| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | 
|---|---|---|---|---|---|---|
| Income Statement | ||||||
| Total Revenue | 165.25B | 161.12B | 144.50B | 121.00B | 106.02B | 50.51B | 
| Gross Profit | 165.25B | 161.12B | 144.50B | 122.41B | 106.02B | 50.51B | 
| EBITDA | 6.41B | 8.61B | 12.68B | 9.67B | -13.05B | -9.72B | 
| Net Income | 5.89B | 6.46B | 8.45B | 6.19B | -10.41B | -10.86B | 
| Balance Sheet | ||||||
| Total Assets | 209.38B | 207.85B | 180.54B | 163.58B | 152.79B | 112.26B | 
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 6.58B | 13.68B | 10.49B | 12.11B | 21.02B | 
| Total Debt | 4.70B | 4.70B | 4.70B | 4.70B | 7.20B | 2.50B | 
| Total Liabilities | 132.71B | 136.72B | 113.23B | 97.69B | 88.83B | 70.09B | 
| Stockholders Equity | 76.67B | 71.12B | 67.32B | 65.89B | 63.96B | 42.17B | 
| Cash Flow | ||||||
| Free Cash Flow | 0.00 | 12.96B | 11.86B | 12.29B | -340.86M | 8.19B | 
| Operating Cash Flow | 0.00 | 13.79B | 13.10B | 12.76B | 290.43M | 8.65B | 
| Investing Cash Flow | 0.00 | -11.51B | -11.77B | -10.97B | -37.86B | -24.18B | 
| Financing Cash Flow | 0.00 | -42.00M | 229.73M | -2.68B | 25.36B | 26.39B | 
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth | 
|---|---|---|---|---|---|---|---|
| ― | ₹372.21B | 68.98 | ― | 0.04% | 15.42% | 10.66% | |
| ― | ₹80.16B | 22.89 | ― | 0.43% | 16.94% | 4.90% | |
| ― | ₹296.68B | 50.28 | ― | ― | 28.04% | -38.44% | |
| ― | ₹103.33B | 275.51 | ― | ― | 16.85% | -29.57% | |
| ― | ₹177.96B | 29.51 | ― | 1.21% | 8.20% | -4.26% | |
| ― | $7.86B | -0.30 | -43.30% | 2.27% | 22.53% | -2.21% | 
Star Health and Allied Insurance Company Limited has had its rating affirmed at ‘IND AA+’ with a stable outlook by India Ratings and Research, highlighting its strong market leadership, robust underwriting practices, and differentiated operating model. The company maintains a 33% share of the retail health insurance market in India and reported a gross written premium of ₹16,781 crore for FY25. With a solvency ratio of 2.21x, Star Health’s financial resilience is supported by its operational model, which includes a large team of in-house doctors and efficient claims processing systems. The reaffirmation underscores Star Health’s role as a trusted partner in India’s healthcare ecosystem and its commitment to expanding access to quality healthcare protection.
Star Health & Allied Insurance Co. Ltd. conducted its 20th Annual General Meeting (AGM) on September 23, 2025, through video conferencing. The meeting was chaired by Mr. Rajeev Kher, with the presence of key management personnel, board members, and auditors. The AGM adhered to regulatory guidelines and allowed members to inspect statutory registers electronically. The meeting facilitated discussions on the company’s operations and future strategies, with speeches from the Chairperson and the Managing Director & CEO.
Star Health & Allied Insurance Co. Ltd. announced the results of its postal ballot, which sought member approval for business matters through an e-voting process. The scrutinizer’s report, prepared by M/s Irshad and Associates, confirmed the completion of the voting process in compliance with relevant regulations, ensuring transparency and fairness. This announcement underscores the company’s commitment to regulatory compliance and stakeholder engagement, potentially enhancing its reputation and operational transparency.
Star Health and Allied Insurance Co. Ltd. reported a strong financial performance for Q1FY26, with a 44% increase in Profit After Tax to INR 438 crore and a 13% growth in Gross Written Premium. The company attributes its success to prudent underwriting practices, improved claims service, and strategic investments in technology and digital channels, reinforcing its leadership in the retail health insurance sector.