R. S. Software (India) Limited (RSSOFTWARE) AI Stock Analysis

• Market Cap: ₹724.05M
• Dividend Yield: 0.46%
• Average Volume (3M): 5.66K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.85
• Revenue Growth: -52.09%
• EPS Growth: -142.64%
• Country: IN
• Employees: 148
• Sector: Technology
• Sector Strength: 88
• Industry: Information Technology Services
• EPS (TTM): -3.26
• Shares Outstanding: 25,831,211
• 10 Day Avg. Volume: 6,392
• 30 Day Avg. Volume: 5,655
• PEG Ratio: -0.38
• Price to Book (P/B): 2.77
• Price to Sales (P/S): 2.77
• P/FCF Ratio: 165.73
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 40 Underperform
• Price Target: ₹24.00 ▼(-53.23% Downside)
• Action: Downgraded Date: 03/12/26
• Date: Action: Downgraded 03/12/26

The score is held down primarily by weak financial performance (revenue decline, swing to losses, negative free cash flow, and higher leverage). Technicals add further pressure with a strong downtrend and bearish momentum. Valuation is difficult to support due to negative earnings and no provided dividend yield.

Positive Factors

Niche payments & financial-services focus

A focused business model serving card networks, issuers, acquirers and payment platforms creates durable demand driven by ongoing compliance, security and modernization needs. Specialization raises switching costs and positions the firm to capture repeat project and integration work over multiple years.

Negative Factors

Steep recent revenue decline

A material TTM revenue decline weakens scale economics in a small-services firm and can reduce bargaining power with clients. Over a 2-6 month horizon, sustained top-line contraction strains utilization, increases per-unit costs and undermines the ability to regain profitable growth without new client wins or service expansion.

R. S. Software (India) Limited Business Overview & Revenue Model

Company Description

R S Software (India) Limited provides software solutions to electronic payment industries in India, the United States, and Japan. It engages in the development, testing, and maintenance of software products. The company's products include RS RTPS,...

Read more

R S Software (India) Limited provides software solutions to electronic payment industries in India, the United States, and Japan. It engages in the development, testing, and maintenance of software products. The company's products include RS RTPS,...

How the Company Makes Money

RSSOFTWARE primarily makes money by delivering IT services to clients in the electronic payments and financial services domain. Revenue is earned through (1) project-based delivery, where the company is contracted to design, build, integrate, test...

Read more

RSSOFTWARE primarily makes money by delivering IT services to clients in the electronic payments and financial services domain. Revenue is earned through (1) project-based delivery, where the company is contracted to design, build, integrate, test...

R. S. Software (India) Limited Financial Statement Overview

Breakdown	TTM	Mar 2025	Mar 2023	Mar 2021	Mar 2020	Mar 2019
Income Statement
Total Revenue	278.72M	573.21M	595.42M	275.24M	602.81M	653.93M
Gross Profit	-158.60M	269.60M	284.93M	7.43M	-60.23M	-95.51M
EBITDA	-147.72M	141.91M	232.72M	-77.95M	-409.29M	-312.57M
Net Income	-204.09M	87.28M	181.08M	-151.27M	-719.64M	-261.61M
Balance Sheet
Total Assets	707.41M	728.85M	683.33M	478.50M	885.54M	1.75B
Cash, Cash Equivalents and Short-Term Investments	126.89M	230.19M	222.28M	128.34M	292.50M	593.20M
Total Debt	295.54M	5.48M	15.53M	866.00K	0.00	0.00
Total Liabilities	299.15M	141.86M	192.25M	81.22M	100.18M	124.19M
Stockholders Equity	394.65M	573.31M	481.87M	387.81M	750.90M	1.62B
Cash Flow
Free Cash Flow	-25.19M	9.57M	96.82M	91.46M	-467.78M	-374.06M
Operating Cash Flow	58.13M	81.46M	158.47M	91.46M	-407.46M	-294.71M
Investing Cash Flow	-91.57M	-77.02M	-2.94M	-19.95M	341.21M	170.04M
Financing Cash Flow	-10.00M	-3.76M	43.00K	-84.21M	-25.18M	-16.92M

R. S. Software (India) Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 51.31
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:RSSOFTWARE, the sentiment is Negative. The current price of 51.31 is above the 20-day moving average (MA) of 26.79, above the 50-day MA of 33.38, and below the 200-day MA of 58.15, indicating a bearish trend. The MACD of -2.82 indicates Negative momentum. The RSI at 42.37 is Neutral, neither overbought nor oversold. The STOCH value of 57.31 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:RSSOFTWARE.

R. S. Software (India) Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ISFT	63 Neutral	₹1.14B	14.43	―	―	5.39%	1.02%
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
COMPUSOFT	61 Neutral	₹1.10B	-135.66	―	1.20%	-25.74%	115.90%
CTE	46 Neutral	₹583.63M	15.47	―	―	-4.97%	32.59%
SECURKLOUD	43 Neutral	₹807.87M	-10.16	―	―	-48.96%	-422.00%
RSSOFTWARE	40 Underperform	₹724.05M	-3.84	―	0.46%	-52.09%	-142.64%
XELPMOC	40 Underperform	₹1.50B	-23.81	―	―	-30.22%	25.16%

R. S. Software (India) Limited Corporate Events