Jindal Poly Investment and Finance Co. Ltd. (JPOLYINVST) AI Stock Analysis

• Market Cap: ₹10.41B
• Dividend Yield: N/A
• Average Volume (3M): 2.92K
• Price to Earnings (P/E): 4.7
• Beta (1Y): 1.54
• Revenue Growth: 82.30%
• EPS Growth: -44.25%
• Country: IN
• Employees: 2
• Sector: Services
• Sector Strength: N/A
• Industry: Asset Management
• EPS (TTM): 54.74
• Shares Outstanding: 10,511,929
• 10 Day Avg. Volume: 7,087
• 30 Day Avg. Volume: 2,920
• PEG Ratio: 28.02
• Price to Book (P/B): 0.48
• Price to Sales (P/S): 1100.24
• P/FCF Ratio: 568.45
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 53 Neutral
• Price Target: ₹992.00 ▲(1.22% Upside)

The score is held back mainly by unstable financial performance—especially the sharp revenue decline and inconsistent cash-flow conversion—despite a solid balance sheet. Technicals are broadly neutral with a negative MACD, while valuation is a clear positive due to the low P/E.

Positive Factors

Low leverage / strong equity base

A low debt-to-equity profile and healthy equity ratio provide structural financial resilience, lowering bankruptcy risk and preserving strategic optionality. Over 2-6 months this supports the firm's ability to hold investments through cycles and fund opportunistic purchases without costly refinancing.

Investment-holding business model

As a dedicated investment/holding vehicle, the company structurally earns through dividends, interest and realized/unrealized gains, providing multiple income streams. This model enables flexible capital allocation across group assets and market opportunities, supporting durable earnings when managed conservatively.

Resilient net profit margins historically

Despite top-line volatility, historically elevated net margins indicate capacity to generate sizable earnings from investment activities. Sustained margins can support dividend distribution and reinvestment, bolstering long-term shareholder returns if recurring income sources stabilize.

Negative Factors

Extreme recent revenue collapse

A near-total revenue collapse is a profound structural warning: it undermines earnings predictability, reduces distributable cash and can reflect loss of recurring investment income or one-off reversals. Over months this weakens trust in stable cash generation and complicates planning.

Weak and inconsistent cash-flow conversion

Poor conversion of reported income into cash and volatile free cash flow reduce the firm's ability to fund dividends, cover obligations, or seize investments without selling assets. Structurally, this constrains financial flexibility and raises refinancing or liquidity risk over the medium term.

Inconsistent profitability / ROE volatility

Material swings in ROE and profit margins signal that earnings are driven by lumpy investment gains rather than steady operating returns. This structural volatility makes future earnings and capital returns hard to forecast, increasing risk for investors seeking predictable cash flows.

Jindal Poly Investment and Finance Co. Ltd. Business Overview & Revenue Model

Company Description

Jindal Poly Investment and Finance Company Limited engages in investment activities in India. The company was incorporated in 2012 and is based in New Delhi, India.

How the Company Makes Money

JPOLYINVST generates revenue primarily through fees and commissions associated with its investment services, including asset management and advisory services. The company earns management fees based on the assets under management (AUM), performance fees linked to the returns generated for clients, and transaction fees from facilitating investments. Additionally, JPOLYINVST may also generate income through interest on loans provided to clients and returns from its own investment portfolio. Strategic partnerships with financial institutions and investment firms can enhance its market reach and provide access to diverse investment opportunities, further contributing to its revenue streams.

Jindal Poly Investment and Finance Co. Ltd. Financial Statement Overview

Summary

Mixed fundamentals: the income statement shows extreme volatility with a sharp 2025 revenue decline (-97.21%), and cash-flow conversion is weak and inconsistent. Positives include a healthy equity base and low leverage, but overall stability and cash generation are concerns.

