Radiant Cash Management Services Limited (RADIANTCMS) AI Stock Analysis

• Market Cap: ₹4.34B
• Dividend Yield: 4.81%
• Average Volume (3M): 8.63K
• Price to Earnings (P/E): 12.6
• Beta (1Y): 0.41
• Revenue Growth: 4.57%
• EPS Growth: -10.62%
• Country: IN
• Employees: 9,299
• Sector: Services
• Sector Strength: N/A
• Industry: Specialty Business Services
• EPS (TTM): 1.03
• Shares Outstanding: 106,707,910
• 10 Day Avg. Volume: 8,029
• 30 Day Avg. Volume: 8,630
• PEG Ratio: 3.43
• Price to Book (P/B): 2.37
• Price to Sales (P/S): 1.51
• P/FCF Ratio: 16.16
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 69 Neutral
• Price Target: ₹36.00 ▼(-29.71% Downside)
• Action: Downgraded Date: 02/21/26
• Date: Action: Downgraded 02/21/26

The score is driven primarily by strong underlying financial performance (growth, margins, and balance sheet strength), supported by attractive valuation (moderate P/E and high dividend yield). These positives are tempered by weak technicals, with the stock in a pronounced downtrend despite oversold signals.

Positive Factors

Exceptionally high gross margin

A 98.6% gross margin implies the company operates with extremely low direct costs or strong pricing power in its service model, while a 10.7% net margin shows retained profitability. These margins support durable cash generation and resilience across business cycles, underpinning long-term operating stability and reinvestment capacity.

Negative Factors

Recent net income decline

A recent drop in net income, together with negative EPS growth, signals potential profit volatility that could persist if driven by demand shifts, rising costs, or one-off charges. Persistent income declines would erode free cash flow, impair reinvestment ability, and weaken the company’s capacity to sustain margins and returns.

Radiant Cash Management Services Limited Business Overview & Revenue Model

Company Description

Radiant Cash Management Services Ltd. engages in the provision of integrated cash logistics services. It offers cash pick-up and delivery, network currency management, cash processing, and cash vans and cash in transit. The company was founded by ...

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Radiant Cash Management Services Ltd. engages in the provision of integrated cash logistics services. It offers cash pick-up and delivery, network currency management, cash processing, and cash vans and cash in transit. The company was founded by ...

How the Company Makes Money

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Radiant Cash Management Services Limited Financial Statement Overview

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	4.25B	4.27B	3.86B	3.55B	2.86B	2.22B
Gross Profit	3.66B	4.27B	3.84B	3.54B	2.85B	2.21B
EBITDA	643.38M	772.43M	684.15M	1.08B	588.75M	641.09M
Net Income	390.19M	464.98M	447.51M	627.27M	382.09M	324.33M
Balance Sheet
Total Assets	4.45B	4.25B	3.15B	2.79B	1.91B	1.62B
Cash, Cash Equivalents and Short-Term Investments	2.42B	2.22B	1.41B	1.74B	702.06M	537.75M
Total Debt	1.49B	1.17B	327.03M	287.42M	287.52M	139.89M
Total Liabilities	1.84B	1.51B	612.84M	489.24M	508.11M	350.47M
Stockholders Equity	2.62B	2.73B	2.53B	2.30B	1.40B	1.27B
Cash Flow
Free Cash Flow	-53.36M	399.90M	208.64M	683.08M	249.79M	245.82M
Operating Cash Flow	-38.26M	434.20M	406.19M	742.05M	310.84M	276.38M
Investing Cash Flow	-235.90M	-243.93M	80.00M	-728.48M	-23.42M	256.50M
Financing Cash Flow	9.72M	525.94M	-203.57M	263.97M	-123.11M	-374.37M

Radiant Cash Management Services Limited Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 51.22
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:RADIANTCMS, the sentiment is Neutral. The current price of 51.22 is above the 20-day moving average (MA) of 36.75, above the 50-day MA of 39.62, and above the 200-day MA of 50.89, indicating a neutral trend. The MACD of 0.11 indicates Negative momentum. The RSI at 59.29 is Neutral, neither overbought nor oversold. The STOCH value of 90.70 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IN:RADIANTCMS.

Radiant Cash Management Services Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
RADIANTCMS	69 Neutral	₹4.34B	12.62	―	4.81%	4.57%	-10.62%
RITCO	62 Neutral	₹5.46B	18.26	―	―	34.34%	2.00%
AVG	61 Neutral	₹2.30B	12.39	―	0.66%	6.71%	-53.24%
TRANSWORLD	60 Neutral	₹3.11B	-4.30	―	0.76%	10.69%	-203.58%
RPPINFRA	57 Neutral	₹3.59B	186.32	―	0.47%	-7.32%	-26.92%
Sector *	55 Neutral	$13.29B	17.42	10.03%	0.93%	7.13%	-12.93%
SICALLOG	39 Underperform	₹13.47B	3.00	―	―	76.34%	94.50%

Radiant Cash Management Services Limited Corporate Events