R. S. Software (India) Limited (IN:RSSOFTWARE)
:RSSOFTWARE
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R. S. Software (India) Limited
(RSSOFTWARE)
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Rating:48Neutral
Price Target:
₹42.00
▼(-18.14% Downside)
Action:UpgradedDate:04/18/26
The score is primarily held back by weak financial performance (TTM revenue decline, losses, negative free cash flow, and higher leverage). Technicals provide partial support via improving short-term momentum, but overbought signals and a still-weak long-term trend limit upside. Valuation remains unattractive/unclear due to negative earnings and no dividend data.
Positive Factors
Payments-focused niche
A tight strategic focus on payments and financial-services technology creates durable secular demand from card networks, processors and fintechs. Specialization raises switching costs, enables deeper domain IP, and supports repeat work from compliance and modernization cycles.
Negative Factors
Revenue decline
A material TTM revenue decline signals weakening client demand or contract losses, reducing scale benefits. Sustained top-line shrinkage undermines SG&A and delivery absorption, pressures margins persistently, and lengthens time required to restore operating leverage.
Read all positive and negative factors
Positive Factors
Negative Factors
Payments-focused niche
A tight strategic focus on payments and financial-services technology creates durable secular demand from card networks, processors and fintechs. Specialization raises switching costs, enables deeper domain IP, and supports repeat work from compliance and modernization cycles.
Read all positive factors
R. S. Software (India) Limited (RSSOFTWARE) vs. iShares MSCI India ETF (INDA)
Market Cap
₹1.05B
Dividend Yield0.46%
Average Volume (3M)5.66K
Price to Earnings (P/E)―
Beta (1Y)2.11
Revenue Growth-58.32%
EPS Growth-213.11%
CountryIN
Employees148
SectorTechnology
Sector Strength88
IndustryInformation Technology Services
Share Statistics
EPS (TTM)-3.26
Shares Outstanding25,831,211
10 Day Avg. Volume6,392
30 Day Avg. Volume5,655
Financial Highlights & Ratios
PEG Ratio-0.38
Price to Book (P/B)2.77
Price to Sales (P/S)2.77
P/FCF Ratio165.73
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
R. S. Software (India) Limited Business Overview & Revenue Model
Company Description
R S Software (India) Limited provides software solutions to electronic payment industries in India, the United States, and Japan. It engages in the development, testing, and maintenance of software products. The company's products include RS RTPS,...
How the Company Makes Money
RSSOFTWARE primarily makes money by delivering IT services to clients in the electronic payments and financial services domain. Revenue is earned through (1) project-based delivery, where the company is contracted to design, build, integrate, test...
R. S. Software (India) Limited Financial Statement Overview
Summary
Income Statement
22
Negative
Balance Sheet
46
Neutral
Cash Flow
38
Negative
| Breakdown | TTM | Mar 2025 | Mar 2023 | Mar 2021 | Mar 2020 | Mar 2018 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 278.72M | 573.21M | 595.42M | 354.57M | 602.81M | 634.29M |
| Gross Profit | -158.60M | 269.60M | 284.93M | -35.15M | -60.23M | -117.03M |
| EBITDA | -147.72M | 141.91M | 232.72M | -158.21M | -409.29M | -363.85M |
| Net Income | -204.09M | 87.28M | 181.08M | -200.46M | -719.64M | -258.08M |
Balance Sheet | ||||||
| Total Assets | 707.41M | 728.85M | 683.33M | 715.62M | 885.54M | 2.03B |
| Cash, Cash Equivalents and Short-Term Investments | 126.89M | 230.19M | 222.28M | 156.05M | 292.50M | 984.93M |
| Total Debt | 295.54M | 5.48M | 15.53M | 78.01M | 0.00 | 0.00 |
| Total Liabilities | 299.15M | 141.86M | 192.25M | 146.78M | 100.18M | 144.61M |
| Stockholders Equity | 394.65M | 573.31M | 481.87M | 545.23M | 750.90M | 1.88B |
Cash Flow | ||||||
| Free Cash Flow | -25.19M | 9.57M | 96.82M | -150.78M | -467.78M | -398.14M |
| Operating Cash Flow | 58.13M | 81.46M | 158.47M | -150.28M | -407.46M | -366.08M |
| Investing Cash Flow | -91.57M | -77.02M | -2.94M | 147.57M | 341.21M | 432.78M |
| Financing Cash Flow | -10.00M | -3.76M | 43.00K | -5.11M | -25.18M | -375.00K |
R. S. Software (India) Limited Technical Analysis
Neutral
51.31
Price Trends
32.50
Positive
40.89
Negative
56.95
Negative
Market Momentum
0.74
Negative
71.43
Negative
100.00
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:RSSOFTWARE, the sentiment is Neutral. The current price of 51.31 is above the 20-day moving average (MA) of 28.02, above the 50-day MA of 32.50, and below the 200-day MA of 56.95, indicating a neutral trend. The MACD of 0.74 indicates Negative momentum. The RSI at 71.43 is Negative, neither overbought nor oversold. The STOCH value of 100.00 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IN:RSSOFTWARE.
R. S. Software (India) Limited Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
63 Neutral | ₹1.19B | 14.43 | ― | ― | 5.39% | 1.02% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
60 Neutral | ₹1.10B | -135.66 | ― | 1.20% | 10.14% | 226.61% | |
48 Neutral | ₹1.05B | -3.84 | ― | 0.46% | -58.32% | -213.11% | |
46 Neutral | ₹637.62M | 15.47 | ― | ― | -6.71% | 73.56% | |
43 Neutral | ₹768.44M | -10.16 | ― | ― | -52.77% | -336.62% | |
40 Underperform | ₹1.47B | -23.81 | ― | ― | -18.06% | 41.15% |
* Technology Sector Average
IN:RSSOFTWARE
R. S. Software (India) Limited
38.57
-25.44
-39.74%
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Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.