R. S. Software (India) Limited (IN:RSSOFTWARE)
:RSSOFTWARE
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RSSOFTWARE Stock Chart & Stats
₹51.31
-₹4.16(-2.00%)
At close: 4:00 PM EST
₹51.31
-₹4.16(-2.00%)
Day’s Range― - ―
52-Week Range₹21.51 - ₹91.31
Previous CloseN/A
Volume6.22K
Average Volume (3M)5.66K
Market Cap
₹917.78M
Enterprise Value₹949.93M
Total Cash (Recent Filing)₹57.93M
Total Debt (Recent Filing)₹150.01M
Price to Earnings (P/E)―
Beta2.29
Next Earnings
Aug 12, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.46%
Share Statistics
EPS (TTM)-10.84
Shares Outstanding25,831,211
10 Day Avg. Volume6,392
30 Day Avg. Volume5,655
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)2.01
Price to Sales (P/S)2.34
P/FCF Ratio-3.87
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Niche Payments-focused IT ServicesSpecialization in payments and financial-services technology creates durable demand from banks, processors and fintechs that must maintain secure, compliant transaction systems. This focus builds domain expertise and client stickiness from mission-critical integrations, recurring maintenance, and compliance-driven work.
Positive Equity BaseDespite recent losses, the company retains a positive equity buffer and a non-trivial asset base, providing moderate financial flexibility to absorb near-term downturns. Positive equity supports continued operations, access to creditors, and the ability to pursue contract work while addressing cashflow gaps.
Prior Profitable Operating HistoryRecent history shows the business can generate meaningful profits and healthy margins in favorable years, indicating operational capability and scalable delivery processes. That track record suggests the loss in FY2026 may be cyclical or transitional rather than permanent if revenue stabilizes and cost control returns.
Bears Say
Negative Operating And Free Cash FlowThe company is currently consuming cash rather than generating it, which raises medium-term liquidity and funding risk for sustaining operations, servicing debt, and supporting client delivery. Persistent negative cash flow undermines the ability to self-fund growth or weather contract timing issues without external financing.
Rising Leverage After Sharp Debt IncreaseA large jump in borrowings materially increases leverage and refinancing risk, especially while the company is loss-making. Higher interest and principal obligations reduce financial flexibility, constrain investment in product and people, and amplify downside if revenue or margins deteriorate further.
Revenue Decline And Volatile ProfitabilityDeclining revenue combined with a sharp profit swing highlights unstable demand or pricing pressure in core markets and inconsistent margin capture. Persistent volatility in top-line and earnings complicates planning, undermines predictable cash generation, and makes sustainable margin recovery harder without clear revenue stabilization.
R. S. Software (India) Limited News
RSSOFTWARE FAQ
What was R. S. Software (India) Limited’s price range in the past 12 months?
R. S. Software (India) Limited lowest stock price was ₹21.51 and its highest was ₹91.31 in the past 12 months.
What is R. S. Software (India) Limited’s market cap?
R. S. Software (India) Limited’s market cap is ₹917.78M.
When is R. S. Software (India) Limited’s upcoming earnings report date?
R. S. Software (India) Limited’s upcoming earnings report date is Aug 12, 2026 which is in 52 days.
How were R. S. Software (India) Limited’s earnings last quarter?
R. S. Software (India) Limited released its earnings results on May 07, 2026. The company reported -₹3.89 earnings per share for the quarter, missing the consensus estimate of N/A by -₹3.89.
Is R. S. Software (India) Limited overvalued?
According to Wall Street analysts R. S. Software (India) Limited’s price is currently Overvalued.
Does R. S. Software (India) Limited pay dividends?
R. S. Software (India) Limited pays a Annually dividend of ₹0.25 which represents an annual dividend yield of 0.46%. See more information on R. S. Software (India) Limited dividends here
What is R. S. Software (India) Limited’s EPS estimate?
R. S. Software (India) Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does R. S. Software (India) Limited have?
R. S. Software (India) Limited has 25,831,211 shares outstanding.
What happened to R. S. Software (India) Limited’s price movement after its last earnings report?
R. S. Software (India) Limited reported an EPS of -₹3.89 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -3.135%.
Which hedge fund is a major shareholder of R. S. Software (India) Limited?
Currently, no hedge funds are holding shares in IN:RSSOFTWARE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
R. S. Software (India) Limited
Established in 1987 and based in Kolkata, India, R S Software (India) Limited is a specialist provider of software solutions to the electronic payments industry. The company operates internationally, serving clients in India, the United States, and Japan, through the development, rigorous testing, and ongoing maintenance of its software offerings. Its extensive product range features solutions such as RS RTPS, RS DigitalEdge, RS RealEdge, RS BillAbhi-Central, RS BillAbhi-Bank, RS IntelliEdge Central, RS IntelliEdge Banks, RS iFinSwitch, RS MerchantEdge, and RS Test2Pay 3DS2.0. Additionally, R S Software delivers a wide array of services, including the modernization of payment infrastructures, ISO 20022 integration, switching and authorization systems, clearing and settlement processes, dispute resolution, comprehensive data management and analytics, fraud and risk mitigation, payment acceptance mechanisms, electronic bill payment systems, testing and certification, and tokenization. Their expertise encompasses digital payment technologies, sophisticated data analytics, emerging payment methods, merchant acquiring services, security and regulatory compliance, quality assurance, payment processing, and advanced platform architecture, notably including their proprietary digital payments platform, Payabbhi. The company's diverse client base includes payment networks, processors, banks, merchants, national payment infrastructure bodies, and various payment service providers.
Technical Analysis
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