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SBI Cards & Payment Services Ltd (IN:SBICARD)
:SBICARD
Total Valuation
SBI Cards & Payment Services Ltd has a market cap or net worth of ₹881.42B. The enterprise value is ₹1.34T.
Market Cap₹881.42B
Enterprise Value₹1.34T
Share Statistics
SBI Cards & Payment Services Ltd has 951,547,500 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding951,547,500
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
SBI Cards & Payment Services Ltd’s return on equity (ROE) is 0.14 and return on invested capital (ROIC) is 6.75%.
Return on Equity (ROE)0.14
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)6.75%
Return on Capital Employed (ROCE)0.09
Revenue Per Employee47.02M
Profits Per Employee5.00M
Employee Count3,829
Asset Turnover0.27
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of SBI Cards & Payment Services Ltd is 46.9. SBI Cards & Payment Services Ltd’s PEG ratio is -2.07.
PE Ratio46.9
PS Ratio4.56
PB Ratio5.95
Price to Fair Value5.95
Price to FCF-37.35
Price to Operating Cash Flow0.00
PEG Ratio-2.07
Income Statement
In the last 12 months, SBI Cards & Payment Services Ltd had revenue of 180.04B and earned 19.16B in profits. Earnings per share was 20.15.
Revenue180.04B
Gross Profit148.26B
Operating Income58.11B
Pretax Income25.81B
Net Income19.16B
EBITDA75.99B
Earnings Per Share (EPS)20.15
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
SBI Cards & Payment Services Ltd pays an annual dividend of ₹2.5, resulting in a dividend yield of 0.27%
Dividend Per Share₹2.5
Dividend Yield0.27%
Payout Ratio12.68%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.63
52-Week Price Change29.47%
50-Day Moving Average851.90
200-Day Moving Average858.71
Relative Strength Index (RSI)65.43
Average Volume (3m)37.05K
Important Dates
SBI Cards & Payment Services Ltd upcoming earnings date is Oct 24, 2025, TBA (Confirmed).
Last Earnings DateJul 25, 2025
Next Earnings DateOct 24, 2025
Ex-Dividend DateFeb 25, 2025
Financial Position
SBI Cards & Payment Services Ltd as a current ratio of 1.87, with Debt / Equity ratio of 321.99%
Current Ratio1.87
Quick Ratio1.87
Debt to Market Cap0.55
Net Debt to EBITDA5.55
Interest Coverage Ratio1.83
Taxes
In the past 12 months, SBI Cards & Payment Services Ltd has paid 6.64B in taxes.
Income Tax6.64B
Effective Tax Rate0.26
Enterprise Valuation
SBI Cards & Payment Services Ltd EV to EBITDA ratio is 16.35, with an EV/FCF ratio of -56.57.
EV to Sales6.90
EV to EBITDA16.35
EV to Free Cash Flow-56.57
EV to Operating Cash Flow-58.04
Balance Sheet
SBI Cards & Payment Services Ltd has ₹22.66B in cash and marketable securities with ₹461.80B in debt, giving a net cash position of -₹439.14B billion.
Cash & Marketable Securities₹22.66B
Total Debt₹461.80B
Net Cash-₹439.14B
Net Cash Per Share-₹461.50
Tangible Book Value Per Share₹143.75
Margins
Gross margin is 82.30%, with operating margin of 32.28%, and net profit margin of 10.64%.
Gross Margin82.30%
Operating Margin32.28%
Pretax Margin14.33%
Net Profit Margin10.64%
EBITDA Margin42.21%
EBIT Margin32.28%
Analyst Forecast
The average price target for SBI Cards & Payment Services Ltd is ₹867.67, which is 11.43% higher than the current price. The consensus rating is Moderate Sell
Price Target₹867.67
Price Target Upside-6.33% Downside
Analyst ConsensusModerate Sell
Analyst Count6
Revenue Growth Forecast7.08%
EPS Growth Forecast-22.19%