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Radiant Cash Management Services Limited
(RADIANTCMS)
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Rating:57Neutral
Price Target:
₹42.00
▼(-18.00% Downside)
Action:Reiterated
Date:05/31/26
The score is held back primarily by weakening fundamentals—especially the sharp deterioration in operating cash flow and cash conversion—along with rising leverage and margin compression. Technicals are neutral-to-soft with the stock still below key long-term averages. These risks are partially offset by a relatively attractive valuation (moderate P/E) and a high dividend yield.
Positive Factors
Steady multi-year revenue growth
A multi-year revenue growth track record indicates the company has durable market traction and product/service demand. That historical top-line expansion provides scale benefits and a platform to restore margins and profitability over the next several quarters if operational execution improves.
Negative Factors
Severe operating cash flow decline
The sharp fall in operating cash flow and weakened cash conversion (operating cash covering only ~7% of earnings in FY26) signals working-capital stress and lower earnings quality. This undermines the company’s ability to self-fund capex, dividends, or debt servicing without external financing.
Read all positive and negative factors
Positive Factors
Negative Factors
Steady multi-year revenue growth
A multi-year revenue growth track record indicates the company has durable market traction and product/service demand. That historical top-line expansion provides scale benefits and a platform to restore margins and profitability over the next several quarters if operational execution improves.
Read all positive factors
Radiant Cash Management Services Limited (RADIANTCMS) vs. iShares MSCI India ETF (INDA)
Market Cap
₹4.06B
Dividend Yield4.81%
Average Volume (3M)8.63K
Price to Earnings (P/E)12.6
Beta (1Y)0.72
Revenue Growth0.55%
EPS Growth-30.67%
CountryIN
Employees9,299
SectorGeneral
Sector StrengthN/A
IndustrySpecialty Business Services
Share Statistics
EPS (TTM)3.03
Shares Outstanding106,707,910
10 Day Avg. Volume8,029
30 Day Avg. Volume8,630
Financial Highlights & Ratios
PEG Ratio-0.35
Price to Book (P/B)1.26
Price to Sales (P/S)0.81
P/FCF Ratio27.12
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Radiant Cash Management Services Limited Business Overview & Revenue Model
Company Description
Radiant Cash Management Services Ltd. provides comprehensive, integrated solutions for managing physical cash. Their core offerings include secure cash collection and delivery, optimizing currency flow within various networks, detailed cash proces...
How the Company Makes Money
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Radiant Cash Management Services Limited Financial Statement Overview
Summary
Income Statement
62
Positive
Balance Sheet
58
Neutral
Cash Flow
35
Negative
| Breakdown | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 4.29B | 4.27B | 3.86B | 3.55B | 2.86B |
| Gross Profit | 3.10B | 4.27B | 3.84B | 3.54B | 2.85B |
| EBITDA | 512.23M | 772.43M | 684.15M | 1.08B | 588.75M |
| Net Income | 322.57M | 464.98M | 447.51M | 627.27M | 382.09M |
Balance Sheet | |||||
| Total Assets | 5.08B | 4.25B | 3.15B | 2.79B | 1.91B |
| Cash, Cash Equivalents and Short-Term Investments | 2.25B | 2.22B | 1.41B | 1.74B | 702.06M |
| Total Debt | 1.94B | 1.17B | 327.03M | 287.42M | 287.52M |
| Total Liabilities | 2.33B | 1.51B | 612.84M | 489.24M | 508.11M |
| Stockholders Equity | 2.78B | 2.73B | 2.53B | 2.30B | 1.40B |
Cash Flow | |||||
| Free Cash Flow | 129.04M | 399.90M | 208.64M | 683.08M | 249.79M |
| Operating Cash Flow | 163.65M | 434.20M | 406.19M | 742.05M | 310.84M |
| Investing Cash Flow | -440.78M | -243.93M | 80.00M | -728.48M | -23.42M |
| Financing Cash Flow | 455.38M | 525.94M | -203.57M | 263.97M | -123.11M |
Radiant Cash Management Services Limited Technical Analysis
Negative
51.22
Price Trends
40.18
Negative
39.45
Negative
45.82
Negative
Market Momentum
-0.40
Positive
40.12
Neutral
23.93
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:RADIANTCMS, the sentiment is Negative. The current price of 51.22 is above the 20-day moving average (MA) of 39.38, above the 50-day MA of 40.18, and above the 200-day MA of 45.82, indicating a bearish trend. The MACD of -0.40 indicates Positive momentum. The RSI at 40.12 is Neutral, neither overbought nor oversold. The STOCH value of 23.93 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:RADIANTCMS.
Radiant Cash Management Services Limited Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | ₹97.71B | 14.22 | ― | 0.31% | 36.70% | 35.14% | |
67 Neutral | ₹42.02B | 14.22 | ― | 2.71% | 2.58% | -18.98% | |
63 Neutral | ₹14.19B | 36.94 | ― | ― | 22.24% | -1.25% | |
57 Neutral | ₹4.06B | 12.56 | ― | 4.81% | 0.55% | -30.67% | |
56 Neutral | ₹50.40B | 45.11 | ― | 0.91% | 4.23% | -30.88% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
52 Neutral | ₹19.22B | 59.72 | ― | 1.51% | -2.20% | -72.57% |
* General Sector Average
IN:RADIANTCMS
Radiant Cash Management Services Limited
38.09
-20.40
-34.88%
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-25.59%
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3.92
7.83%
IN:PDSL
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-28.87
-7.50%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.