tiprankstipranks
Trending News
More News >
SBI Cards & Payment Services Ltd (IN:SBICARD)
:SBICARD
India Market
Advertisement

SBI Cards & Payment Services Ltd (SBICARD) Ratios

Compare
1 Followers

SBI Cards & Payment Services Ltd Ratios

IN:SBICARD's free cash flow for Q4 2025 was ₹1.00. For the 2025 fiscal year, IN:SBICARD's free cash flow was decreased by ₹ and operating cash flow was ₹0.75. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.00 1.81 0.00 0.71 0.68
Quick Ratio
0.00 1.81 0.00 -1.04 -1.00
Cash Ratio
0.00 1.81 0.00 0.97 0.70
Solvency Ratio
0.04 0.06 0.06 0.31 0.34
Operating Cash Flow Ratio
0.00 -3.62 0.00 -4.78 -3.93
Short-Term Operating Cash Flow Coverage
0.00 -0.18 0.00 0.00 0.00
Net Current Asset Value
₹ -516.67B₹ -433.58B₹ -433.58B₹ -347.26B₹ -261.38B
Leverage Ratios
Debt-to-Assets Ratio
0.70 0.69 0.69 0.68 0.67
Debt-to-Equity Ratio
3.22 3.34 3.30 3.16 3.00
Debt-to-Capital Ratio
0.76 0.77 0.77 0.76 0.75
Long-Term Debt-to-Capital Ratio
0.76 0.44 0.00 0.46 0.00
Financial Leverage Ratio
4.60 4.81 4.81 4.63 4.47
Debt Service Coverage Ratio
1.21 0.16 2.02 -0.47 -0.54
Interest Coverage Ratio
2.27 2.27 3.00 1.74 1.97
Debt to Market Cap
0.60 0.61 0.00 0.12 0.00
Interest Debt Per Share
518.96 452.40 447.94 346.89 258.11
Net Debt to EBITDA
9.65 6.20 6.19 0.00 0.00
Profitability Margins
Gross Profit Margin
88.64%114.95%114.95%77.86%77.77%
EBIT Margin
27.92%52.88%52.88%-1.45%-1.72%
EBITDA Margin
28.76%54.65%54.65%0.00%0.00%
Operating Profit Margin
46.31%52.88%69.98%25.44%23.43%
Pretax Profit Margin
15.98%29.13%29.13%26.90%25.15%
Net Profit Margin
11.86%21.71%21.71%20.05%18.71%
Continuous Operations Profit Margin
11.86%21.71%21.71%20.05%18.71%
Net Income Per EBT
74.23%74.51%74.51%74.52%74.40%
EBT Per EBIT
34.51%55.10%41.63%105.71%107.34%
Return on Assets (ROA)
2.84%4.14%4.14%4.96%4.66%
Return on Equity (ROE)
13.83%19.93%19.93%22.98%20.85%
Return on Capital Employed (ROCE)
11.11%10.35%13.35%6.49%6.03%
Return on Invested Capital (ROIC)
0.00%4.82%9.32%1271.51%1583.85%
Return on Tangible Assets
2.84%4.15%4.15%4.97%4.68%
Earnings Yield
2.44%3.69%3.69%3.23%2.01%
Efficiency Ratios
Receivables Turnover
0.00 16.54 0.00 0.00 0.00
Payables Turnover
0.00 -1.10 -1.10 1.79 1.72
Inventory Turnover
0.00 0.00 0.00 1.02 1.02
Fixed Asset Turnover
52.42 25.30 25.30 24.84 26.69
Asset Turnover
0.24 0.19 0.19 0.25 0.25
Working Capital Turnover Ratio
-19.88 27.18 9.55 -29.48 -37.21
Cash Conversion Cycle
0.00 353.85 331.79 153.85 144.11
Days of Sales Outstanding
0.00 22.06 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 358.03 356.42
Days of Payables Outstanding
0.00 -331.79 -331.79 204.18 212.31
Operating Cycle
0.00 22.06 0.00 358.03 356.42
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 -57.48 -57.48 -70.64 -46.62
Free Cash Flow Per Share
0.00 -58.27 -58.27 -71.63 -47.68
CapEx Per Share
0.00 0.79 0.79 0.99 1.06
Free Cash Flow to Operating Cash Flow
0.00 1.01 1.01 1.01 1.02
Dividend Paid and CapEx Coverage Ratio
0.00 -12.47 -12.47 -21.78 -43.95
Capital Expenditure Coverage Ratio
0.00 -73.18 -73.18 -71.42 -43.95
Operating Cash Flow Coverage Ratio
0.00 -0.14 -0.14 -0.21 -0.19
Operating Cash Flow to Sales Ratio
0.00 -0.49 -0.49 -0.59 -0.51
Free Cash Flow Yield
0.00%-8.47%-8.47%-9.68%-5.60%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
40.79 27.10 27.10 30.95 49.64
Price-to-Sales (P/S) Ratio
4.84 5.88 5.88 6.20 9.29
Price-to-Book (P/B) Ratio
5.34 5.40 5.40 7.11 10.35
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 -11.81 -11.81 -10.33 -17.86
Price-to-Operating Cash Flow Ratio
0.00 -11.97 -11.97 -10.48 -18.27
Price-to-Earnings Growth (PEG) Ratio
-20.04 4.41 4.41 0.79 0.78
Price-to-Fair Value
5.34 5.40 5.40 7.11 10.35
Enterprise Value Multiple
26.46 16.96 16.95 0.00 0.00
Enterprise Value
1.21T 1.03T 1.03T 996.52B 1.03T
EV to EBITDA
26.52 16.96 16.95 0.00 0.00
EV to Sales
7.63 9.27 9.26 8.84 11.89
EV to Free Cash Flow
0.00 -18.61 -18.59 -14.73 -22.87
EV to Operating Cash Flow
0.00 -18.87 -18.85 -14.94 -23.39
Tangible Book Value Per Share
150.65 126.09 126.09 100.22 78.61
Shareholders’ Equity Per Share
150.65 127.42 127.42 104.10 82.31
Tax and Other Ratios
Effective Tax Rate
0.26 0.25 0.25 0.25 0.26
Revenue Per Share
166.30 116.97 116.97 119.31 91.69
Net Income Per Share
19.72 25.39 25.39 23.92 17.16
Tax Burden
0.74 0.75 0.75 0.75 0.74
Interest Burden
0.57 0.55 0.55 -18.50 -14.62
Research & Development to Revenue
0.00 0.00 0.00 <0.01 <0.01
SG&A to Revenue
0.00 0.07 0.07 0.02 0.02
Stock-Based Compensation to Revenue
0.00 <0.01 <0.01 <0.01 <0.01
Income Quality
0.00 -2.26 -2.26 -2.20 -2.02
Currency in INR
What am I Missing?
Make informed decisions based on Top Analysts' activity
Know what industry insiders are buying
Get actionable alerts from top Wall Street Analysts
Find out before anyone else which stock is going to shoot up
Get powerful stock screeners & detailed portfolio analysis