Delphi World Money Limited (DELPHIFX) AI Stock Analysis

• Market Cap: ₹2.25B
• Dividend Yield: N/A
• Average Volume (3M): 7.36K
• Price to Earnings (P/E): 289.2
• Beta (1Y): 0.27
• Revenue Growth: -39.88%
• EPS Growth: -87.88%
• Country: IN
• Employees: 204
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): 4.06
• Shares Outstanding: 11,127,890
• 10 Day Avg. Volume: 387
• 30 Day Avg. Volume: 7,360
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹220.00
• Price Target Upside: 13.40% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 54 Neutral
• Price Target: ₹220.00 ▲(13.40% Upside)

The overall stock score of 54 reflects financial challenges and high valuation concerns as the most significant factors. Despite positive technical momentum, overbought signals and a high P/E ratio suggest caution. The lack of earnings call data prevents further insights into management's outlook.

Delphi World Money Limited Business Overview & Revenue Model

Company Description

Delphi World Money Limited (DELPHIFX) is a financial services company primarily engaged in the foreign exchange and international money transfer sector. The company offers a range of services including currency exchange, remittance, and hedging solutions. It caters to both individual clients and corporate entities, providing tailored financial strategies to meet diverse needs in the global market.

How the Company Makes Money

Delphi World Money Limited generates revenue through various streams within the foreign exchange market. The company earns money by charging fees and commissions on currency exchange transactions and international money transfers. Additionally, it offers hedging services to corporate clients looking to mitigate foreign exchange risk, which involves charging for consultancy and execution of derivative contracts. Partnerships with banks and financial institutions further enable Delphi World Money Limited to expand its service offerings and reach a broader client base, enhancing its earning potential.

Delphi World Money Limited Financial Statement Overview

Summary

Delphi World Money Limited is facing financial challenges with declining revenues and cash flow issues. The income statement shows decreasing margins, and cash flow analysis reveals liquidity concerns. While the balance sheet is relatively stable, operational inefficiencies need to be addressed.

Income Statement

The income statement shows some concerning trends with a declining revenue trajectory from 2020 to 2025. The gross profit margin is decreasing, and recent EBIT margins have turned negative, indicating operational challenges. However, the net profit margin remains positive, suggesting some level of profitability is retained.

Balance Sheet

The balance sheet reflects moderate stability with a relatively low debt-to-equity ratio, indicating manageable leverage. The equity ratio is strong, but the declining stockholders' equity over recent periods indicates potential erosion of shareholder value. The company's total assets have remained stable.

Cash Flow

Cash flow analysis reveals negative free cash flow growth and operating cash flow, raising concerns about the company’s liquidity and cash management. The operating cash flow to net income ratio is negative, highlighting inefficiencies in converting profits to cash.

Breakdown	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	17.41B	28.70B	26.15B	15.05B	11.29B
Gross Profit	443.21M	199.76M	281.68M	175.30M	742.09M
EBITDA	187.51M	257.97M	244.90M	186.54M	647.48M
Net Income	19.55M	151.92M	150.42M	79.21M	407.78M
Balance Sheet
Total Assets	3.09B	3.20B	3.06B	3.02B	2.92B
Cash, Cash Equivalents and Short-Term Investments	1.05B	126.91M	334.12M	437.52M	611.81M
Total Debt	276.25M	309.75M	6.22M	312.83M	333.63M
Total Liabilities	859.35M	983.73M	996.64M	1.10B	1.08B
Stockholders Equity	2.24B	2.22B	2.07B	1.92B	1.84B
Cash Flow
Free Cash Flow	-57.55M	-349.22M	396.70M	287.52M	314.47M
Operating Cash Flow	-43.68M	-338.37M	397.77M	287.57M	315.81M
Investing Cash Flow	371.08M	-150.43M	-175.08M	-269.22M	-15.27M
Financing Cash Flow	-70.64M	281.57M	-326.08M	-53.46M	8.76M

Delphi World Money Limited Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 194.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:DELPHIFX, the sentiment is Neutral. The current price of 194 is below the 20-day moving average (MA) of 219.47, above the 50-day MA of 188.36, and above the 200-day MA of 184.59, indicating a neutral trend. The MACD of -0.73 indicates Positive momentum. The RSI at 38.82 is Neutral, neither overbought nor oversold. The STOCH value of 12.99 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IN:DELPHIFX.

Delphi World Money Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
KEYFINSERV	67 Neutral	₹1.75B	9.55		0.40%	-37.73%	-45.60%
Sector *	63 Neutral	€14.30B	10.26	3.42%	3.56%	12.12%	-2.26%
ALMONDZ	62 Neutral	₹3.54B	19.04		―	16.38%	-52.50%
INDBANK	61 Neutral	₹1.44B	18.59		―	-5.33%	-24.84%
DELPHIFX	54 Neutral	₹2.25B	289.24		―	-39.88%	-87.88%

Delphi World Money Limited Corporate Events

Delphi World Money Limited Releases Audited Financial Results for Q4 and FY 2025

Delphi World Money Limited has published its audited financial results for the fourth quarter and year ending March 31, 2025, in compliance with SEBI regulations. This announcement is part of the company’s ongoing commitment to transparency and regulatory compliance, which is crucial for maintaining investor confidence and market integrity.