Income Statement

The income statement shows significant volatility in revenue and profit margins. The company experienced a drastic revenue decline in 2025, with a negative revenue growth rate of -97.21%. Despite this, net profit margins remain relatively high due to substantial net income figures. However, the inconsistency in revenue growth and profitability poses a risk.

Balance Sheet

The balance sheet reflects a stable debt-to-equity ratio, indicating low leverage, which is a positive sign. However, the return on equity has fluctuated, suggesting inconsistent profitability. The equity ratio is healthy, showing a strong equity base relative to total assets.

Cash Flow

Cash flow analysis reveals instability, with significant fluctuations in free cash flow growth. The operating cash flow to net income ratio is low, indicating potential issues in converting income into cash. The free cash flow to net income ratio is also inconsistent, reflecting cash flow management challenges.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	4.20M	6.70M	2.32M	30.50B	18.89B	10.49M
Gross Profit	2.34M	4.94M	691.00K	14.71B	10.05B	6.68M
EBITDA	2.79B	313.04M	2.99B	11.44B	18.69B	218.17M
Net Income	3.03B	2.96B	2.96B	2.81B	7.95B	-159.94M
Balance Sheet
Total Assets	0.00	15.69B	27.21B	24.22B	73.71B	5.08B
Cash, Cash Equivalents and Short-Term Investments	25.30M	233.00K	395.00K	1.41B	3.89B	17.81M
Total Debt	0.00	269.60M	269.60M	269.60M	15.15B	2.25B
Total Liabilities	-15.24B	440.13M	685.25M	650.05M	30.83B	9.30B
Stockholders Equity	15.24B	15.24B	26.52B	23.57B	24.56B	-1.99B
Cash Flow
Free Cash Flow	0.00	12.97M	-7.17M	10.73B	6.97B	3.33M
Operating Cash Flow	0.00	12.97M	-7.17M	10.85B	7.12B	3.33M
Investing Cash Flow	0.00	1.70M	7.61M	221.30M	-1.79B	-5.14M
Financing Cash Flow	0.00	-14.83M	-150.00K	-10.26B	-3.52B	0.00

Jindal Poly Investment and Finance Co. Ltd. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 980.05
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:JPOLYINVST, the sentiment is Positive. The current price of 980.05 is above the 20-day moving average (MA) of 955.29, below the 50-day MA of 1011.06, and above the 200-day MA of 920.95, indicating a neutral trend. The MACD of -7.54 indicates Negative momentum. The RSI at 52.93 is Neutral, neither overbought nor oversold. The STOCH value of 75.60 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:JPOLYINVST.

Jindal Poly Investment and Finance Co. Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
STEL	67 Neutral	₹8.20B	27.76	―	―	―	―
DVL	60 Neutral	₹8.98B	13.41	―	1.75%	-16.02%	-61.61%
HLVLTD	59 Neutral	₹5.52B	72.40	―	―	-3.91%	-69.51%
Sector *	55 Neutral	$13.29B	17.42	10.03%	0.93%	7.13%	-12.93%
DHUNINV	55 Neutral	₹6.07B	35.46	―	0.24%	-29.04%	-78.51%
JPOLYINVST	53 Neutral	₹10.41B	4.73	―	―	82.30%	-44.25%
HEXATRADEX	46 Neutral	₹8.75B	40.81	―	―	-88.39%	―

Jindal Poly Investment and Finance Co. Ltd. Corporate Events

Jindal Poly Investment and Finance Closes Trading Window Ahead of Q3 Results

Jindal Poly Investment and Finance Company Limited has announced a closure of its trading window for designated persons and their immediate relatives from 1 January 2025 until 48 hours after the declaration of its financial results for the quarter ending 31 December 2025, in line with SEBI’s Prohibition of Insider Trading Regulations and the company’s internal code of conduct. The move underscores the company’s adherence to regulatory requirements on insider trading and is intended to prevent any potential misuse of unpublished price-sensitive information ahead of the upcoming quarterly results, providing additional safeguards for market integrity and investor confidence.