R. S. Software (India) Limited (RSSOFTWARE) AI Stock Analysis

• Market Cap: ₹656.89M
• Dividend Yield: 0.46%
• Average Volume (3M): 5.66K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.92
• Revenue Growth: -52.09%
• EPS Growth: -142.64%
• Country: IN
• Employees: 148
• Sector: Technology
• Sector Strength: 88
• Industry: Information Technology Services
• EPS (TTM): -3.26
• Shares Outstanding: 25,831,211
• 10 Day Avg. Volume: 6,392
• 30 Day Avg. Volume: 5,655
• PEG Ratio: -0.38
• Price to Book (P/B): 2.77
• Price to Sales (P/S): 2.77
• P/FCF Ratio: 165.73
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 40 Underperform
• Price Target: ₹24.00 ▼(-53.23% Downside)
• Action: Downgraded Date: 03/12/26
• Date: Action: Downgraded 03/12/26

The score is held down primarily by weak financial performance (revenue decline, swing to losses, negative free cash flow, and higher leverage). Technicals add further pressure with a strong downtrend and bearish momentum. Valuation is difficult to support due to negative earnings and no provided dividend yield.

Positive Factors

Payments-focused niche

Specialization in payments and financial-services software aligns the company with secular digital-payments adoption and ongoing compliance needs. Niche expertise increases switching costs, drives integration work and upgrades, and supports durable client relationships and repeat engagements over months.

Negative Factors

Steep revenue decline

A steep TTM revenue decline (~-20.8% and large negative growth metrics) signals material client contract loss or demand weakness. Lower scale erodes operating leverage and capacity utilization, making margin recovery and rebuilding sustainable top-line growth more difficult over the medium term.

R. S. Software (India) Limited Business Overview & Revenue Model

Company Description

R S Software (India) Limited provides software solutions to electronic payment industries in India, the United States, and Japan. It engages in the development, testing, and maintenance of software products. The company's products include RS RTPS,...

Read more

R S Software (India) Limited provides software solutions to electronic payment industries in India, the United States, and Japan. It engages in the development, testing, and maintenance of software products. The company's products include RS RTPS,...

How the Company Makes Money

RSSOFTWARE primarily makes money by delivering IT services to clients in the electronic payments and financial services domain. Revenue is earned through (1) project-based delivery, where the company is contracted to design, build, integrate, test...

Read more

RSSOFTWARE primarily makes money by delivering IT services to clients in the electronic payments and financial services domain. Revenue is earned through (1) project-based delivery, where the company is contracted to design, build, integrate, test...

R. S. Software (India) Limited Financial Statement Overview

Breakdown	TTM	Mar 2025	Mar 2023	Mar 2021	Mar 2020	Mar 2018
Income Statement
Total Revenue	278.72M	573.21M	301.27M	354.57M	602.81M	634.29M
Gross Profit	-158.60M	269.60M	77.72M	-35.15M	-60.23M	-117.03M
EBITDA	-147.72M	141.91M	-42.86M	-158.21M	-409.29M	-363.85M
Net Income	-204.09M	87.28M	-81.46M	-200.46M	-719.64M	-258.08M
Balance Sheet
Total Assets	707.41M	728.85M	432.14M	715.62M	885.54M	2.03B
Cash, Cash Equivalents and Short-Term Investments	126.89M	230.19M	82.33M	156.05M	292.50M	984.93M
Total Debt	295.54M	5.48M	24.14M	78.01M	0.00	0.00
Total Liabilities	299.15M	141.86M	125.13M	146.78M	100.18M	144.61M
Stockholders Equity	394.65M	573.31M	302.72M	545.23M	750.90M	1.88B
Cash Flow
Free Cash Flow	-25.19M	9.57M	-105.24M	-150.78M	-467.78M	-398.14M
Operating Cash Flow	58.13M	81.46M	-96.06M	-150.28M	-407.46M	-366.08M
Investing Cash Flow	-91.57M	-77.02M	64.67M	147.57M	341.21M	432.78M
Financing Cash Flow	-10.00M	-3.76M	2.28M	-5.11M	-25.18M	-375.00K

R. S. Software (India) Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 51.31
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:RSSOFTWARE, the sentiment is Negative. The current price of 51.31 is above the 20-day moving average (MA) of 27.62, above the 50-day MA of 34.16, and below the 200-day MA of 58.50, indicating a bearish trend. The MACD of -3.38 indicates Positive momentum. The RSI at 31.17 is Neutral, neither overbought nor oversold. The STOCH value of 16.76 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:RSSOFTWARE.

R. S. Software (India) Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ISFT	63 Neutral	₹1.06B	14.43	―	―	5.39%	1.02%
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
COMPUSOFT	61 Neutral	₹1.06B	-135.66	―	1.20%	-25.74%	115.90%
CTE	42 Neutral	₹533.57M	15.47	―	―	-4.97%	32.59%
XELPMOC	41 Neutral	₹1.36B	-23.81	―	―	-30.22%	25.16%
RSSOFTWARE	40 Underperform	₹656.89M	-3.84	―	0.46%	-52.09%	-142.64%
SECURKLOUD	40 Underperform	₹670.55M	-10.16	―	―	-48.96%	-422.00%

R. S. Software (India) Limited Corporate Events