Keynote Financial Services Limited (KEYFINSERV) AI Stock Analysis

• Market Cap: ₹2.54B
• Dividend Yield: 0.35%
• Average Volume (3M): 2.22K
• Price to Earnings (P/E): 10.5
• Beta (1Y): 0.76
• Revenue Growth: -57.76%
• EPS Growth: -68.83%
• Country: IN
• Employees: 22
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): -1.64
• Shares Outstanding: 7,018,339
• 10 Day Avg. Volume: 4,738
• 30 Day Avg. Volume: 2,221
• PEG Ratio: -0.24
• Price to Book (P/B): 1.15
• Price to Sales (P/S): 5.18
• P/FCF Ratio: 54.65
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 75 Outperform
• Price Target: ₹354.00 ▲(27.68% Upside)

Keynote Financial Services Limited's stock is supported by a strong valuation with a low P/E ratio, indicating potential undervaluation. The technical analysis shows positive momentum, further supporting the stock's outlook. However, financial performance is mixed, with strong equity backing but inconsistent revenue and cash flow trends.

Positive Factors

Strong Equity Backing

A strong equity base with low leverage indicates financial prudence, providing stability and flexibility for long-term growth and investment.

Effective Cost Control

Robust gross profit margins reflect efficient cost management, which can sustain profitability and competitive pricing over time.

Operational Efficiency

Strong EBIT margins indicate effective management and operational efficiency, which can drive long-term profitability and competitive advantage.

Negative Factors

Revenue Fluctuations

Volatile revenue trends can hinder long-term planning and investment, posing challenges to maintaining consistent growth and market confidence.

Inconsistent Cash Flow

Inconsistent cash flow can impact the company's ability to invest in growth opportunities and meet financial obligations, affecting long-term sustainability.

Net Profit Margin Inconsistency

Inconsistent net profit margins suggest operational challenges that can affect profitability and shareholder returns over time.

Keynote Financial Services Limited Business Overview & Revenue Model

Company Description

Keynote Financial Services Limited (KEYFINSERV) is a financial services firm specializing in wealth management, investment advisory, and financial planning solutions. The company serves a diverse clientele, including individuals, families, and businesses, offering tailored financial strategies to help clients achieve their financial goals. KEYFINSERV operates in sectors such as personal finance, corporate finance, and asset management, providing core services that include retirement planning, tax optimization, and portfolio management.

How the Company Makes Money

KEYFINSERV generates revenue through various streams, primarily by charging fees for its advisory and management services. The company earns management fees based on the assets under management (AUM) for clients utilizing its investment advisory services. Additionally, it may charge performance fees tied to investment returns that exceed predetermined benchmarks. The firm also offers financial planning services for which it charges flat fees or hourly rates. Significant partnerships with financial institutions and technology providers enhance its service offerings and client reach, contributing to its revenue growth. Furthermore, referral programs and client retention strategies play a crucial role in maintaining a steady flow of income.

Keynote Financial Services Limited Financial Statement Overview

Summary

Keynote Financial Services Limited shows strong equity backing and effective cost control. However, revenue and profit fluctuations, along with inconsistent cash flow generation, present challenges. The company maintains financial stability with low leverage but needs to address operational inconsistencies.

Income Statement

Keynote Financial Services Limited has shown a volatile revenue trend with significant fluctuations over the years. The gross profit margin remains robust, indicating effective cost control. However, the net profit margin has been inconsistent, reflecting potential operational challenges. Despite these fluctuations, the company has managed a strong EBIT margin, suggesting operational efficiency.

Balance Sheet

The company maintains a solid equity base with a low debt-to-equity ratio, indicating financial prudence. The return on equity has been strong in certain years, showcasing effective use of equity. The equity ratio remains high, reflecting a stable financial structure with substantial equity backing its assets.

Cash Flow

Cash flow management has been inconsistent, with fluctuations in operating and free cash flows. While the company has generated positive free cash flow in recent years, the growth rate has been erratic. The operating cash flow to net income ratio suggests that cash flow generation might not fully reflect net profitability.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	234.23M	227.17M	338.73M	146.26M	174.47M	114.30M
Gross Profit	143.41M	139.01M	276.57M	95.89M	123.53M	78.72M
EBITDA	165.37M	128.09M	364.50M	6.37M	205.19M	150.96M
Net Income	192.18M	145.70M	267.85M	-16.30M	160.83M	112.74M
Balance Sheet
Total Assets	0.00	1.52B	1.40B	1.10B	1.39B	1.21B
Cash, Cash Equivalents and Short-Term Investments	0.00	126.03M	120.55M	131.92M	838.61M	716.67M
Total Debt	0.00	16.36M	13.48M	49.30M	271.14M	258.21M
Total Liabilities	-1.38B	134.00M	156.51M	116.81M	382.75M	350.85M
Stockholders Equity	1.38B	1.38B	1.24B	981.17M	1.01B	855.50M
Cash Flow
Free Cash Flow	0.00	29.14M	50.58M	195.14M	-130.11M	-94.82M
Operating Cash Flow	0.00	45.75M	55.93M	207.84M	-126.41M	-94.36M
Investing Cash Flow	0.00	-44.47M	-42.48M	-28.26M	219.23M	-157.97M
Financing Cash Flow	0.00	4.03M	-26.33M	-260.06M	-4.92M	39.84M

Keynote Financial Services Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 277.25
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:KEYFINSERV, the sentiment is Negative. The current price of 277.25 is below the 20-day moving average (MA) of 316.65, below the 50-day MA of 288.10, and below the 200-day MA of 281.30, indicating a neutral trend. The MACD of -4.03 indicates Positive momentum. The RSI at 43.86 is Neutral, neither overbought nor oversold. The STOCH value of 20.60 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:KEYFINSERV.

Keynote Financial Services Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
KEYFINSERV	75 Outperform	₹2.54B	10.48	―	0.35%	-57.76%	-68.83%
STEELCITY	68 Neutral	₹1.50B	8.80	―	4.17%	-8.60%	-9.89%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
DBSTOCKBRO	60 Neutral	₹885.50M	20.43	―	―	-39.80%	-49.61%
ALMONDZ	57 Neutral	₹3.13B	17.04	―	―	7.76%	-48.14%
INVENTURE	46 Neutral	₹1.53B	119.67	―	―	-53.21%	-78.00%

Keynote Financial Services Limited Corporate Events

Keynote Financial Services Clarifies Recent Stock Price Movement

Keynote Financial Services Limited has addressed a query from the National Stock Exchange of India regarding a recent price movement in its stock. The company affirmed its compliance with regulatory requirements and stated that it has disclosed all relevant information that could impact its stock price. Keynote Financial Services Limited also clarified that it has no additional knowledge or information about the reasons for the recent stock price changes beyond what has already been communicated.