend. The MACD of -0.61 indicates Negative momentum. The RSI at 35.61 is Neutral, neither overbought nor oversold. The STOCH value of 16.11 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:DELPHIFX.
Delphi World Money Limited Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
73 Outperform | ₹1.16B | 8.05 | ― | 4.37% | -4.58% | -15.75% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
66 Neutral | ₹1.40B | 20.86 | ― | 0.31% | -5.20% | -54.29% | |
65 Neutral | ₹1.48B | 20.86 | ― | ― | -6.18% | -16.00% | |
62 Neutral | ₹2.27B | 7.82 | ― | ― | 15.44% | 56.57% | |
59 Neutral | ₹987.00M | 23.66 | ― | ― | -21.14% | 3.40% | |
42 Neutral | ₹2.00B | 6.64 | ― | ― | -22.18% | 533.41% |
* Financial Sector Average
IN:DELPHIFX
Delphi World Money Limited
8.16
-1.89
-18.83%
IN:ALMONDZ
Almondz Global Securities Limited
13.00
-12.01
-48.02%
IN:INDBANK
Indbank Merchant Banking Services Limited
33.46
-2.00
-5.64%
IN:INVENTURE
Inventure Growth & Securities Ltd.
0.94
-0.68
-41.98%
IN:KEYFINSERV
Keynote Financial Services Limited
250.90
-27.92
-10.01%
IN:STEELCITY
Steel City Securities Ltd.
76.95
-30.73
-28.54%
Delphi World Money Limited Corporate Events
Delphi World Money Directors Resign, Citing Personal Commitments
Jun 3, 2026
Delphi World Money Limited has announced the resignation of two non-executive, non-independent directors, Arun Batra and Chaganti Samba Murty, effective at the close of business on June 3, 2026. Both directors cited personal commitments and other ...
Delphi World Money clears FY26 results and defends inter-corporate loan
May 28, 2026
Delphi World Money Limited’s board has approved the audited standalone and consolidated financial results for the fourth quarter and full year ended March 31, 2026, and confirmed that its statutory auditors have issued unmodified opinions on...
Delphi World Money Says Share Price Volatility Is Market-Driven
Apr 10, 2026
Delphi World Money Limited has responded to stock exchanges after significant price movement in its shares, stating it has consistently made timely and accurate disclosures in line with SEBI’s listing and disclosure regulations. The company ...
Delphi World Money completes dispatch of postal ballot notice and regulatory newspaper ads
Mar 13, 2026
Delphi World Money Limited has notified the stock exchanges that it has completed the electronic dispatch of its postal ballot notice dated February 21, 2026 to shareholders as of the March 6, 2026 cut-off date. The company also announced that it ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.