Team India Guaranty Ltd (IN:TEAMGTY)
:TEAMGTY
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Team India Guaranty
(TEAMGTY)
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Rating:59Neutral
Price Target:
₹276.00
▼(-5.50% Downside)
Action:Reiterated
Date:06/01/26
The score is primarily supported by a low-risk, conservatively capitalized balance sheet and a strong 2026 cash-flow rebound, but is held back by inconsistent profitability/earnings quality and cash-flow volatility. Technical signals are mostly neutral with negative MACD, and the very high P/E meaningfully pressures the valuation component.
Positive Factors
Conservative balance sheet
Near-zero leverage and a large, stable equity base materially reduce financial risk and provide durable liquidity and optionality. This strengthens the firm's ability to withstand shocks, fund operations or strategic investments without relying on external debt, supporting stability over the next several months.
Negative Factors
Inconsistent profitability / one-offs
Irregular margin patterns and signs of one-off items undermine earnings quality and make core operating profitability unclear. The drop in net income despite higher revenue in 2026 suggests non-operating factors or cost volatility, complicating reliable forecasting and capital allocation decisions.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative balance sheet
Near-zero leverage and a large, stable equity base materially reduce financial risk and provide durable liquidity and optionality. This strengthens the firm's ability to withstand shocks, fund operations or strategic investments without relying on external debt, supporting stability over the next several months.
Read all positive factors
Team India Guaranty (TEAMGTY) vs. iShares MSCI India ETF (INDA)
Market Cap
₹2.37B
Dividend YieldN/A
Average Volume (3M)299.00
Price to Earnings (P/E)338.6
Beta (1Y)-0.28
Revenue Growth48.33%
EPS Growth-67.45%
CountryIN
Employees2
SectorFinancial
Sector Strength70
IndustryAsset Management
Share Statistics
EPS (TTM)2.79
Shares Outstanding8,993,149
10 Day Avg. Volume11
30 Day Avg. Volume299
Financial Highlights & Ratios
PEG Ratio-4.31
Price to Book (P/B)4.29
Price to Sales (P/S)37.88
P/FCF Ratio36.64
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Team India Guaranty Business Overview & Revenue Model
Company Description
Team India Guaranty Limited, a non-deposit accepting non-banking financial company, provides investment services in India. The company focuses to invest own funds in safe debt instruments/eligible deposits. The company was formerly known as Times ...
Team India Guaranty Financial Statement Overview
Summary
Income Statement
58
Neutral
Balance Sheet
86
Very Positive
Cash Flow
62
Positive
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 41.62M | 54.95M | 35.29M | 36.88M | 32.13M | 12.19M |
| Gross Profit | 40.00M | 53.29M | 35.29M | 36.88M | 32.44M | 10.65M |
| EBITDA | 22.74M | 13.91M | 0.00 | 23.63M | 10.79M | 20.14M |
| Net Income | 25.23M | 7.17M | 23.47M | 23.47M | 17.92M | 9.37M |
Balance Sheet | ||||||
| Total Assets | 490.97M | 495.32M | 479.35M | 479.35M | 455.01M | 427.81M |
| Cash, Cash Equivalents and Short-Term Investments | 153.11M | 48.08M | 171.82M | 245.21M | 59.97M | 201.22M |
| Total Debt | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Liabilities | 1.02M | 10.01M | 1.67M | 1.67M | 700.00K | 611.00K |
| Stockholders Equity | 489.95M | 485.31M | 477.68M | 454.31M | 454.31M | 427.08M |
Cash Flow | ||||||
| Free Cash Flow | -171.51M | 56.80M | -8.11M | -8.11M | 86.41M | 37.95M |
| Operating Cash Flow | -171.51M | 57.17M | -8.11M | -7.91M | 86.41M | 37.95M |
| Investing Cash Flow | 152.80M | 349.06M | 20.48M | 16.14M | -88.60M | -41.92M |
| Financing Cash Flow | 0.00 | -379.97M | 0.00 | 0.00 | 0.00 | 0.00 |
Team India Guaranty Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
73 Outperform | ₹4.41B | 11.85 | ― | 0.49% | 14.70% | 22.27% | |
70 Neutral | ₹22.15B | 59.26 | ― | ― | -0.21% | -48.61% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
65 Neutral | ₹28.75B | 52.72 | ― | ― | 17.74% | 16.70% | |
64 Neutral | ₹16.24B | 5.76 | ― | ― | 24.13% | 26.87% | |
61 Neutral | ₹10.71B | 1.21 | ― | ― | 3169.89% | 189.87% | |
59 Neutral | ₹2.37B | 338.58 | ― | ― | 48.33% | -67.45% |
* Financial Sector Average
IN:TEAMGTY
Team India Guaranty
259.85
93.70
56.39%
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Team India Guaranty Corporate Events
Team India Guaranty Shifts Registered Office Within Mumbai for Operational Efficiency
May 29, 2026
Team India Guaranty Limited has approved a change of its registered office address within the same commercial complex in Lower Parel, Mumbai, shifting from unit A-602 to unit A-201 at Marathon NextGen Innova. The board says the relocation, effecti...
Team India Guaranty Defers Share Allotment and 4A Financial Technologies Acquisition
Mar 4, 2026
Team India Guaranty Limited has deferred a planned preferential allotment of 22,48,270 equity shares to non-promoters that had been approved by shareholders and received in-principle clearances from both BSE and NSE. The board determined that only...
Team India Guaranty Defers Preferential Share Allotment and Linked Acquisition
Mar 4, 2026
Team India Guaranty Limited has deferred a planned preferential allotment of 2,248,270 equity shares to non-promoter investors, despite having shareholder approval and in-principle clearances from BSE and NSE, because it received only 62.14% of th...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.